Gavop's guide to buying homeowners insurance in Franklin County, AR covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $43,000 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $81,000 | $70,000 | $75,000-$100,000 |
| 3 Bedroom | $114,000 | $100,000 | $100,000-$125,000 |
| 4 Bedroom | $101,000 | $80,000 | $100,000-$125,000 |
| 5 Bedroom | $129,500 | $120,000 | $100,000-$125,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$112 | $689 |
| Superior Protection Discount | -$72 | $729 |
| Fire & Security Discount | -$56 | $745 |
| Hail Resistant Roof Discount | -$16 | $785 |
| Newly Constructed Home Discount | -$216 | $585 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Franklin County | $700 | $792 | $1,492 | $575 | $1,275 | $216 |
| Franklin County, AR | $2,000 | $792 | $2,792 | $575 | $2,575 | $216 |
| Reed, AR | $400 | $1,580 | $1,980 | $1,148 | $1,548 | $432 |
| Booneville, AR | $2,000 | $922 | $2,922 | $670 | $2,670 | $252 |
| Cauthron, AR | $400 | $1,026 | $1,426 | $745 | $1,145 | $280 |
| Greenland, AR | $2,500 | $1,221 | $3,721 | $887 | $3,387 | $334 |
| Fort Coffee, OK | $500 | $1,016 | $1,516 | $738 | $1,238 | $278 |
| Dardanelle, AR | $1,500 | $801 | $2,301 | $582 | $2,082 | $219 |
| Scott County, AR | $200 | $704 | $904 | $511 | $711 | $192 |
| Parks, AR | $1,000 | $1,189 | $2,189 | $864 | $1,864 | $325 |
| Valley, AR | $400 | $1,125 | $1,525 | $818 | $1,218 | $308 |
| Ola, AR | $1,500 | $813 | $2,313 | $591 | $2,091 | $222 |
| Home Insurance Company Franklin County, AR | Homeowners Insurance Agency Franklin County, AR | Address | Popularity Score | Distance from Franklin County (miles) |
|---|---|---|---|---|
| Farmers | Brent Hale | 3291 S Thompson St Ste B103, Springdale, AR, 72764 | 46.8 | |
| State Farm | Walter Chastain | 720 W Sunset Ave, Springdale, AR, 72764-5434 | 48.0 | |
| Travelers | Davis Insurance Agency Inc | 416 E Pridemore, Lincoln, AR, 72744 | 42.5 | |
| Farmers | Ronnie Deese | 85 S Double Springs Rd, Farmington, AR, 72730 | 42.1 | |
| Farmers | Sandy Gilkey | 8405 S Zero St Ste B, Fort Smith, AR, 72903 | 28.5 | |
| Travelers | Mcnair & Associates | 104 N East Suite C, Fayetteville, AR, 72701 | 41.2 | |
| Allstate | Gary Henry | 2308 Fayetteville Rd Ste 1000, Van Buren, AR, 72956 | 26.5 | |
| Nationwide | Gene Long | 2901 E Zion Rd Ste 1, Fayetteville, AR, 72703-5070 | 44.8 | |
| Farmers | Thomas Frisbie | 118 E Buchanan St, Prairie Grove, AR, 72753 | 40.2 | |
| State Farm | Ronnie Plummer | 571 S Main St, Waldron, AR, 72958 | 43.8 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Arkansas | $118,500 | $1,088 | $730 | $1,560 | $830 |
| Franklin County, AR | $90,600 | $801 | $570 | $1,110 | $540 |
| Franklin County, AR | $90,600 | $801 | $550 | $1,130 | $580 |
| Reed, AR | $247,200 | $1,599 | $1,150 | $2,220 | $1,070 |
| Booneville, AR | $86,400 | $933 | $670 | $1,320 | $650 |
| Cauthron, AR | $107,900 | $1,038 | $720 | $1,440 | $720 |
| Greenland, AR | $152,100 | $1,236 | $890 | $1,760 | $870 |
| Fort Coffee, OK | $70,300 | $1,028 | $730 | $1,460 | $730 |
| Dardanelle, AR | $129,900 | $811 | $590 | $1,160 | $570 |
| Scott County, AR | $69,800 | $712 | $480 | $1,020 | $540 |
| Parks, AR | $144,400 | $1,203 | $810 | $1,710 | $900 |
| Valley, AR | $129,700 | $1,139 | $760 | $1,570 | $810 |
| Ola, AR | $65,100 | $823 | $550 | $1,140 | $590 |