Gavop tells you how to get the best homeowners insurance in Johnson County, IL by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Johnson County, IL - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| 9th St, Mulberry St, Arrowhead Dr, Meadow Ln, Apple St, Stockdale Ln, US Hwy 45, Park Dr, Chile Ln, Vinson Ln | $78,000 | $70,000 | $50,000-$75,000 | $87,500 | $80,000 | $75,000-$100,000 |
| Snow Hill Rd, 2nd St, S Lake Shore Dr, Gilliam St, E Main St, Co Hwy 1575 W, Mount Pisgah Rd, Ashwood Ln, N Hillcrest Ct, Deer Trl | $126,500 | $110,000 | $125,000-$150,000 | $122,500 | $110,000 | $100,000-$125,000 |
| King Ln, Pulleys Mill Rd, Vine St, S Royal St, George Bluff Loop, E Vine St, Church St, Maple St, N 4th St, Pleasant Acres | $106,500 | $100,000 | $75,000-$100,000 | $112,500 | $100,000 | $100,000-$125,000 |
| Reynoldsburg Rd, Peach St, Harbor Rd, Potomac Ln, Tall Tree Lake Rd, Lakeview Dr, S Hubbard Ave, Lincoln St, Pond Rd, Sunflower Ln | $197,000 | $170,000 | $175,000-$200,000 | $106,000 | $90,000 | $75,000-$100,000 |
| W Hillcrest Dr, Hunts Resort Dr, Gum Springs Rd, Kings Ct, Indian Point Rd, Bear Branch Rd, Harlen Ln, Flat Woods Rd, Webb Town Ln, Hensley Hills Dr | $96,000 | $80,000 | $100,000-$125,000 | $111,500 | $90,000 | $100,000-$125,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$107 | $487 |
| Superior Protection Discount | -$53 | $540 |
| Fire & Security Discount | -$47 | $546 |
| Hail Resistant Roof Discount | -$18 | $576 |
| Newly Constructed Home Discount | -$166 | $427 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Johnson County | $2,000 | $586 | $2,586 | $426 | $2,426 | $160 |
| Johnson County, IL | $2,500 | $586 | $3,086 | $426 | $2,926 | $160 |
| Lake No. 1, IL | $300 | $809 | $1,109 | $588 | $888 | $221 |
| Lick Creek, IL | $2,500 | $618 | $3,118 | $449 | $2,949 | $169 |
| Whiteash, IL | $200 | $506 | $706 | $368 | $568 | $138 |
| Kevil, KY | $1,500 | $762 | $2,262 | $554 | $2,054 | $208 |
| Barlow, KY | $200 | $729 | $929 | $530 | $730 | $199 |
| Saline County, IL | $1,000 | $804 | $1,804 | $584 | $1,584 | $220 |
| Farley, KY | $400 | $616 | $1,016 | $447 | $847 | $168 |
| Jackson County, IL | $100 | $650 | $750 | $472 | $572 | $178 |
| Mayberry, IL | $700 | $441 | $1,141 | $320 | $1,020 | $120 |
| Home Insurance Company Johnson County, IL | Homeowners Insurance Agency Johnson County, IL | Address | Popularity Score | Distance from Johnson County (miles) |
|---|---|---|---|---|
| State Farm | Bill Ecker | 805 W Deyoung St Ste F, Marion, IL, 62959-1602 | 19.5 | |
| Travelers | Polar Investment & Insurance Services Inc | 300 E Main St Ste 1, Carbondale, IL, 62901 | 25.9 | |
| State Farm | Lynn Braden | 301 S Jackson St, Mc Leansboro, IL, 62859-1431 | 47.5 | |
| Farmers | Steven Urban | 1000 Leigh Ave Ste F, Anna, IL, 62906 | 18.7 | |
| Travelers | Diederich Insurance Agency Llc | 506 W Main, Carbondale, IL, 62901 | 26.2 | |
| Farmers | Kellie Grant | 1107 N Court St Ste B, Marion, IL, 62959 | 19.5 | |
| State Farm | Hugh Frailey | 1001 N Main St, Benton, IL, 62812-1021 | 37.7 | |
| State Farm | Rick Brockett | 312 E Poplar St, Harrisburg, IL, 62946-1529 | 26.9 | |
| Allstate | Laura Hughes | 305 S University Ave, Carbondale, IL, 62901 | 25.9 | |
| Farmers | Douglas Smith | 1107 N Court St Ste A, Marion, IL, 62959 | 19.5 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Illinois | $179,700 | $850 | $570 | $1,160 | $590 |
| Johnson County, IL | $96,600 | $593 | $410 | $840 | $430 |
| Johnson County, IL | $96,600 | $593 | $410 | $810 | $400 |
| Lake No. 1, IL | $164,100 | $819 | $570 | $1,130 | $560 |
| Lick Creek, IL | $92,900 | $625 | $430 | $860 | $430 |
| Whiteash, IL | $64,300 | $512 | $350 | $730 | $380 |
| Kevil, KY | $96,300 | $771 | $560 | $1,060 | $500 |
| Barlow, KY | $88,800 | $738 | $520 | $1,010 | $490 |
| Saline County, IL | $70,500 | $814 | $580 | $1,160 | $580 |
| Farley, KY | $64,800 | $623 | $420 | $890 | $470 |
| Jackson County, IL | $108,600 | $658 | $480 | $900 | $420 |
| Mayberry, IL | $50,000 | $446 | $320 | $610 | $290 |