Decatur, IL Homeowners Insurance - How To Buy Guide

Gavop shows you how to buy homeowners insurance in Decatur, IL by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.

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Select the Suitable Coverage Value for your Decatur, IL Home | Back to Top

Bedrooms Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
1 Bedroom $30,000 $20,000 $25,000-$50,000
2 Bedroom $83,500 $70,000 $75,000-$100,000
3 Bedroom $86,000 $80,000 $75,000-$100,000
4 Bedroom $183,000 $150,000 $175,000-$200,000
5 Bedroom $146,000 $130,000 $150,000-$175,000

Bundle your Decatur, IL Auto & Home Insurance from the Same Company | Back to Top

Decatur, IL Car Insurance Decatur, IL Home Insurance
Details Nissan, Murano LE 3 Beds, 2 Baths, 2320 Square Feet worth $160000
Insurance Rates Individually $855.48 $5400
Savings from buying both from the same company $1,563.87

Choose the Right Deductible for your Decatur, IL Home | Back to Top

Low Deductible ($500) High Deductible ($2500)
Place Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
Illinois $200 $850 $1,050 $710 $910 $140
Macon County, IL $1,500 $460 $960 $380 $1,880 $-920
Decatur, IL $700 $400 $900 $330 $1,030 $-130
Lovington, IL $500 $380 $880 $330 $830 $50
Ivesdale, IL $700 $350 $850 $310 $1,010 $-160
Champaign, IL $300 $760 $1,060 $620 $920 $140
Ricks, IL $2,500 $350 $850 $290 $2,790 $-1,940
Chatham, IL $100 $670 $770 $560 $660 $110
Bowdre, IL $700 $320 $820 $270 $970 $-150
Boynton, IL $400 $760 $1,160 $640 $1,040 $120
Coalton, IL $1,500 $240 $740 $210 $1,710 $-970
Brown, IL $300 $490 $790 $420 $720 $70
Cooksville, IL $2,000 $350 $850 $300 $2,300 $-1,450

Identify Top Home Insurance Agents near Decatur, IL | Back to Top

Home Insurance Company Decatur, IL Homeowners Insurance Agency Decatur, IL Address Popularity Score Distance from Decatur (miles)
State Farm Axel Jimenez 1520 E College Ave Ste E, Normal, IL, 61761-6155
45.2
State Farm Darwyn Boston 101 S Lincoln Street, Mahomet, IL, 61853-6002
36.6
State Farm Ali Doolin 1101 Clement Ave, Forsyth, IL, 62535-9626
4.5
State Farm Mike Sprague 2313 E Oakland Ave, Bloomington, IL, 61701-5840
42.6
State Farm Diane Sullivan 2950 N Water St Ste 305, Decatur, IL, 62526-6521
1.8
Nationwide Azm Group Inc 1319 N Veterans Pkwy Ste 2b, Bloomington, IL, 61704-6428
44.2
Travelers Plr Insurance 1242 E Empire St, Bloomington, IL, 61701
43.7
State Farm Mike Mandrell 1212 E Pershing Road, Decatur, IL, 62526-4729
1.5
State Farm Carole Brooker 2605 N Main St, Decatur, IL, 62526-3229
1.6
Allstate Michael Rudicil 909 N Cunningham Ave Ste 7, Urbana, IL, 61802
42.9

Compare Rates for Decatur, IL Home Insurance Providers | Back to Top

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Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
Illinois $190,800 $990 $700 $1,420 $720
Macon County, IL $92,500 $500 $350 $710 $360
Decatur, IL $80,100 $340 $230 $490 $260
Lovington, IL $77,400 $390 $260 $550 $290
Ivesdale, IL $93,500 $480 $330 $690 $360
Champaign, IL $151,300 $880 $640 $1,240 $600
Ricks, IL $81,600 $420 $290 $580 $290
Chatham, IL $161,800 $660 $480 $940 $460
Bowdre, IL $81,100 $410 $280 $570 $290
Boynton, IL $146,300 $720 $520 $1,020 $500
Coalton, IL $59,800 $350 $240 $480 $240
Brown, IL $109,900 $490 $330 $680 $350
Cooksville, IL $77,700 $410 $270 $580 $310

Research Home Insurance Companies Reviews in Decatur, IL Before Buying | Back to Top

Share a review on your home insurance company


Allstate Home Insurance Reviews

Date: November 03, 2018    Age: 20 to 29    Gender: Female    Marital Status: Married

Premium
Allstate premium seemed to be in the middle of the other insurance companies when I was researching.

Progressive Home Insurance Reviews

Date: October 31, 2018    Age: >60 years    Gender: Female    Marital Status: Unmarried

Website/App
The website made it easy to file a claim, and updated me on the stages of processing my claim. It was easy and the website functioned well.

Nationwide Home Insurance Reviews

Date: November 27, 2018    Age: 30 to 39    Gender: Male    Marital Status: Married

Premium
I would rate it as 3 out of 5. When it comes to premiums and deductibles the pricing I have is very similar to other companies I asked for quotes from.