Gavop shows you how to buy homeowners insurance in Owen County, IN by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $35,500 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $123,500 | $110,000 | $100,000-$125,000 |
| 3 Bedroom | $145,500 | $130,000 | $125,000-$150,000 |
| 4 Bedroom | $155,500 | $130,000 | $150,000-$175,000 |
| 5 Bedroom | $250,000 | $220,000 | $250,000-$300,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$59 | $600 |
| Home and Two Car | -$112 | $547 |
| Home and Three Car | -$165 | $495 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Owen County | $2,000 | $651 | $2,651 | $473 | $2,473 | $178 |
| Owen County, IN | $700 | $651 | $1,351 | $473 | $1,173 | $178 |
| Harrodsburg, IN | $400 | $810 | $1,210 | $589 | $989 | $221 |
| Nevins, IN | $700 | $781 | $1,481 | $567 | $1,267 | $213 |
| Mooresville, IN | $400 | $687 | $1,087 | $499 | $899 | $188 |
| Brown County, IN | $1,000 | $795 | $1,795 | $578 | $1,578 | $217 |
| Sullivan, IN | $100 | $632 | $732 | $460 | $560 | $173 |
| New Goshen, IN | $1,500 | $827 | $2,327 | $601 | $2,101 | $226 |
| Vigo, IN | $500 | $560 | $1,060 | $407 | $907 | $153 |
| Bicknell, IN | $2,500 | $532 | $3,032 | $386 | $2,886 | $145 |
| Wallace, IN | $200 | $606 | $806 | $440 | $640 | $166 |
| Home Insurance Company Owen County, IN | Homeowners Insurance Agency Owen County, IN | Address | Popularity Score | Distance from Owen County (miles) |
|---|---|---|---|---|
| Farmers | Tawni Hill | 1635 W 3rd St, Bloomington, IN, 47404 | 18.5 | |
| Farmers | Brad Gossett | 973 Emerson Pkwy Ste C, Greenwood, IN, 46143 | 45.7 | |
| Erie | Thomas Insurance Services Inc. | 1701 16th Street, Bedford, IN, 47421 | 36.5 | |
| Travelers | Burns Insurance Agency | 1433 N Meridian St Ste 205, Indianapolis, IN, 46202 | 48.7 | |
| Liberty Mutual Independent | Hometown Insurance | 191 N Green St, Brownsburg, IN, 46112 | 43.4 | |
| State Farm | Chris Stringer | 4875 W 56th St Ste G, Indianapolis, IN, 46254-6401 | 48.8 | |
| Travelers | The Wigand Insurance Group | 9003 Rockville Rd, Indianapolis, IN, 46234 | 41.4 | |
| State Farm | Ebbie Crawford | 586 S State Road 135, Greenwood, IN, 46142-1439 | 41.5 | |
| Allstate | Jeffrey Heidelberger | 8802 Madison Ave Ste G, Indianapolis, IN, 46227 | 44.5 | |
| Farmers | Zachary Breneman | 4810 S Emerson Ave Ste A, Indianapolis, IN, 46203 | 48.2 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Indiana | $130,200 | $847 | $580 | $1,160 | $580 |
| Owen County, IN | $110,200 | $659 | $480 | $940 | $460 |
| Owen County, IN | $110,200 | $659 | $470 | $910 | $440 |
| Harrodsburg, IN | $121,100 | $820 | $560 | $1,130 | $570 |
| Nevins, IN | $111,700 | $790 | $550 | $1,120 | $570 |
| Mooresville, IN | $123,700 | $696 | $470 | $960 | $490 |
| Brown County, IN | $174,800 | $805 | $550 | $1,110 | $560 |
| Sullivan, IN | $72,300 | $640 | $470 | $890 | $420 |
| New Goshen, IN | $126,700 | $837 | $580 | $1,190 | $610 |
| Vigo, IN | $56,600 | $567 | $410 | $780 | $370 |
| Bicknell, IN | $50,800 | $538 | $390 | $760 | $370 |
| Wallace, IN | $66,300 | $613 | $440 | $860 | $420 |