Gavop tells you how to get the best homeowners insurance in Chester, OH by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $87,000 | $70,000 | $75,000-$100,000 |
| 2 Bedroom | $148,000 | $130,000 | $150,000-$175,000 |
| 3 Bedroom | $318,000 | $290,000 | $350,000-$400,000 |
| 4 Bedroom | $315,500 | $300,000 | $250,000-$300,000 |
| 5 Bedroom | $595,500 | $550,000 | $500,000-$600,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$115 | $606 |
| Superior Protection Discount | -$72 | $649 |
| Fire & Security Discount | -$58 | $664 |
| Hail Resistant Roof Discount | -$22 | $700 |
| Newly Constructed Home Discount | -$195 | $527 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Geauga County | $2,000 | $840 | $2,840 | $611 | $2,611 | $230 |
| Chester, OH | $1,000 | $713 | $1,713 | $518 | $1,518 | $195 |
| Burton, OH | $400 | $772 | $1,172 | $561 | $961 | $211 |
| Mentor-on-the-Lake, OH | $2,500 | $636 | $3,136 | $462 | $2,962 | $174 |
| Northfield, OH | $200 | $706 | $906 | $513 | $713 | $193 |
| Trumbull, OH | $1,500 | $679 | $2,179 | $493 | $1,993 | $185 |
| Johnston, OH | $500 | $687 | $1,187 | $499 | $999 | $188 |
| Vienna, OH | $2,500 | $690 | $3,190 | $501 | $3,001 | $188 |
| Pierpont, OH | $300 | $745 | $1,045 | $541 | $841 | $204 |
| South Pymatuning, PA | $2,000 | $687 | $2,687 | $499 | $2,499 | $188 |
| Linesville, PA | $300 | $556 | $856 | $404 | $704 | $152 |
| Milton, OH | $2,000 | $673 | $2,673 | $489 | $2,489 | $184 |
| Home Insurance Company Chester, OH | Homeowners Insurance Agency Chester, OH | Address | Popularity Score | Distance from Chester (miles) |
|---|---|---|---|---|
| State Farm | Toni Sober | 24700 Chagrin Blvd Ste 302, Beachwood, OH, 44122-5630 | 9.8 | |
| Allstate | Brian Blum | 7227 Chagrin Rd, Chagrin Falls, OH, 44023 | 8.2 | |
| State Farm | Mitch Flemming | 8389 Mayfield Rd Ste A-5b, Chesterland, OH, 44026-2553 | 1.0 | |
| Travelers | Gambrel Insurance Agency | 32940 Vine St, Eastlake, OH, 44095 | 9.4 | |
| State Farm | Michael Harley | 1128 W Pleasant Valley Rd, Parma, OH, 44134-6711 | 21.6 | |
| State Farm | Bam Childress | 403 Broadway Ave, Bedford, OH, 44146-2628 | 14.2 | |
| Allstate | Sally Wilson | 29339 Euclid Ave, Wickliffe, OH, 44092 | 8.4 | |
| Travelers | Affinity Insurance Group | 5231 Mayfield Rd Ste 1, Cleveland, OH, 44124 | 7.9 | |
| State Farm | Tim Mckeogh | 8227 Washington St # 4, Chagrin Falls, OH, 44023-4507 | 8.3 | |
| Allstate | Christopher Pike | 3807 Brecksville Rd Ste 1, Richfield, OH, 44286 | 25.6 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Ohio | $135,100 | $712 | $480 | $990 | $510 |
| Geauga County, OH | $228,000 | $851 | $600 | $1,170 | $570 |
| Chester, OH | $216,800 | $722 | $530 | $1,020 | $490 |
| Burton, OH | $169,800 | $781 | $530 | $1,090 | $560 |
| Mentor-on-the-Lake, OH | $126,400 | $644 | $470 | $910 | $440 |
| Northfield, OH | $136,400 | $715 | $490 | $990 | $500 |
| Trumbull, OH | $124,400 | $687 | $470 | $970 | $500 |
| Johnston, OH | $127,700 | $695 | $470 | $980 | $510 |
| Vienna, OH | $129,000 | $698 | $470 | $980 | $510 |
| Pierpont, OH | $155,300 | $754 | $550 | $1,060 | $510 |
| South Pymatuning, PA | $144,600 | $695 | $510 | $960 | $450 |
| Linesville, PA | $87,800 | $563 | $390 | $780 | $390 |
| Milton, OH | $144,700 | $681 | $470 | $970 | $500 |