Gavop's guide to buying homeowners insurance in Dane County, WI covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Dane County, WI - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Old Gate Rd, Shady Hill Dr, N Edge Trl, Jenness Ave, Crawling Stone Rd, Burning Wood Way, Lone Eagle Dr, Co Hwy U, Co Rd Id, D'Onofrio Dr | $241,000 | $230,000 | $200,000-$250,000 | $220,500 | $200,000 | $175,000-$200,000 |
| Longwood Ln, Mansion Cir, Connie Ln, N Co Hwy M, Bull Run Dr, Quail Ct E, Quartz Rd, Jetty Dr, Bowman St, Riva Rd | $72,000 | $60,000 | $75,000-$100,000 | $50,000 | $40,000 | $25,000-$50,000 |
| Geronimo Cir, Forest Down, Willow Dr, Toepfer Rd, Corinth Dr, Hammen Rd, Keller Rd, Cottage Ct, Insurance Dr, Colony Cir | $201,000 | $160,000 | $150,000-$175,000 | $213,000 | $170,000 | $175,000-$200,000 |
| Norse Pkwy, Preston Rd, Fawn Ln, Rockstream Dr, Jerico Ln, Allis Ave, Pawling St, Countrywood Ln, Wildberry Dr, Woods Glen Ct | $259,500 | $240,000 | $200,000-$250,000 | $219,500 | $190,000 | $200,000-$250,000 |
| Schofield St, Warner Ln, Ziegler Rd, Ellen Ave, Mohawk Dr, Acker Ln, White Fox Ln, N Thornton Ave, William St, Grandwood Ct | $299,000 | $240,000 | $300,000-$350,000 | $184,500 | $160,000 | $150,000-$175,000 |
| Hillside Rd, Eddington Dr, Vale Cir, Dons Rd, Littlemore Dr, Langley Ln, Exchange St, Manor Dr, Westgate Rd, Gray Birch Trl | $222,500 | $190,000 | $250,000-$300,000 | $123,000 | $100,000 | $125,000-$150,000 |
| Eissfeldt Rd, Kent Ln, Oak Valley Rd, Osmundsen Rd, Haight Rd, S Hillcrest Dr, Coyle Pkwy, Price Pl, Fredericksburg Ln, Homme Ln | $165,000 | $150,000 | $175,000-$200,000 | $117,500 | $110,000 | $75,000-$100,000 |
| Lucky Trl, Stoney Hill Ln, Mallory Cir, Silverstone Ln, Bus Park Dr, Co Rd G, Sheldon St, Adler Cir, Twinleaf Ln, Arctic Fox Dr | $207,500 | $170,000 | $175,000-$200,000 | $128,000 | $110,000 | $125,000-$150,000 |
| Horseshoe Bnd, Woodstock Cir, Maple Ave, Norland Rd, Stone Edge Ct, Pinewood Ct, Strathmore Ln, Joss Ct, N Fair Oak Rd, Campus Dr | $187,500 | $160,000 | $150,000-$175,000 | $161,000 | $140,000 | $125,000-$150,000 |
| Parkview Rd, Harbor House Dr, Cherbourg Ct, Bosben Rd, E Dyreson Rd, Oxford Rd, Fairway Pl, Brookstone Crst, Liebetrau Rd, Mourning Dove Dr | $308,000 | $270,000 | $250,000-$300,000 | $259,500 | $230,000 | $200,000-$250,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$136 | $618 |
| Superior Protection Discount | -$68 | $686 |
| Fire & Security Discount | -$75 | $678 |
| Hail Resistant Roof Discount | -$15 | $739 |
| Newly Constructed Home Discount | -$219 | $535 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Dane County | $2,000 | $745 | $2,745 | $541 | $2,541 | $203 |
| Dane County, WI | $1,000 | $745 | $1,745 | $541 | $1,541 | $203 |
| Stoughton, WI | $500 | $660 | $1,160 | $479 | $979 | $180 |
| Rockdale, WI | $1,000 | $696 | $1,696 | $505 | $1,505 | $190 |
| Perry, WI | $100 | $884 | $984 | $643 | $743 | $242 |
| Poynette, WI | $2,000 | $680 | $2,680 | $494 | $2,494 | $186 |
| Fort Atkinson, WI | $200 | $596 | $796 | $433 | $633 | $163 |
| La Prairie, WI | $2,500 | $700 | $3,200 | $508 | $3,008 | $191 |
| Excelsior, WI | $400 | $729 | $1,129 | $530 | $930 | $199 |
| Beaver Dam, WI | $1,000 | $654 | $1,654 | $475 | $1,475 | $179 |
| Beloit, WI | $500 | $768 | $1,268 | $558 | $1,058 | $210 |
| Avoca, WI | $2,000 | $420 | $2,420 | $305 | $2,305 | $115 |
| Home Insurance Company Dane County, WI | Homeowners Insurance Agency Dane County, WI | Address | Popularity Score | Distance from Dane County (miles) |
|---|---|---|---|---|
| Allstate | Susan Kempfer-Weeks | 712 S Gammon Rd, Madison, WI, 53719 | 4.5 | |
| Erie | Agency Insurance Llc | 435 Village Walk Lane Suite 1-A, Johnson Creek, WI, 53038 | 33.0 | |
| Erie | Day Insurance | 208 Milwaukee Avenue East, Fort Atkinson, WI, 53538 | 31.1 | |
| State Farm | Terry Wendt | 1404 Creston Park Dr Ste 200, Janesville, WI, 53545-1120 | 32.8 | |
| State Farm | Ruth Ann Murphy | 374 E Main St, Stoughton, WI, 53589-1725 | 14.6 | |
| State Farm | Dan Pechauer | 6926 University Ave, Middleton, WI, 53562-2768 | 4.7 | |
| Allstate | Lonze And Associates | 125 N 2nd St., Delavan, WI, 53115 | 49.3 | |
| Allstate | George Mcdevitt | 4706 Cottage Grove Rd Ste 300, Madison, WI, 53716 | 6.1 | |
| State Farm | Jim Hartman | 5706 Us Highway 51, Mc Farland, WI, 53558-9319 | 6.9 | |
| State Farm | Danny Trotter | 2525 Prairie Ave, Beloit, WI, 53511-2219 | 41.8 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Wisconsin | $169,300 | $685 | $470 | $970 | $500 |
| Dane County, WI | $242,700 | $754 | $520 | $1,070 | $550 |
| Dane County, WI | $242,700 | $754 | $540 | $1,060 | $520 |
| Stoughton, WI | $191,200 | $668 | $490 | $910 | $420 |
| Rockdale, WI | $181,300 | $704 | $480 | $1,000 | $520 |
| Perry, WI | $342,500 | $895 | $600 | $1,270 | $670 |
| Poynette, WI | $170,800 | $688 | $490 | $980 | $490 |
| Fort Atkinson, WI | $149,500 | $604 | $430 | $850 | $420 |
| La Prairie, WI | $183,600 | $708 | $520 | $980 | $460 |
| Excelsior, WI | $206,900 | $738 | $500 | $1,050 | $550 |
| Beaver Dam, WI | $124,300 | $662 | $450 | $920 | $470 |
| Beloit, WI | $85,200 | $777 | $550 | $1,100 | $550 |
| Avoca, WI | $72,200 | $425 | $290 | $600 | $310 |