How Can I Make My Santa Barbara County, CA Home Insurance Cheaper

Gavop shows you how to buy homeowners insurance in Santa Barbara County, CA by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.

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Select the Suitable Coverage Value for your Santa Barbara County, CA Home | Back to Top

Bedrooms Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
1 Bedroom $129,000 $100,000 $100,000-$125,000
2 Bedroom $275,500 $250,000 $250,000-$300,000
3 Bedroom $499,500 $420,000 $400,000-$500,000
4 Bedroom $630,500 $560,000 $500,000-$600,000
5 Bedroom $919,000 $770,000 $900,000-$1,000,000

Choose the Best Santa Barbara County, CA Home Insurance Premium for your Background | Back to Top

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Full Time Job 750-799 Credit Score >$150,000 No Pets, Smoker $130
Retired 550-599 Credit Score <$25,000 1 Pet, Non-Smoker $90
Unemployed 650-699 Credit Score <$25,000 2 Pets, Smoker $300

Choose the Right Deductible for your Santa Barbara County, CA Home | Back to Top

Low Deductible ($500) High Deductible ($2500)
Place Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
California $100 $1,520 $1,620 $1,320 $1,420 $200
Santa Barbara County, CA $700 $1,850 $2,350 $1,620 $2,320 $30
Santa Barbara County, CA $1,000 $1,620 $2,120 $1,320 $2,320 $-200
Santa Ynez, CA $100 $1,930 $2,030 $1,640 $1,740 $290
Solvang, CA $1,000 $1,180 $1,680 $970 $1,970 $-290
Buellton, CA $400 $1,950 $2,350 $1,640 $2,040 $310
Goleta, CA $700 $1,240 $1,740 $1,000 $1,700 $40
Mission Canyon, CA $500 $2,480 $2,980 $2,070 $2,570 $410
Cuyama, CA $700 $900 $1,400 $750 $1,450 $-50
Lompoc, CA $500 $1,530 $2,030 $1,240 $1,740 $290
Vandenberg Village, CA $2,500 $1,250 $1,750 $1,010 $3,510 $-1,760
Garey, CA $100 $1,820 $1,920 $1,500 $1,600 $320
Callender, CA $1,500 $1,440 $1,940 $1,180 $2,680 $-740

Identify Top Home Insurance Agents near Santa Barbara County, CA | Back to Top

Home Insurance Company Santa Barbara County, CA Homeowners Insurance Agency Santa Barbara County, CA Address Popularity Score Distance from Santa Barbara County (miles)
Farmers Rebecca Stouppe 115 E College Ave Ste 3, Lompoc, CA, 93436
25.1
Allstate Michael Gourley 1766 E Thompson Blvd # B, Ventura, CA, 93001
47.2
Travelers One West Insurance Services Inc 3640 Sagunto St Ste 301, Santa Ynez, CA, 93460
5.7
State Farm Irene Henry 1445 Donlon St Ste 8, Ventura, CA, 93003-8388
49.6
State Farm Ed Attlesey 160 N Fairview Ave Ste 3, Goleta, CA, 93117-2338
13.5
State Farm Aquiles Montoya 143 Figueroa St., Ventura, CA, 93001
45.9
Farmers Hema Manwani 4464 Mcgrath St Ste 104, Ventura, CA, 93003
50.0
Farmers Tami Bright 405 W Ojai Ave, Ojai, CA, 93023
45.4
Farmers Connie Kehr 1750 E Main St, Ventura, CA, 93001
47.1
Travelers Tolman & Wiker Insurance Services Llc 196 S Fir St, Ventura, CA, 93001
46.3

Compare Rates for Santa Barbara County, CA Home Insurance Providers | Back to Top

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Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
California $383,900 $1,420 $1,050 $1,930 $880
Santa Barbara County, CA $482,400 $1,930 $1,430 $2,620 $1,190
Santa Barbara County, CA $482,400 $1,740 $1,290 $2,370 $1,080
Santa Ynez, CA $777,400 $1,710 $1,270 $2,330 $1,060
Solvang, CA $631,700 $1,450 $1,070 $1,970 $900
Buellton, CA $428,200 $1,630 $1,210 $2,220 $1,010
Goleta, CA $648,000 $1,430 $1,060 $1,940 $880
Mission Canyon, CA $970,900 $2,820 $2,090 $3,840 $1,750
Cuyama, CA $223,800 $1,100 $810 $1,500 $690
Lompoc, CA $278,300 $1,420 $1,050 $1,930 $880
Vandenberg Village, CA $324,900 $1,300 $960 $1,770 $810
Garey, CA $468,200 $1,780 $1,320 $2,420 $1,100
Callender, CA $766,900 $2,150 $1,590 $2,920 $1,330

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