How Can I Make My Edwardsville, IL Home Insurance Cheaper
Gavop's guide to buying homeowners insurance in Edwardsville, IL covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
Compare Quotes from Top Providers and Save now!
Select the Suitable Coverage Value for your Edwardsville, IL Home | Back to Top
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $56,000 | $50,000 | $25,000-$50,000 |
| 2 Bedroom | $140,500 | $130,000 | $125,000-$150,000 |
| 3 Bedroom | $147,000 | $120,000 | $150,000-$175,000 |
| 4 Bedroom | $273,500 | $220,000 | $300,000-$350,000 |
| 5 Bedroom | $397,000 | $350,000 | $300,000-$350,000 |
Estimate your Savings with Home Insurance Discounts in Edwardsville, IL | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$129 | $730 |
| Superior Protection Discount | -$86 | $773 |
| Fire & Security Discount | -$60 | $798 |
| Hail Resistant Roof Discount | -$26 | $833 |
| Newly Constructed Home Discount | -$215 | $644 |
Choose your Edwardsville, IL Home Insurance Coverage for your Specific Claim Requirement | Back to Top
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,975 |
| Physical Damage | $2,295 |
| Hail Damage | $4,948 |
| Wind Damage | $6,496 |
| Expensive Claims | |
| Fire | $42,889 |
| Smoke | $17,054 |
Identify Top Home Insurance Agents near Edwardsville, IL | Back to Top
| Home Insurance Company Edwardsville, IL | Homeowners Insurance Agency Edwardsville, IL | Address | Popularity Score | Distance from Edwardsville (miles) |
|---|---|---|---|---|
| Travelers | Aw Insurance | 435a South Buchanan, Edwardsville, IL, 62025 | 2.0 | |
| State Farm | Adam Wolfe | 3012 S State Route 159, Glen Carbon, IL, 62034-3109 | 1.7 | |
| Travelers | Aw Insurance | 435 S Buchanan Street Suite A, Edwardsville, IL, 62025 | 2.0 | |
| Travelers | Watters Insurance Agency | 3 Airport Plaza, Bethalto, IL, 62010 | 8.8 | |
| State Farm | Ted Mitchell | 101 Southpointe Dr Ste A, Edwardsville, IL, 62025-3718 | 0.6 | |
| State Farm | Chris Kane | 3055 Godfrey Rd, Godfrey, IL, 62035-1808 | 15.0 | |
| Travelers | Jim Lyons Insurance Agency | 420 W Us Highway 40 , Troy, IL, 62294 | 7.0 | |
| Erie | Arrow Insurance Specialists Inc. | 216 E Main Street, Collinsville, IL, 62234 | 8.3 | |
| Travelers | Jim Lyons Insurance Agency | 420 West Highway 40, Troy, IL, 62294 | 7.0 | |
| State Farm | Scott Neudecker | 1646 Main Street, Alton, IL, 62002-3925 | 11.9 |
Compare Rates for Edwardsville, IL Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Illinois | $179,700 | $850 | $610 | $1,170 | $560 |
| Madison County, IL | $130,200 | $718 | $520 | $1,010 | $490 |
| Edwardsville, IL | $199,600 | $858 | $580 | $1,180 | $600 |
| Bethalto, IL | $130,600 | $689 | $500 | $960 | $460 |
| University City, MO | $238,500 | $1,208 | $860 | $1,720 | $860 |
| Edmundson, MO | $65,000 | $809 | $560 | $1,120 | $560 |
| Ladue, MO | $798,500 | $795 | $550 | $1,100 | $550 |
| Mississippi, IL | $136,000 | $755 | $510 | $1,070 | $560 |
| Grantwood Village, MO | $359,000 | $1,644 | $1,170 | $2,330 | $1,160 |
| St. Charles County, MO | $198,500 | $1,126 | $810 | $1,550 | $740 |
| Batchtown, IL | $105,200 | $667 | $460 | $930 | $470 |
Research Home Insurance Companies Reviews in Edwardsville, IL Before Buying | Back to Top
Share a review on your home insurance company
State Farm Home Insurance Reviews
Date: June 12, 2019 Age: 20 to 29 Gender: Unmarried Marital Status: Female
Customer Service
My grandma and mother have been using state farm for as long as I can remember and they have never had any complaints. They are actually close with their agent.
Date: April 04, 2019 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Premium
I get a very good deal for my home insurance policy premium and deductible. When I looked into insurance companies, State Farm stuck out the most to me and offered the best deals.
Date: December 02, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Customer Service
Since I have been with State Farm for many years I have developed relationships with local people and they are all very helpful.
Progressive Home Insurance Reviews
Date: January 14, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Premium
If I consider the premium my company has low premium over other companies and that's why I choose them.
USAA Home Insurance Reviews
Date: October 27, 2018 Age: 20 to 29 Gender: Male Marital Status: Married
Premium
For the same coverage and replacement values no other company comes close at the same cost and for the amount covered.
Stillwater insurance Group Home Insurance Reviews
Date: November 02, 2018 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Website/App
What I like about my insurance company's website is that it gives an overview of my entire policy along with important contact information.
Farmer's Insurance Home Insurance Reviews
Date: July 16, 2019 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Policy Offerings
Farmer's Insurance offered flood insurance, damage insurance, etc... they also offered a discount for having an alarm installed which we thought was pretty good.