Gavop tells you how to get the best homeowners insurance in Nevada, IA by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $57,000 | $50,000 | $50,000-$75,000 |
| 2 Bedroom | $103,500 | $80,000 | $100,000-$125,000 |
| 3 Bedroom | $183,000 | $160,000 | $175,000-$200,000 |
| 4 Bedroom | $205,000 | $190,000 | $200,000-$250,000 |
| 5 Bedroom | $203,000 | $190,000 | $200,000-$250,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$54 | $619 |
| Home and Two Car | -$108 | $565 |
| Home and Three Car | -$155 | $518 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Story County | $2,500 | $875 | $3,375 | $636 | $3,136 | $239 |
| Nevada, IA | $2,500 | $665 | $3,165 | $483 | $2,983 | $182 |
| Elkhart, IA | $100 | $891 | $991 | $648 | $748 | $244 |
| Baxter, IA | $700 | $754 | $1,454 | $548 | $1,248 | $206 |
| Worth, IA | $200 | $1,029 | $1,229 | $748 | $948 | $281 |
| Polk City, IA | $2,500 | $1,017 | $3,517 | $739 | $3,239 | $278 |
| Bondurant, IA | $500 | $929 | $1,429 | $675 | $1,175 | $254 |
| Malaka, IA | $2,500 | $936 | $3,436 | $680 | $3,180 | $256 |
| Bouton, IA | $400 | $555 | $955 | $404 | $804 | $152 |
| Boxholm, IA | $2,000 | $509 | $2,509 | $370 | $2,370 | $139 |
| Coalville, IA | $300 | $716 | $1,016 | $521 | $821 | $196 |
| Tama, IA | $700 | $618 | $1,318 | $449 | $1,149 | $169 |
| Home Insurance Company Nevada, IA | Homeowners Insurance Agency Nevada, IA | Address | Popularity Score | Distance from Nevada (miles) |
|---|---|---|---|---|
| Travelers | Brown Mcnerney Johnson Insurance Agency | 6150 Village View Dr Ste 100, West Des Moines, IA, 50266 | 35.7 | |
| Allstate | Timothy Brehm | 2929 Merle Hay Rd, Des Moines, IA, 50310 | 30.0 | |
| State Farm | Pat Brown | 1112 Buckeye Ave, Ames, IA, 50010-8063 | 7.8 | |
| Allstate | Timothy Brehm | 10888 Hickman Rd Ste 3c, Clive, IA, 50325 | 32.0 | |
| Allstate | David Rayer | 4446 128th St, Urbandale, IA, 50323 | 31.2 | |
| Allstate | Randy Highness | 516 Lincoln Way Ste B, Ames, IA, 50010 | 8.1 | |
| State Farm | Tim Walker | 2005 Washington Ave, Iowa Falls, IA, 50126-1648 | 35.8 | |
| State Farm | Andrea Sabus | 250 W 1st St Ste F, Grimes, IA, 50111-2138 | 28.6 | |
| State Farm | Brian Hoff | 1620 N Anky Blvd Ste 104, Ankeny, IA, 50023-4111 | 20.2 | |
| Liberty Mutual Independent | Reynolds & Reynolds Inc | 300 Walnut St Ste 200, Des Moines, IA, 50309 | 30.9 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Iowa | $137,200 | $829 | $570 | $1,170 | $600 |
| Story County, IA | $172,900 | $886 | $590 | $1,220 | $630 |
| Nevada, IA | $128,300 | $673 | $460 | $920 | $460 |
| Elkhart, IA | $164,200 | $902 | $610 | $1,290 | $680 |
| Baxter, IA | $117,000 | $763 | $540 | $1,050 | $510 |
| Worth, IA | $234,000 | $1,042 | $760 | $1,490 | $730 |
| Polk City, IA | $226,700 | $1,029 | $730 | $1,410 | $680 |
| Bondurant, IA | $180,600 | $940 | $630 | $1,340 | $710 |
| Malaka, IA | $183,800 | $947 | $650 | $1,320 | $670 |
| Bouton, IA | $69,300 | $562 | $380 | $800 | $420 |
| Boxholm, IA | $60,000 | $515 | $350 | $710 | $360 |
| Coalville, IA | $106,500 | $725 | $490 | $990 | $500 |
| Tama, IA | $82,700 | $626 | $430 | $900 | $470 |