Gavop's guide to buying homeowners insurance in Lebanon, NC covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Lebanon, NC - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 4 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Briardale Rd, Long Leaf Dr, St Marys Rd, Sandlewood Dr, White Horse Run, Madden Ave, Hideaway Ln, Stephens Ln, Galverston Dr, Geoffrey Rd | $255,000 | $210,000 | $250,000-$300,000 | $213,500 | $200,000 | $200,000-$250,000 |
| Wensley Dr, McCarthy Ct, Redmond Dr, Dunnegan Rd, Mason Rd, S Riverdale Dr, Neptune Ct, Memory Ln, Chesapeake Ave, Lark Ln | $168,000 | $140,000 | $125,000-$150,000 | $284,500 | $240,000 | $300,000-$350,000 |
| Skylark Way, Hardscrabble Dr, Split Rail Pl, Grady Rd, Reigal Wood Rd, Horseshoe Cir, Mandel Rd, Country Club Dr, Long Crescent Dr, Champions Pointe Dr | $134,000 | $110,000 | $150,000-$175,000 | $292,000 | $240,000 | $300,000-$350,000 |
| Tavistock Dr, Carey Pl, Altrada Dr, Pointe Pl, Wanda Ridge Dr, Goodwin Rd, Johnson Mill Rd, Parkview Dr, St Albans Ct, Ventura Dr | $170,000 | $150,000 | $175,000-$200,000 | $301,500 | $280,000 | $250,000-$300,000 |
| Deuereaux Ln, State Rd 1449, Lakeside Dr, Smith Dr, Bywood Dr, Infinity Rd, Mystic Dr, State Rd 1401, Brickstone Pl, Russell Rd | $233,000 | $210,000 | $200,000-$250,000 | $470,000 | $420,000 | $500,000-$600,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$128 | $723 |
| Superior Protection Discount | -$85 | $766 |
| Fire & Security Discount | -$60 | $791 |
| Hail Resistant Roof Discount | -$17 | $834 |
| Newly Constructed Home Discount | -$196 | $655 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Durham County | $2,000 | $962 | $2,962 | $699 | $2,699 | $263 |
| Lebanon, NC | $2,000 | $841 | $2,841 | $611 | $2,611 | $230 |
| Mebane, NC | $500 | $794 | $1,294 | $577 | $1,077 | $217 |
| Roxboro, NC | $1,500 | $640 | $2,140 | $465 | $1,965 | $175 |
| Fishing Creek, NC | $200 | $677 | $877 | $492 | $692 | $185 |
| Green Level, NC | $700 | $465 | $1,165 | $338 | $1,038 | $127 |
| Burlington, NC | $400 | $714 | $1,114 | $519 | $919 | $195 |
| Glen Raven, NC | $2,500 | $824 | $3,324 | $599 | $3,099 | $225 |
| Louisburg, NC | $500 | $656 | $1,156 | $476 | $976 | $179 |
| Goldston, NC | $700 | $853 | $1,553 | $620 | $1,320 | $233 |
| Forest Oaks, NC | $200 | $1,151 | $1,351 | $836 | $1,036 | $315 |
| Spring Hope, NC | $700 | $635 | $1,335 | $462 | $1,162 | $174 |
| Home Insurance Company Lebanon, NC | Homeowners Insurance Agency Lebanon, NC | Address | Popularity Score | Distance from Lebanon (miles) |
|---|---|---|---|---|
| State Farm | Marc Ingram | 614 N Arendell Ave, Zebulon, NC, 27597-2302 | 39.0 | |
| Erie | Harris & Company | 110 S Moore Street, Sanford, NC, 27330 | 45.3 | |
| Travelers | Frederick Insurance & Benefits | 8317 Six Forks Rd Ste 103, Raleigh, NC, 27615 | 21.2 | |
| State Farm | Andy Jones | 4519 N Roxboro St., Durham, NC, 27704-1769 | 3.4 | |
| State Farm | Debbie Leonard | 3702 Hillsborough Rd Ste 2b, Durham, NC, 27705-2953 | 5.8 | |
| State Farm | Courtney Gunnels | 807 E Main St Ste 180, Durham, NC, 27701-4074 | 8.1 | |
| Allstate | Tom Ficquette | 112 Perkins Dr Ste 600, Chapel Hill, NC, 27514 | 12.1 | |
| Allstate | Ella Latreille | 2005 N Pointe Dr Ste 3, Durham, NC, 27705 | 5.1 | |
| Allstate | Gary C. Weaver | 3813 University Dr, Durham, NC, 27707 | 9.6 | |
| State Farm | Marty Lindsey | 1852 Hillandale Rd, Durham, NC, 27705-2670 | 5.0 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| North Carolina | $161,000 | $894 | $630 | $1,260 | $630 |
| Durham County, NC | $195,900 | $973 | $670 | $1,370 | $700 |
| Lebanon, NC | $195,500 | $851 | $570 | $1,180 | $610 |
| Mebane, NC | $178,700 | $804 | $540 | $1,100 | $560 |
| Roxboro, NC | $114,600 | $648 | $440 | $900 | $460 |
| Fishing Creek, NC | $123,100 | $685 | $490 | $980 | $490 |
| Green Level, NC | $73,100 | $471 | $340 | $650 | $310 |
| Burlington, NC | $124,900 | $723 | $490 | $1,020 | $530 |
| Glen Raven, NC | $145,700 | $834 | $560 | $1,180 | $620 |
| Louisburg, NC | $135,200 | $664 | $440 | $940 | $500 |
| Goldston, NC | $153,100 | $863 | $590 | $1,190 | $600 |
| Forest Oaks, NC | $246,300 | $1,165 | $800 | $1,670 | $870 |
| Spring Hope, NC | $103,800 | $643 | $440 | $910 | $470 |