Gavop shows you how to buy homeowners insurance in Montgomery County, IN by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Montgomery County, IN - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| 325 W, Woodlawn Dr, W Jefferson St, Division Rd, S 750 W, Hubbard St, Winterberry Dr, Big Four Dr, E 900 S, Union St | $115,500 | $110,000 | $125,000-$150,000 | $136,000 | $110,000 | $125,000-$150,000 |
| E North St, W 500 S, 925 E, Co Rd 825 W, Douglas St, Co Rd 950 W, Old Mill Trce, Co Rd 375 E, 475 W, S 875 E | $249,500 | $220,000 | $200,000-$250,000 | $131,000 | $120,000 | $125,000-$150,000 |
| N 775 E, Mapleton Ct, W 350 N, W College St, Dunn Ave, Co Rd 575 E, E 900 S, Garfield St, 575 W, Everett St | $148,000 | $130,000 | $125,000-$150,000 | $99,000 | $90,000 | $100,000-$125,000 |
| County Line Rd 1200 N, S Walnut St, Madison St, Concord Rd, Curtis St, Westgate Dr, 400 W, Co Rd 875 N, Vine St, W 1100 N | $86,500 | $80,000 | $100,000-$125,000 | $74,000 | $70,000 | $50,000-$75,000 |
| W Division Rd, S Main Cross, Danville Ave, Lane Ave, N Mountain Rd, Southgate Dr, State Rd 47, Co Rd 310 E, N Water St, S McClure St | $89,500 | $80,000 | $75,000-$100,000 | $94,500 | $80,000 | $100,000-$125,000 |
| 700 N, Co Rd 100 S, Anderson St, W 650 N, Spring St W, S West St, S Walnut St, N Green St, Co Rd 150 E, Meadow Ave | $183,500 | $160,000 | $175,000-$200,000 | $108,000 | $100,000 | $100,000-$125,000 |
| Co Rd 1000 W, 1075 S, W Crown St, Daugherty Ln, High St, N Grace Ave, Brenda Ave, N 175 W, S 200 W, Co Rd 275 N | $189,000 | $170,000 | $200,000-$250,000 | $86,500 | $70,000 | $75,000-$100,000 |
| N 975 W, Ashford Ct, Co Rd 100 S, US Hwy 136 W, Oak Ridge Ln, Crawford Dr, Maple Ct, S 350 E, Gandhi Dr, Orchard St | $159,000 | $150,000 | $175,000-$200,000 | $122,000 | $100,000 | $100,000-$125,000 |
| S Green St, School St, Brant St, School St, State Rd 234 E, Embassy Dr, 800 S, Co Rd 700 E, Seneca Dr, State Rd 55 N | $179,000 | $150,000 | $150,000-$175,000 | $123,000 | $120,000 | $125,000-$150,000 |
| S 1075 E, Grandview Dr, Co Rd 350 W, E Valley Dr, N 575 W, W Old Waynetown Rd, N Washington St, Railroad Ave, W 450 S, E 225 N | $105,000 | $100,000 | $100,000-$125,000 | $115,000 | $100,000 | $125,000-$150,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$142 | $645 |
| Superior Protection Discount | -$71 | $716 |
| Fire & Security Discount | -$71 | $716 |
| Hail Resistant Roof Discount | -$16 | $771 |
| Newly Constructed Home Discount | -$205 | $582 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Montgomery County | $1,000 | $777 | $1,777 | $565 | $1,565 | $212 |
| Montgomery County, IN | $1,500 | $777 | $2,277 | $565 | $2,065 | $212 |
| Linden, IN | $100 | $663 | $763 | $482 | $582 | $181 |
| Waveland, IN | $1,500 | $613 | $2,113 | $445 | $1,945 | $167 |
| Wabash, IN | $100 | $929 | $1,029 | $675 | $775 | $254 |
| Zionsville, IN | $1,500 | $936 | $2,436 | $680 | $2,180 | $256 |
| Clermont, IN | $100 | $788 | $888 | $573 | $673 | $215 |
| Bolivar, IN | $2,500 | $715 | $3,215 | $520 | $3,020 | $195 |
| Oak Grove, IN | $400 | $663 | $1,063 | $482 | $882 | $181 |
| Tecumseh, IN | $700 | $864 | $1,564 | $628 | $1,328 | $236 |
| Bethany, IN | $500 | $675 | $1,175 | $490 | $990 | $184 |
| Gosport, IN | $2,000 | $660 | $2,660 | $480 | $2,480 | $180 |
| Home Insurance Company Montgomery County, IN | Homeowners Insurance Agency Montgomery County, IN | Address | Popularity Score | Distance from Montgomery County (miles) |
|---|---|---|---|---|
| State Farm | Joe Gonzalez | 8440 Wdfld Xing Blvd Ste 470, Indianapolis, IN, 46240-4399 | 41.9 | |
| Farmers | Kevin Neal | 18 Harbourtown Ctr Ste A, Noblesville, IN, 46062 | 43.8 | |
| Farmers | Nick Grimes | 417 E Market St, Crawfordsville, IN, 47933 | 0.2 | |
| State Farm | Jeff Kolp | 3951 N Meridian St Ste 250, Indianapolis, IN, 46208-4070 | 41.7 | |
| State Farm | Matt Sutika | 5953 E 86th St Ste C4, Indianapolis, IN, 46250-3504 | 44.8 | |
| Allstate | Martin L. Ruhl | 111 E Wabash Ave, Crawfordsville, IN, 47933 | 0.4 | |
| Farmers | Patrick Williams | 6330 E 75th St Ste 120, Indianapolis, IN, 46250 | 45.5 | |
| State Farm | Monte Smith | 9623 Windermere Blvd Ste D, Fishers, IN, 46037-9181 | 48.8 | |
| Allstate | Marrietta Riley | 855 N High School Rd Ste 10, Indianapolis, IN, 46214 | 37.9 | |
| Farmers | Jonathan Levine | 2250 W 86th St Ste 110, Indianapolis, IN, 46260 | 37.8 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Indiana | $130,200 | $847 | $600 | $1,160 | $560 |
| Montgomery County, IN | $118,400 | $787 | $530 | $1,120 | $590 |
| Montgomery County, IN | $118,400 | $787 | $540 | $1,120 | $580 |
| Linden, IN | $79,700 | $671 | $480 | $930 | $450 |
| Waveland, IN | $67,800 | $620 | $420 | $870 | $450 |
| Wabash, IN | $184,700 | $940 | $690 | $1,330 | $640 |
| Zionsville, IN | $360,100 | $948 | $640 | $1,300 | $660 |
| Clermont, IN | $114,100 | $798 | $580 | $1,100 | $520 |
| Bolivar, IN | $93,000 | $724 | $520 | $1,000 | $480 |
| Oak Grove, IN | $79,500 | $671 | $490 | $930 | $440 |
| Tecumseh, IN | $139,800 | $874 | $600 | $1,210 | $610 |
| Bethany, IN | $82,500 | $683 | $470 | $980 | $510 |
| Gosport, IN | $78,800 | $668 | $450 | $940 | $490 |