Gavop's guide to buying homeowners insurance in Broward County, FL covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Broward County, FL - Neighbourhoods, Census Blocks & Streets | 2 Bedroom | 3 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Edgewater Dr, Teepee Trl, N 34th Ave, 11th Ct, SW 133rd Ter, Montclaire Dr, S 10th Ave, NW 69th Pl, NE 24th Ter, NW 21st Pl | $228,500 | $190,000 | $200,000-$250,000 | $337,000 | $290,000 | $250,000-$300,000 |
| Morgan Ln, E Royal Cove Cir, Papaya St, SW 68th Way, Trinity Towers Mhp, Emerald Park Cir, SW 41st Ave, Dow St, SW 17th Dr, N 14th Ave | $197,000 | $180,000 | $175,000-$200,000 | $352,000 | $320,000 | $350,000-$400,000 |
| Enclave Ln, Franklin St, NW 139th Ter, Spanish River Dr, W Normandy St, Durham R, S 8th Ave, SE 16th Pl, S Terra Mar Dr, Ocean Bay Club Dr | $167,500 | $140,000 | $175,000-$200,000 | $266,000 | $240,000 | $200,000-$250,000 |
| NW 107 Ter, 120 Ave, SW 187th Ter, Custer St, Grande St, Imperial Ln, NW 10th Manor, SW 167th Way, Citrus Way, Heron Ridge Ln | $267,000 | $220,000 | $250,000-$300,000 | $292,500 | $240,000 | $250,000-$300,000 |
| N 68th Ave, SE 26th Ave, Atlantic Shores Blvd, Dupont Blvd, 49th St, Whispering Pines Rd, Eagle Run Ln, S Cambridge Ln, 21st St, SW 36th Way | $214,500 | $180,000 | $200,000-$250,000 | $189,000 | $160,000 | $175,000-$200,000 |
| Mayan Dr, SW 46th Ter, N 65th Way, Durham O, NW 196th Ave, NW 110th Dr, Ellesmere Dr, N 28th Way, Meadhaven St, Creekford Dr | $103,000 | $90,000 | $75,000-$100,000 | $94,000 | $90,000 | $75,000-$100,000 |
| Clipper Pl, Newcastle Ln, SW 135th Way, Jasmine Dr, N 8th Ave, NW 7th Way, Blaze Ct, NW 89th Ln, Newport K, Knot Way | $372,000 | $320,000 | $300,000-$350,000 | $437,000 | $390,000 | $400,000-$500,000 |
| Sahara Springs Blvd, NW 2nd Dr, Grove St, NW 31st Ter, 11th Ct, 54th St, Alhambra Way, Redwood Cir, NW 28 St, Everglades Dr | $164,500 | $140,000 | $150,000-$175,000 | $241,500 | $210,000 | $250,000-$300,000 |
| Parkside Pl, Creek Ford Dr, NW 170th Ave, Water Oak Dr, Stallion Way, Maplewood Dr, Countrybrook Dr, SW 179th Ave, Kirkland Rd, NE 41st Dr | $319,000 | $280,000 | $300,000-$350,000 | $451,500 | $400,000 | $500,000-$600,000 |
| Willow Ct, SW 87th Way, Tigertail Ct, NW 137th Ave, SW 170th Ave, Seacrest Pkwy, NW 97th Way, Lombardy Ave, NE 29th Ct, SW 157th Ave | $177,000 | $160,000 | $150,000-$175,000 | $298,000 | $280,000 | $250,000-$300,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$230 | $1,050 |
| Superior Protection Discount | -$128 | $1,152 |
| Fire & Security Discount | -$90 | $1,191 |
| Hail Resistant Roof Discount | -$26 | $1,255 |
| Newly Constructed Home Discount | -$256 | $1,024 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Broward County | $1,000 | $1,265 | $2,265 | $919 | $1,919 | $346 |
| Broward County, FL | $700 | $1,265 | $1,965 | $919 | $1,619 | $346 |
| Lauderdale-by-the-Sea, FL | $100 | $931 | $1,031 | $676 | $776 | $254 |
| Aventura, FL | $700 | $1,457 | $2,157 | $1,059 | $1,759 | $398 |
| Golden Beach, FL | $400 | $1,675 | $2,075 | $1,217 | $1,617 | $458 |
| Boynton Beach, FL | $2,000 | $1,343 | $3,343 | $976 | $2,976 | $367 |
| Belle Glade, FL | $300 | $811 | $1,111 | $589 | $889 | $222 |
| Greenacres, FL | $2,000 | $1,217 | $3,217 | $884 | $2,884 | $332 |
| Kendall-Palmetto Bay, FL | $300 | $1,098 | $1,398 | $798 | $1,098 | $300 |
| Palmetto Estates, FL | $1,000 | $1,654 | $2,654 | $1,202 | $2,202 | $452 |
| Cutler Bay, FL | $300 | $1,314 | $1,614 | $955 | $1,255 | $359 |
| Hendry County, FL | $1,000 | $890 | $1,890 | $647 | $1,647 | $243 |
| Home Insurance Company Broward County, FL | Homeowners Insurance Agency Broward County, FL | Address | Popularity Score | Distance from Broward County (miles) |
|---|---|---|---|---|
| State Farm | Dawn Wagner | 1790 Bell Tower Ln, Weston, FL, 33326-3682 | 8.9 | |
| Travelers | Robin Lewis Insurance | 13713 W Sunrise Blvd Ste 207, Sunrise, FL, 33323 | 9.6 | |
| Travelers | Weston Financial Group Inc | 2225 N Commerce Pkwy Ste 2, Weston, FL, 33326 | 9.6 | |
| Travelers | Weston Financial Group Inc | 2225 N Commerce Pkway Ste 2, Weston, FL, 33326 | 9.8 | |
| Allstate | Jean D Baroulette Sr | 16616 Saddle Club Rd, Weston, FL, 33326 | 8.2 | |
| Allstate | Arnardo Hernandez | 15838 W State Road 84, Sunrise, FL, 33326 | 8.9 | |
| Travelers | Bb&T-Oswald & Trippe | 2400 N Commerce Pkwy Ste 204, Weston, FL, 33326 | 9.7 | |
| Allstate | Randy Hoffman | 14401 W Sunrise Blvd, Sunrise, FL, 33323 | 9.3 | |
| Travelers | Marsh Usa-Qsg-Sunrise | 1560 Sawgrass Corp Pkwy Ste 300, Sunrise, FL, 33345 | 9.2 | |
| Travelers | 1st Street Agency Llc | 1300 Sawgrass Corp Parkway Ste 300, Sunrise, FL, 33323 | 9.6 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Florida | $178,700 | $1,605 | $1,250 | $2,150 | $900 |
| Broward County, FL | $223,400 | $1,280 | $1,000 | $1,720 | $720 |
| Broward County, FL | $223,400 | $1,280 | $1,000 | $1,720 | $720 |
| Lauderdale-by-the-Sea, FL | $459,100 | $942 | $730 | $1,260 | $530 |
| Aventura, FL | $325,400 | $1,475 | $1,150 | $1,980 | $830 |
| Golden Beach, FL | $2,000,001 | $1,696 | $1,320 | $2,270 | $950 |
| Boynton Beach, FL | $164,300 | $1,359 | $1,060 | $1,820 | $760 |
| Belle Glade, FL | $111,400 | $820 | $640 | $1,100 | $460 |
| Greenacres, FL | $136,600 | $1,231 | $960 | $1,650 | $690 |
| Kendall-Palmetto Bay, FL | $412,400 | $1,111 | $870 | $1,490 | $620 |
| Palmetto Estates, FL | $189,200 | $1,674 | $1,310 | $2,240 | $930 |
| Cutler Bay, FL | $235,000 | $1,330 | $1,040 | $1,780 | $740 |
| Hendry County, FL | $79,700 | $900 | $700 | $1,210 | $510 |