Gavop's guide to buying homeowners insurance in Shiloh, IL covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Shiloh, IL - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Pryor Rd, S Augusta St, Bluff Ridge Ln, Shannon Ln, Cloverwood Ln, Ogle Rd, Killarney Dr, Chippendale Dr, Willard Dr, Roselawn Manor | $109,000 | $90,000 | $100,000-$125,000 | $123,000 | $100,000 | $100,000-$125,000 |
| Kingsport Ter, Stone Hill Dr, Juanita Cir, Monterey Dr, Brookmanor Ct, Vanderbilt Pl, Scepter Ct, Andrew Dr, Quail Creek, Woodgate Dr | $124,000 | $110,000 | $100,000-$125,000 | $113,000 | $100,000 | $75,000-$100,000 |
| Eagle Center, Bramblewood Ct, Maple St, Johnson Rd, Thouvenot Ln, Bridlewood Pl, Southwind Dr, Lakepointe Centre Dr, Hesse St, Park Dr | $180,000 | $160,000 | $150,000-$175,000 | $137,500 | $120,000 | $125,000-$150,000 |
| Nicholas Dr, Shoreline Dr, Mansion Way, E Clay St, Obernuefermann Rd, Lashley Estates Dr, Turnbridge Dr, Shenandoah Ct, Jeffrey Pine Ct, Northland Dr | $148,500 | $140,000 | $175,000-$200,000 | $103,500 | $90,000 | $75,000-$100,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$143 | $609 |
| Superior Protection Discount | -$75 | $677 |
| Fire & Security Discount | -$83 | $669 |
| Hail Resistant Roof Discount | -$15 | $737 |
| Newly Constructed Home Discount | -$173 | $579 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,854 |
| Physical Damage | $2,513 |
| Hail Damage | $4,524 |
| Wind Damage | $6,433 |
| Expensive Claims | |
| Fire | $45,570 |
| Smoke | $16,051 |
| Home Insurance Company Shiloh, IL | Homeowners Insurance Agency Shiloh, IL | Address | Popularity Score | Distance from Shiloh (miles) |
|---|---|---|---|---|
| Travelers | Bridgeman Insurance Agency | 20 E Main St Suite A, Belleville, IL, 62220 | 4.5 | |
| Travelers | Aw Insurance | 435a South Buchanan, Edwardsville, IL, 62025 | 17.7 | |
| Allstate | Trinas Neely | 525 Lincoln Hwy Ste 24, Fairview Heights, IL, 62208 | 4.4 | |
| State Farm | Elisa Hager | 1315 W Highway 50, O'Fallon, IL, 62269-1581 | 3.3 | |
| Travelers | Macias Insurance Agency | 1101 W Delmar Avenue, Godfrey, IL, 62035 | 30.0 | |
| State Farm | Krys Jacobs | 1801 S Illinois St, Belleville, IL, 62220-2823 | 5.6 | |
| Erie | Arrow Insurance Specialists Inc. | 216 E Main Street, Collinsville, IL, 62234 | 9.0 | |
| State Farm | Scott Neudecker | 1646 Main Street, Alton, IL, 62002-3925 | 27.3 | |
| Erie | Thacker Insurance Service | 315 W College Avenue, Greenville, IL, 62246 | 35.9 | |
| State Farm | Katherine Frazier | 1600 Lebanon Ave Ste 103, Belleville, IL, 62221-2491 | 2.9 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Illinois | $179,700 | $850 | $610 | $1,210 | $600 |
| St. Clair County, IL | $122,600 | $697 | $500 | $970 | $470 |
| Shiloh, IL | $205,800 | $752 | $530 | $1,070 | $540 |
| Lebanon, IL | $118,500 | $707 | $520 | $1,000 | $480 |
| New Athens, IL | $118,100 | $706 | $470 | $970 | $500 |
| Grantfork, IL | $131,900 | $744 | $510 | $1,030 | $520 |
| Pasadena Park, MO | $109,400 | $978 | $700 | $1,380 | $680 |
| Hazelwood, MO | $110,400 | $824 | $570 | $1,170 | $600 |
| Queeny, MO | $214,100 | $885 | $600 | $1,220 | $620 |
| Ellisville, MO | $230,800 | $911 | $620 | $1,300 | $680 |
| Eagarville, IL | $65,000 | $515 | $370 | $710 | $340 |
| Pope, IL | $83,500 | $591 | $410 | $810 | $400 |