Gavop shows you how to buy homeowners insurance in Watonga, OK by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $37,000 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $75,000 | $70,000 | $50,000-$75,000 |
| 3 Bedroom | $103,500 | $90,000 | $100,000-$125,000 |
| 4 Bedroom | $158,500 | $140,000 | $125,000-$150,000 |
| 5 Bedroom | $201,500 | $190,000 | $200,000-$250,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$69 | $793 |
| Home and Two Car | -$147 | $716 |
| Home and Three Car | -$198 | $664 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Blaine County | $700 | $806 | $1,506 | $586 | $1,286 | $220 |
| Watonga, OK | $2,500 | $852 | $3,352 | $619 | $3,119 | $233 |
| Blaine County, OK | $400 | $806 | $1,206 | $586 | $986 | $220 |
| Geary, OK | $1,000 | $1,220 | $2,220 | $887 | $1,887 | $333 |
| Kingfisher County, OK | $500 | $969 | $1,469 | $704 | $1,204 | $265 |
| Weatherford, OK | $2,500 | $956 | $3,456 | $695 | $3,195 | $261 |
| Ames, OK | $400 | $1,086 | $1,486 | $789 | $1,189 | $297 |
| Hydro, OK | $1,500 | $1,115 | $2,615 | $811 | $2,311 | $305 |
| Arapaho, OK | $400 | $1,279 | $1,679 | $930 | $1,330 | $350 |
| Eakly, OK | $1,000 | $866 | $1,866 | $630 | $1,630 | $237 |
| Union City, OK | $100 | $1,826 | $1,926 | $1,327 | $1,427 | $499 |
| Bessie, OK | $1,500 | $994 | $2,494 | $722 | $2,222 | $272 |
| Home Insurance Company Watonga, OK | Homeowners Insurance Agency Watonga, OK | Address | Popularity Score | Distance from Watonga (miles) |
|---|---|---|---|---|
| Farmers | David Randall | 700 S Ranchwood Blvd, Yukon, OK, 73099 | 45.2 | |
| State Farm | David Hoffhines | 6444 Nw Expressway Ste 450, Oklahoma City, OK, 73132-5141 | 48.6 | |
| Farmers | Juan Moore | 9121 N Council Rd, Oklahoma City, OK, 73132 | 46.9 | |
| Farmers | Brad Vincent | 3700 Nw 206th St Ste C, Edmond, OK, 73012 | 47.8 | |
| Travelers | Tcsc Insurance Agency | 205 W Maple Ste 103, Enid, OK, 73701 | 47.4 | |
| Farmers | Patrick Mosier | 3445 W Memorial Rd Ste B, Oklahoma City, OK, 73134 | 49.6 | |
| State Farm | Tony Brummitt | 9509 N Council Rd, Oklahoma City, OK, 73162-6213 | 46.8 | |
| State Farm | Gwen Decassios | 7304 Nw Expressway, Oklahoma City, OK, 73132-1545 | 47.7 | |
| State Farm | Ted Withrow | 3508 N Rockwell Avenue, Bethany, OK, 73008-3962 | 49.7 | |
| State Farm | Becky Stevens | 7105 W Hefner Rd Ste B, Oklahoma City, OK, 73162-4516 | 47.2 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Oklahoma | $125,800 | $1,489 | $1,010 | $2,040 | $1,030 |
| Blaine County, OK | $83,800 | $815 | $580 | $1,130 | $550 |
| Watonga, OK | $91,400 | $862 | $630 | $1,230 | $600 |
| Blaine County, OK | $83,800 | $815 | $560 | $1,130 | $570 |
| Geary, OK | $94,000 | $1,235 | $840 | $1,740 | $900 |
| Kingfisher County, OK | $136,200 | $981 | $680 | $1,380 | $700 |
| Weatherford, OK | $154,200 | $967 | $700 | $1,330 | $630 |
| Ames, OK | $78,300 | $1,099 | $740 | $1,550 | $810 |
| Hydro, OK | $81,700 | $1,129 | $760 | $1,560 | $800 |
| Arapaho, OK | $101,300 | $1,295 | $890 | $1,840 | $950 |
| Eakly, OK | $54,000 | $877 | $630 | $1,240 | $610 |
| Union City, OK | $176,900 | $1,848 | $1,310 | $2,570 | $1,260 |
| Bessie, OK | $67,900 | $1,006 | $730 | $1,400 | $670 |