Gavop shows you how to buy homeowners insurance in Kimble County, TX by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $46,500 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $110,500 | $100,000 | $125,000-$150,000 |
| 3 Bedroom | $107,500 | $100,000 | $75,000-$100,000 |
| 4 Bedroom | $228,000 | $190,000 | $200,000-$250,000 |
| 5 Bedroom | $262,000 | $230,000 | $300,000-$350,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$136 | $835 |
| Superior Protection Discount | -$87 | $883 |
| Fire & Security Discount | -$107 | $864 |
| Hail Resistant Roof Discount | -$19 | $951 |
| Newly Constructed Home Discount | -$204 | $767 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Kimble County | $2,000 | $959 | $2,959 | $697 | $2,697 | $262 |
| Kimble County, TX | $2,000 | $959 | $2,959 | $697 | $2,697 | $262 |
| Menard County, TX | $400 | $919 | $1,319 | $668 | $1,068 | $251 |
| Mason West, TX | $1,500 | $1,877 | $3,377 | $1,364 | $2,864 | $513 |
| Ingram, TX | $200 | $964 | $1,164 | $701 | $901 | $263 |
| Menard West, TX | $2,000 | $1,273 | $3,273 | $925 | $2,925 | $348 |
| Harper, TX | $500 | $1,827 | $2,327 | $1,328 | $1,828 | $499 |
| Kerr County, TX | $2,500 | $1,396 | $3,896 | $1,015 | $3,515 | $382 |
| Sutton County, TX | $200 | $1,052 | $1,252 | $765 | $965 | $288 |
| Eldorado East, TX | $500 | $1,351 | $1,851 | $982 | $1,482 | $369 |
| Fredericksburg, TX | $2,000 | $1,096 | $3,096 | $797 | $2,797 | $300 |
| Home Insurance Company Kimble County, TX | Homeowners Insurance Agency Kimble County, TX | Address | Popularity Score | Distance from Kimble County (miles) |
|---|---|---|---|---|
| Travelers | R D Kothmann Insurance Agency | 1701 Main St, Junction, TX, 76849 | 2.1 | |
| Travelers | R D Kothmann Insurance Agency | 1701 Main St, Junction, TX, 76849 | 2.1 | |
| Allstate | Paul Hinson | 141 W Water St, Kerrville, TX, 78028 | 46.3 | |
| Travelers | Garrett Insurance Agency Inc | 712 Hill Country Dr Ste 202, Kerrville, TX, 78028 | 46.8 | |
| Farmers | Nathaniel Turner | 260 Thompson Dr Ste 3, Kerrville, TX, 78028 | 46.6 | |
| Farmers | Kyle Allen | 411 Fort Mckavitt St Ste A, Mason, TX, 76856 | 35.8 | |
| Travelers | Garrett Insurance Agency Inc | 819 Water St Ste 100, Kerrville, TX, 78028 | 47.0 | |
| State Farm | Mike Kropp | 330 Junction Hwy, Kerrville, TX, 78028-4248 | 46.1 | |
| Nationwide | Joe Cook & Associates Inc | 420 Water Street Ste 106, Kerrville, TX, 78028 | 46.7 | |
| Liberty Mutual Independent | First Insurance Agency Of The | 123 Commerce St Ste B, Kerrville, TX, 78028 | 45.2 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Texas | $151,500 | $1,709 | $1,130 | $2,630 | $1,500 |
| Kimble County, TX | $107,200 | $971 | $640 | $1,500 | $860 |
| Kimble County, TX | $107,200 | $971 | $640 | $1,500 | $860 |
| Menard County, TX | $60,800 | $931 | $610 | $1,430 | $820 |
| Mason West, TX | $229,900 | $1,900 | $1,250 | $2,930 | $1,680 |
| Ingram, TX | $152,200 | $976 | $640 | $1,500 | $860 |
| Menard West, TX | $57,500 | $1,288 | $850 | $1,980 | $1,130 |
| Harper, TX | $206,800 | $1,849 | $1,220 | $2,850 | $1,630 |
| Kerr County, TX | $164,000 | $1,413 | $930 | $2,180 | $1,250 |
| Sutton County, TX | $95,500 | $1,065 | $700 | $1,640 | $940 |
| Eldorado East, TX | $70,400 | $1,367 | $900 | $2,110 | $1,210 |
| Fredericksburg, TX | $285,900 | $1,110 | $730 | $1,710 | $980 |