Gavop's guide to buying homeowners insurance in Old Jamestown, MO covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Old Jamestown, MO - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 4 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Le Sabre Dr, Riverside Point Dr, Old Jamestown Rd, Chaste St, Hounds Hill Dr, Tarpon Dr, Chesapeake Dr, Nordell Ct, Bright Oaks Ct, Farm Country Ct | $185,500 | $170,000 | $175,000-$200,000 | $227,500 | $180,000 | $175,000-$200,000 |
| Pettycoat Ln, Aurelia Dr, Behlmann Etates Ln, Country Club Ct, Grand National Dr, Gold Cup Ct, Mourville Ct, Stub Wood Ct, Morad Ct, Parc Chateau Ln | $221,000 | $190,000 | $200,000-$250,000 | $345,000 | $310,000 | $350,000-$400,000 |
| Rockypoint Dr, Rivendale Ct, Brunswick Manor Ct, Marietta Dr, Ashbury Crossing Ct, Persimmon Bend Ln, Kentucky Derby Ln, Galaxie Dr, Silver Fox Ct, Tamzine Ct | $129,500 | $110,000 | $125,000-$150,000 | $165,500 | $150,000 | $175,000-$200,000 |
| Corrales Dr, Dwyer Ln, del Lago Dr, Secretariat Dr, Canoebrook Dr, Castle Dr, Fox Crossing Dr, Foxbend Ct, Gillon Ct, Old Jamestown Rd | $150,000 | $140,000 | $150,000-$175,000 | $336,500 | $280,000 | $250,000-$300,000 |
| Estates Dr, Branwen Ct, Domenique Ln, Brackmann Ln, Partridge Run Dr, Cousteau Dr, Ambrose Ct, Talismanway Dr, Seville Dr, Behlmann Estates Ct | $113,000 | $100,000 | $125,000-$150,000 | $135,000 | $130,000 | $150,000-$175,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$72 | $727 |
| Home and Two Car | -$136 | $663 |
| Home and Three Car | -$200 | $599 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| St. Louis County | $1,500 | $1,077 | $2,577 | $783 | $2,283 | $294 |
| Old Jamestown, MO | $700 | $789 | $1,489 | $573 | $1,273 | $216 |
| Sycamore Hills, MO | $200 | $928 | $1,128 | $674 | $874 | $254 |
| Elsah, IL | $2,500 | $767 | $3,267 | $557 | $3,057 | $210 |
| Pagedale, MO | $400 | $759 | $1,159 | $551 | $951 | $207 |
| Madison County, IL | $2,000 | $709 | $2,709 | $515 | $2,515 | $194 |
| Boone, MO | $300 | $931 | $1,231 | $676 | $976 | $254 |
| Greene County, IL | $2,000 | $825 | $2,825 | $600 | $2,600 | $226 |
| Carlin, IL | $500 | $676 | $1,176 | $491 | $991 | $185 |
| South Palmyra, IL | $2,500 | $620 | $3,120 | $451 | $2,951 | $170 |
| Lenzburg, IL | $400 | $786 | $1,186 | $572 | $972 | $215 |
| Hillsboro, IL | $1,500 | $825 | $2,325 | $600 | $2,100 | $226 |
| Home Insurance Company Old Jamestown, MO | Homeowners Insurance Agency Old Jamestown, MO | Address | Popularity Score | Distance from Old Jamestown (miles) |
|---|---|---|---|---|
| State Farm | Matt Heady | 26 Gravois Sta, House Springs, MO, 63051-4348 | 33.2 | |
| State Farm | Tania Interian | 12084 Manchester Rd, Des Peres, MO, 63131-4401 | 18.0 | |
| Allstate | Steven Misuraca | 516 Meramec Station Rd, Valley Park, MO, 63088 | 22.1 | |
| Travelers | Best Insurance Agency | 9191 W Florissant Ste 201, St Louis, MO, 63136 | 6.8 | |
| State Farm | Kathy Bowden | 12119 St Charls Rck Rd, Bridgeton, MO, 63044-2602 | 9.6 | |
| State Farm | Blake Blase | 8 Mullanphy Garden Shpg Ctr, Florissant, MO, 63031-3412 | 3.6 | |
| Liberty Mutual Independent | Dan Alabach Group | 100 Chesterfield Business Pkwy Ste 200, Chesterfield, MO, 63005 | 21.5 | |
| State Farm | Gary Rogers | 3436 Mckelvey Rd, Bridgeton, MO, 63044-2525 | 9.8 | |
| State Farm | Rob Hasse | 4443 N Highway 67, Florissant, MO, 63034-2831 | 1.4 | |
| State Farm | Karen Moore | 815 Hazelwest Dr Ste 100, Hazelwood, MO, 63042-1762 | 6.1 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Missouri | $145,400 | $1,084 | $780 | $1,510 | $730 |
| St. Louis County, MO | $181,100 | $1,090 | $750 | $1,550 | $800 |
| Old Jamestown, MO | $160,500 | $798 | $570 | $1,140 | $570 |
| Sycamore Hills, MO | $98,000 | $939 | $670 | $1,290 | $620 |
| Elsah, IL | $144,400 | $776 | $540 | $1,100 | $560 |
| Pagedale, MO | $55,700 | $768 | $510 | $1,050 | $540 |
| Madison County, IL | $130,200 | $718 | $490 | $1,030 | $540 |
| Boone, MO | $250,200 | $942 | $650 | $1,340 | $690 |
| Greene County, IL | $76,900 | $835 | $610 | $1,190 | $580 |
| Carlin, IL | $110,600 | $684 | $490 | $960 | $470 |
| South Palmyra, IL | $93,800 | $628 | $430 | $870 | $440 |
| Lenzburg, IL | $153,200 | $796 | $570 | $1,090 | $520 |
| Hillsboro, IL | $80,000 | $835 | $590 | $1,180 | $590 |