Gavop tells you how to get the best homeowners insurance in Metuchen, NJ by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $139,500 | $120,000 | $125,000-$150,000 |
| 2 Bedroom | $251,500 | $230,000 | $200,000-$250,000 |
| 3 Bedroom | $389,000 | $360,000 | $400,000-$500,000 |
| 4 Bedroom | $670,000 | $630,000 | $600,000-$700,000 |
| 5 Bedroom | $821,500 | $700,000 | $700,000-$800,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$84 | $853 |
| Home and Two Car | -$150 | $788 |
| Home and Three Car | -$234 | $703 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Middlesex County | $1,500 | $1,009 | $2,509 | $733 | $2,233 | $276 |
| Metuchen, NJ | $1,500 | $927 | $2,427 | $673 | $2,173 | $253 |
| East Franklin, NJ | $500 | $952 | $1,452 | $692 | $1,192 | $260 |
| Bernards, NJ | $700 | $1,132 | $1,832 | $823 | $1,523 | $309 |
| Ridgefield Park, NJ | $500 | $1,080 | $1,580 | $785 | $1,285 | $295 |
| Lake Telemark, NJ | $700 | $1,074 | $1,774 | $780 | $1,480 | $293 |
| Brookfield, NJ | $500 | $943 | $1,443 | $685 | $1,185 | $258 |
| Bucks County, PA | $2,000 | $988 | $2,988 | $718 | $2,718 | $270 |
| Mamaroneck, NY | $100 | $842 | $942 | $612 | $712 | $230 |
| Alpha, NJ | $1,500 | $821 | $2,321 | $597 | $2,097 | $224 |
| Bardonia, NY | $500 | $2,448 | $2,948 | $1,779 | $2,279 | $669 |
| Lower Moreland, PA | $1,000 | $936 | $1,936 | $680 | $1,680 | $256 |
| Home Insurance Company Metuchen, NJ | Homeowners Insurance Agency Metuchen, NJ | Address | Popularity Score | Distance from Metuchen (miles) |
|---|---|---|---|---|
| Travelers | Odonnell Agency Llc | 416-418 Centennial Ave, Cranford, NJ, 7016 | 8.1 | |
| Travelers | Lubowicki Insurance Agency | 400 New Durham Rd, Metuchen, NJ, 8840 | 0.5 | |
| Allstate | Dave Rittenhouse | 1 Mountain Blvd Ste 102, Warren, NJ, 7059 | 8.3 | |
| Travelers | The Schenck Agency Inc | 495 Main St, Metuchen, NJ, 8840 | 0.1 | |
| Travelers | Irwin Edelstein Associates Inc | 15 Bridge St, Metuchen, NJ, 8840 | 0.8 | |
| Farmers | Sandra Andrade | 231 Elmer St, Westfield, NJ, 7090 | 7.6 | |
| State Farm | Paul Spera | 255 Old New Brnswk Rd, Piscataway, NJ, 08854-3734 | 5.9 | |
| Travelers | The Bixler Group Llc | 758 Kearny Ave, Kearny, NJ, 7032 | 20.0 | |
| State Farm | Alex Escobar | 740 Route 18 North, East Brunswick, NJ, 08816-4906 | 8.0 | |
| Allstate | Greg Gravalis | 1063 Rte 202 N, Branchburg, NJ, 8876 | 17.7 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New Jersey | $321,100 | $1,081 | $790 | $1,520 | $730 |
| Middlesex County, NJ | $329,000 | $1,021 | $680 | $1,420 | $740 |
| Metuchen, NJ | $407,800 | $938 | $640 | $1,340 | $700 |
| East Franklin, NJ | $259,300 | $964 | $670 | $1,360 | $690 |
| Bernards, NJ | $671,300 | $1,146 | $770 | $1,640 | $870 |
| Ridgefield Park, NJ | $326,700 | $1,093 | $790 | $1,560 | $770 |
| Lake Telemark, NJ | $324,100 | $1,087 | $790 | $1,530 | $740 |
| Brookfield, NJ | $253,300 | $954 | $700 | $1,320 | $620 |
| Bucks County, PA | $315,700 | $1,000 | $710 | $1,420 | $710 |
| Mamaroneck, NY | $878,000 | $852 | $620 | $1,180 | $560 |
| Alpha, NJ | $187,500 | $831 | $570 | $1,170 | $600 |
| Bardonia, NY | $542,800 | $2,478 | $1,760 | $3,540 | $1,780 |
| Lower Moreland, PA | $399,500 | $948 | $650 | $1,300 | $650 |