Gavop shows you how to buy homeowners insurance in Hightstown, NJ by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $86,500 | $80,000 | $75,000-$100,000 |
| 2 Bedroom | $146,500 | $130,000 | $150,000-$175,000 |
| 3 Bedroom | $305,500 | $260,000 | $300,000-$350,000 |
| 4 Bedroom | $448,000 | $370,000 | $400,000-$500,000 |
| 5 Bedroom | $589,000 | $560,000 | $600,000-$700,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$67 | $766 |
| Home and Two Car | -$142 | $691 |
| Home and Three Car | -$191 | $641 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,095 |
| Physical Damage | $2,537 |
| Hail Damage | $4,618 |
| Wind Damage | $6,687 |
| Expensive Claims | |
| Fire | $42,442 |
| Smoke | $16,386 |
| Home Insurance Company Hightstown, NJ | Homeowners Insurance Agency Hightstown, NJ | Address | Popularity Score | Distance from Hightstown (miles) |
|---|---|---|---|---|
| Allstate | Marc Ambrose | 400 Us Highway 130, East Windsor, NJ, 8520 | 0.7 | |
| Allstate | David Kronstat | 384 Market St, Saddle Brook, NJ, 7663 | 48.9 | |
| State Farm | Ellen Nita | 33 State Rd Ste A1, Princeton, NJ, 08540-1304 | 9.9 | |
| Travelers | Bayonne Transoceanic Inc | 620 Broadway, Bayonne, NJ, 7002 | 35.1 | |
| State Farm | Joe Ciraulo | 15 Commerce Blvd Ste 102, Succasunna, NJ, 07876-1343 | 42.1 | |
| State Farm | Max Smirnov | 1051 Stuyvesant Ave, Union, NJ, 07083-3626 | 32.6 | |
| Allstate | Kevin Zola | 2273 Route 33 Ste 205, Hamilton, NJ, 8690 | 6.9 | |
| State Farm | Candida Seymour | 4017 Bergenline Ave, Union City, NJ, 07087-4919 | 43.9 | |
| State Farm | Gary Hughes | 157 Prospect Plains Rd, Monroe, NJ, 08831-3710 | 5.3 | |
| Travelers | Robert Wilkens Insurance Agency Llc | 52 W Main St, Bogota, NJ, 7603 | 49.5 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New Jersey | $321,100 | $1,081 | $750 | $1,550 | $800 |
| Mercer County, NJ | $281,900 | $965 | $690 | $1,380 | $690 |
| Hightstown, NJ | $274,200 | $832 | $610 | $1,190 | $580 |
| East Millstone, NJ | $382,900 | $1,237 | $890 | $1,760 | $870 |
| Trevose, PA | $259,900 | $912 | $620 | $1,300 | $680 |
| Fair Haven, NJ | $686,100 | $1,096 | $730 | $1,510 | $780 |
| Brielle, NJ | $633,700 | $2,019 | $1,470 | $2,770 | $1,300 |
| Winfield, NJ | $200,000 | $856 | $620 | $1,210 | $590 |
| Monmouth Beach, NJ | $705,300 | $2,177 | $1,590 | $3,090 | $1,500 |
| Shamong, NJ | $299,000 | $871 | $580 | $1,210 | $630 |
| Norwood, PA | $164,100 | $733 | $520 | $1,030 | $510 |
| Palisades Park, NJ | $521,400 | $955 | $640 | $1,370 | $730 |