How Can I Make My Concord, NC Home Insurance Cheaper

Gavop tells you how to get the best homeowners insurance in Concord, NC by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.

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Select the Suitable Coverage Value for your Concord, NC Home | Back to Top

Bedrooms Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
1 Bedroom $57,500 $50,000 $50,000-$75,000
2 Bedroom $109,000 $100,000 $100,000-$125,000
3 Bedroom $133,000 $120,000 $125,000-$150,000
4 Bedroom $159,000 $150,000 $125,000-$150,000
5 Bedroom $351,500 $300,000 $400,000-$500,000

Choose the Best Concord, NC Home Insurance Premium for your Background | Back to Top

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Unemployed 650-699 Credit Score No Income No Pets, Smoker $1,480
Full Time Job 750-799 Credit Score $75 to $100,000 3 Pets, Smoker $1,250
Retired 550-599 Credit Score No Income More than 3 Pets at home, Non-Smoker $500

Choose the Right Deductible for your Concord, NC Home | Back to Top

Low Deductible ($500) High Deductible ($2500)
Place Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
North Carolina $300 $700 $1,000 $560 $860 $140
Cabarrus County, NC $2,500 $860 $1,360 $710 $3,210 $-1,850
Concord, NC $2,500 $920 $1,420 $780 $3,280 $-1,860
Midland, NC $300 $700 $1,000 $610 $910 $90
Mecklenburg County, NC $1,500 $860 $1,360 $730 $2,230 $-870
Endy, NC $200 $710 $910 $600 $800 $110
Providence, NC $1,000 $600 $1,100 $520 $1,520 $-420
Wesley Chapel, NC $200 $990 $1,190 $820 $1,020 $170
Denton, NC $2,000 $540 $1,040 $460 $2,460 $-1,420
Lincolnton, NC $100 $620 $720 $510 $610 $110
Mount Gilead, NC $700 $410 $910 $360 $1,060 $-150
Arcadia, NC $100 $830 $930 $690 $790 $140
Long View, NC $1,500 $350 $850 $290 $1,790 $-940

Identify Top Home Insurance Agents near Concord, NC | Back to Top

Home Insurance Company Concord, NC Homeowners Insurance Agency Concord, NC Address Popularity Score Distance from Concord (miles)
State Farm Travis Snider 7510 Pnvl Mthws Rd Ste 13b, Charlotte, NC, 28226-4072
21.9
State Farm Jim Burgin 3391 Cloverleaf Pkwy, Kannapolis, NC, 28083-6991
4.4
Travelers Pegram & Associates Insurance 3599 South Ridge Ave, Concord, NC, 28025
3.8
State Farm Aprille Shaffer 8210 Univ Exec Park Dr Ste 150, Charlotte, NC, 28262
9.3
State Farm Mark Husmillo 10400 Mallard Creek Rd Ste 250, Charlotte, NC, 28262-5202
8.3
Allstate John Rose 1592 Concord Pkwy N, Concord, NC, 28025
3.8
Travelers Southlake Insurance Services Inc 8604 Cliff Cameron Dr Ste 110, Charlotte, NC, 28269
9.4
Allstate Eric Harris 233 S Sharon Amity Rd Ste 107, Charlotte, NC, 28211
17.6
Allstate Randy Walker 3801 S New Hope Rd, Gastonia, NC, 28056
28.6
Nationwide David R Hemric 2101 Sardis Rd N - Box 8 Ste 103, Charlotte, NC, 28227-7713
18.0

Compare Rates for Concord, NC Home Insurance Providers | Back to Top

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Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
North Carolina $153,600 $720 $530 $1,020 $490
Cabarrus County, NC $168,600 $740 $500 $1,060 $560
Concord, NC $170,300 $830 $610 $1,150 $540
Midland, NC $171,700 $930 $670 $1,290 $620
Mecklenburg County, NC $186,100 $950 $650 $1,360 $710
Endy, NC $145,000 $590 $430 $810 $380
Providence, NC $151,300 $800 $570 $1,110 $540
Wesley Chapel, NC $312,400 $1,340 $980 $1,900 $920
Denton, NC $106,600 $610 $440 $840 $400
Lincolnton, NC $117,300 $490 $340 $700 $360
Mount Gilead, NC $82,800 $460 $330 $650 $320
Arcadia, NC $163,700 $720 $520 $1,020 $500
Long View, NC $88,500 $380 $250 $520 $270

Research Home Insurance Companies Reviews in Concord, NC Before Buying | Back to Top

Share a review on your home insurance company


State Farm Home Insurance Reviews

Date: September 18, 2019    Age: 40 to 49    Gender: Female    Marital Status: Married

Policy Offerings
I believe their policy offerings are comparable to any other insurance firm. We have never looked for other policies because of all the bundle discounts we have at State Farm.


Date: May 24, 2019    Age: 40 to 49    Gender: Married    Marital Status: Female

Customer Service
i would rate state farm a 5 because i have never had a problem with them and when something happens i can call my agent and they take care of it quickly.

Amica Mutual Insurance Home Insurance Reviews

Date: August 11, 2019    Age: 20 to 29    Gender: Female    Marital Status: Unmarried

Premium
The premium amount was very low compared to other insurance company. The monthly deductable amount was payable and normal .We should compensate for late payment

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