How Can I Make My Concord, NC Home Insurance Cheaper

Gavop tells you how to get the best homeowners insurance in Concord, NC by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.

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Select the Suitable Coverage Value for your Concord, NC Home | Back to Top

Bedrooms Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
1 Bedroom $57,500 $50,000 $50,000-$75,000
2 Bedroom $109,000 $100,000 $100,000-$125,000
3 Bedroom $133,000 $120,000 $125,000-$150,000
4 Bedroom $159,000 $150,000 $125,000-$150,000
5 Bedroom $351,500 $300,000 $400,000-$500,000

Estimate your Savings with Home Insurance Discounts in Concord, NC | Back to Top

Type Discount ($) Premium After Discount ($)
Multipolicy Discount -$175 $746
Superior Protection Discount -$83 $838
Fire & Security Discount -$101 $819
Hail Resistant Roof Discount -$18 $902
Newly Constructed Home Discount -$258 $663

Choose the Right Deductible for your Concord, NC Home | Back to Top

Low Deductible ($500) High Deductible ($2500)
Place Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
Cabarrus County $2,500 $913 $3,413 $664 $3,164 $250
Concord, NC $2,500 $910 $3,410 $661 $3,161 $249
Midland, NC $300 $895 $1,195 $651 $951 $245
Mecklenburg County, NC $1,500 $986 $2,486 $717 $2,217 $270
Endy, NC $200 $835 $1,035 $607 $807 $228
Providence, NC $1,000 $773 $1,773 $562 $1,562 $211
Wesley Chapel, NC $200 $986 $1,186 $717 $917 $270
Denton, NC $2,000 $584 $2,584 $424 $2,424 $160
Lincolnton, NC $100 $665 $765 $483 $583 $182
Mount Gilead, NC $700 $544 $1,244 $396 $1,096 $149
Arcadia, NC $100 $769 $869 $558 $658 $210
Long View, NC $1,500 $550 $2,050 $400 $1,900 $150

Identify Top Home Insurance Agents near Concord, NC | Back to Top

Home Insurance Company Concord, NC Homeowners Insurance Agency Concord, NC Address Popularity Score Distance from Concord (miles)
State Farm Travis Snider 7510 Pnvl Mthws Rd Ste 13b, Charlotte, NC, 28226-4072
21.9
State Farm Jim Burgin 3391 Cloverleaf Pkwy, Kannapolis, NC, 28083-6991
4.4
Travelers Pegram & Associates Insurance 3599 South Ridge Ave, Concord, NC, 28025
3.8
State Farm Aprille Shaffer 8210 Univ Exec Park Dr Ste 150, Charlotte, NC, 28262
9.3
State Farm Mark Husmillo 10400 Mallard Creek Rd Ste 250, Charlotte, NC, 28262-5202
8.3
Allstate John Rose 1592 Concord Pkwy N, Concord, NC, 28025
3.8
Travelers Southlake Insurance Services Inc 8604 Cliff Cameron Dr Ste 110, Charlotte, NC, 28269
9.4
Allstate Eric Harris 233 S Sharon Amity Rd Ste 107, Charlotte, NC, 28211
17.6
Allstate Randy Walker 3801 S New Hope Rd, Gastonia, NC, 28056
28.6
Nationwide David R Hemric 2101 Sardis Rd N - Box 8 Ste 103, Charlotte, NC, 28227-7713
18.0

Compare Rates for Concord, NC Home Insurance Providers | Back to Top

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Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
North Carolina $161,000 $894 $600 $1,220 $620
Cabarrus County, NC $180,300 $924 $670 $1,290 $620
Concord, NC $179,200 $921 $670 $1,280 $610
Midland, NC $164,200 $906 $640 $1,290 $650
Mecklenburg County, NC $203,900 $998 $690 $1,410 $720
Endy, NC $148,400 $845 $570 $1,170 $600
Providence, NC $171,600 $783 $520 $1,110 $590
Wesley Chapel, NC $327,800 $998 $680 $1,420 $740
Denton, NC $93,900 $591 $430 $810 $380
Lincolnton, NC $120,400 $673 $480 $960 $480
Mount Gilead, NC $86,700 $551 $400 $780 $380
Arcadia, NC $169,700 $778 $520 $1,100 $580
Long View, NC $87,800 $557 $380 $770 $390

Research Home Insurance Companies Reviews in Concord, NC Before Buying | Back to Top

Share a review on your home insurance company


State Farm Home Insurance Reviews

Date: September 18, 2019    Age: 40 to 49    Gender: Female    Marital Status: Married

Policy Offerings
I believe their policy offerings are comparable to any other insurance firm. We have never looked for other policies because of all the bundle discounts we have at State Farm.


Date: May 24, 2019    Age: 40 to 49    Gender: Married    Marital Status: Female

Customer Service
i would rate state farm a 5 because i have never had a problem with them and when something happens i can call my agent and they take care of it quickly.

Universal Property & Casualty Insurance Company Home Insurance Reviews

Date: October 05, 2019    Age: 40 to 49    Gender: Female    Marital Status: Unmarried

Premium
My premium and deductible are in line with other companies and similar policies. I have priced it out against other companies and all policies came in at similar pricing and coverages.

Amica Mutual Insurance Home Insurance Reviews

Date: August 11, 2019    Age: 20 to 29    Gender: Female    Marital Status: Unmarried

Premium
The premium amount was very low compared to other insurance company. The monthly deductable amount was payable and normal .We should compensate for late payment

Nationwide Home Insurance Reviews

Date: December 22, 2019    Age: 40 to 49    Gender: Male    Marital Status: Married

Customer Service
Low cost, self insured home with same company for 25 years. Rates have been fair, but inflation riders are overstated.

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