How Can I Make My Freehold, NJ Home Insurance Cheaper
Gavop shows you how to buy homeowners insurance in Freehold, NJ by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
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Select the Suitable Coverage Value for your Freehold, NJ Home | Back to Top
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $127,500 | $110,000 | $125,000-$150,000 |
| 2 Bedroom | $301,000 | $250,000 | $300,000-$350,000 |
| 3 Bedroom | $434,500 | $370,000 | $400,000-$500,000 |
| 4 Bedroom | $602,000 | $510,000 | $700,000-$800,000 |
| 5 Bedroom | $685,500 | $640,000 | $600,000-$700,000 |
Estimate your Savings with Home Insurance Discounts in Freehold, NJ | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$203 | $992 |
| Superior Protection Discount | -$108 | $1,088 |
| Fire & Security Discount | -$96 | $1,100 |
| Hail Resistant Roof Discount | -$36 | $1,159 |
| Newly Constructed Home Discount | -$263 | $932 |
Choose the Right Deductible for your Freehold, NJ Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Monmouth County | $2,000 | $1,175 | $3,175 | $854 | $2,854 | $321 |
| Freehold, NJ | $700 | $1,181 | $1,881 | $858 | $1,558 | $323 |
| Seaside Heights, NJ | $700 | $962 | $1,662 | $699 | $1,399 | $263 |
| Belle Mead, NJ | $100 | $930 | $1,030 | $676 | $776 | $254 |
| Florence, NJ | $1,000 | $753 | $1,753 | $547 | $1,547 | $206 |
| Kearny, NJ | $500 | $989 | $1,489 | $718 | $1,218 | $270 |
| Kingston Estates, NJ | $2,000 | $738 | $2,738 | $536 | $2,536 | $202 |
| Upper Montclair, NJ | $200 | $1,126 | $1,326 | $819 | $1,019 | $308 |
| West Caldwell, NJ | $1,500 | $1,005 | $2,505 | $730 | $2,230 | $275 |
| Doylestown, PA | $300 | $941 | $1,241 | $684 | $984 | $257 |
| Elmwood Park, NJ | $700 | $802 | $1,502 | $583 | $1,283 | $219 |
Identify Top Home Insurance Agents near Freehold, NJ | Back to Top
| Home Insurance Company Freehold, NJ | Homeowners Insurance Agency Freehold, NJ | Address | Popularity Score | Distance from Freehold (miles) |
|---|---|---|---|---|
| State Farm | Dave Johnson | 5010 Hwy 9, Howell, NJ, 07731-3321 | 7.7 | |
| State Farm | Ryan Salonia | 3728 Hwy 9, Howell, NJ, 07731-3346 | 5.9 | |
| Allstate | Dolly Wasielewski | 1258 Route 166 Ste A, Toms River, NJ, 8753 | 17.2 | |
| Liberty Mutual Independent | The Maccormack Agency | 55 Flanagan Way, Secaucus, NJ, 7094 | 41.2 | |
| Allstate | John Cote | 228 Ridgedale Ave, Cedar Knolls, NJ, 7927 | 41.3 | |
| Travelers | Resource Group Inc | 65 Mechanic St Ste 203, Red Bank, NJ, 7701 | 15.3 | |
| Travelers | Maiello & Manzi Insurance - Manalapan | 500 Craig Road Lower Level, Manalapan, NJ, 7726 | 4.2 | |
| State Farm | Rick Duran | 9 S Main St Ste 2, Marlboro, NJ, 07746-1539 | 6.7 | |
| Liberty Mutual Independent | Creative Coverage | 22 Jackson Mills Rd Unit 4, Freehold, NJ, 7728 | 1.5 | |
| Travelers | Elite Financial Services Llc | 1120 Bloomfield Ave Ste 180, West Cadwell, NJ, 7006 | 43.5 |
Compare Rates for Freehold, NJ Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New Jersey | $321,100 | $1,081 | $750 | $1,500 | $750 |
| Monmouth County, NJ | $396,200 | $1,189 | $870 | $1,650 | $780 |
| Freehold, NJ | $410,300 | $1,195 | $850 | $1,640 | $790 |
| Seaside Heights, NJ | $265,000 | $974 | $670 | $1,380 | $710 |
| Belle Mead, NJ | $246,000 | $941 | $680 | $1,330 | $650 |
| Florence, NJ | $227,100 | $762 | $520 | $1,050 | $530 |
| Kearny, NJ | $318,700 | $1,001 | $680 | $1,380 | $700 |
| Kingston Estates, NJ | $217,100 | $747 | $550 | $1,020 | $470 |
| Upper Montclair, NJ | $726,200 | $1,140 | $790 | $1,630 | $840 |
| West Caldwell, NJ | $476,100 | $1,017 | $680 | $1,440 | $760 |
| Doylestown, PA | $401,000 | $953 | $700 | $1,340 | $640 |
| Elmwood Park, NJ | $348,200 | $812 | $540 | $1,120 | $580 |
Research Home Insurance Companies Reviews in Freehold, NJ Before Buying | Back to Top
Share a review on your home insurance company
Liberty Mutual Home Insurance Reviews
Date: May 23, 2019 Age: 30 to 39 Gender: Married Marital Status: Male
Premium
deductible is my deductible. I cant do much about it. it is fair for the amount i pay. i do not have any issues with them.
Amica Mutual Insurance Home Insurance Reviews
Date: September 05, 2019 Age: 50 to 59 Gender: Female Marital Status: Married
Premium
A policy premium refers to your total quoted payment amount for the length of your insurance policy, whereas a deductible is the amount you'll agree to pay out-of-pocket before your coverage kicks