How Can I Make My Bellevue, NE Home Insurance Cheaper
Gavop's guide to buying homeowners insurance in Bellevue, NE covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
Compare Quotes from Top Providers and Save now!
Select the Suitable Coverage Value for your Bellevue, NE Home | Back to Top
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $61,000 | $50,000 | $50,000-$75,000 |
| 2 Bedroom | $132,500 | $110,000 | $100,000-$125,000 |
| 3 Bedroom | $208,500 | $180,000 | $175,000-$200,000 |
| 4 Bedroom | $188,000 | $180,000 | $150,000-$175,000 |
| 5 Bedroom | $191,000 | $170,000 | $175,000-$200,000 |
Estimate your Savings with Home Insurance Discounts in Bellevue, NE | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$169 | $957 |
| Superior Protection Discount | -$101 | $1,024 |
| Fire & Security Discount | -$90 | $1,035 |
| Hail Resistant Roof Discount | -$23 | $1,103 |
| Newly Constructed Home Discount | -$236 | $889 |
Choose the Right Deductible for your Bellevue, NE Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Sarpy County | $1,000 | $1,219 | $2,219 | $886 | $1,886 | $333 |
| Bellevue, NE | $1,500 | $1,112 | $2,612 | $808 | $2,308 | $304 |
| LaPlatte II, NE | $400 | $1,340 | $1,740 | $974 | $1,374 | $366 |
| Hazel Dell, IA | $2,500 | $1,055 | $3,555 | $767 | $3,267 | $288 |
| Salt Creek, NE | $500 | $1,141 | $1,641 | $829 | $1,329 | $312 |
| Wyoming, NE | $1,500 | $1,543 | $3,043 | $1,122 | $2,622 | $422 |
| Mead, NE | $400 | $1,109 | $1,509 | $806 | $1,206 | $303 |
| Morgan, IA | $2,000 | $632 | $2,632 | $460 | $2,460 | $173 |
| Grant, IA | $100 | $600 | $700 | $436 | $536 | $164 |
| Maple, NE | $1,000 | $1,586 | $2,586 | $1,152 | $2,152 | $433 |
| Oak Creek, NE | $100 | $1,212 | $1,312 | $881 | $981 | $331 |
| Harrison, IA | $700 | $643 | $1,343 | $467 | $1,167 | $176 |
Identify Top Home Insurance Agents near Bellevue, NE | Back to Top
| Home Insurance Company Bellevue, NE | Homeowners Insurance Agency Bellevue, NE | Address | Popularity Score | Distance from Bellevue (miles) |
|---|---|---|---|---|
| Liberty Mutual Independent | Olson Insurance Inc | 609 Olson Dr 609 Olson Dr, Papillion, NE, 68046 | 5.5 | |
| Farmers | Grant Trierweiler | 225 N Cotner Blvd Ste 106, Lincoln, NE, 68505 | 43.8 | |
| Liberty Mutual Independent | Union Agency Inc | 4719 Prescott Ave, Lincoln, NE, 68506 | 46.0 | |
| Allstate | Jason Heard | 1246 Golden Gate Dr Ste 4, Papillion, NE, 68046 | 5.7 | |
| State Farm | Jeff Moore | 4801 Center St, Omaha, NE, 68106-3245 | 6.6 | |
| State Farm | Tom Demory | 10106 Maple St, Omaha, NE, 68134-5555 | 11.5 | |
| State Farm | Matt Dougherty | 4910 Dodge St, Omaha, NE, 68132-2978 | 7.8 | |
| Farmers | Shelly Ferrante | 1217 Royal Dr, Papillion, NE, 68046 | 5.9 | |
| State Farm | Steve Lang | 1401 North 66th Street, Lincoln, NE, 68505-1693 | 42.9 | |
| State Farm | Tommy Hughes Jr | 1321 Jones St Ste 104, Omaha, NE, 68102-3239 | 6.8 |
Compare Rates for Bellevue, NE Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Nebraska | $142,400 | $1,218 | $890 | $1,690 | $800 |
| Sarpy County, NE | $173,900 | $1,234 | $850 | $1,700 | $850 |
| Bellevue, NE | $140,800 | $1,125 | $820 | $1,600 | $780 |
| LaPlatte II, NE | $170,700 | $1,356 | $990 | $1,860 | $870 |
| Hazel Dell, IA | $250,400 | $1,068 | $730 | $1,480 | $750 |
| Salt Creek, NE | $130,300 | $1,155 | $820 | $1,610 | $790 |
| Wyoming, NE | $218,800 | $1,562 | $1,120 | $2,140 | $1,020 |
| Mead, NE | $124,100 | $1,122 | $800 | $1,590 | $790 |
| Morgan, IA | $85,900 | $640 | $440 | $910 | $470 |
| Grant, IA | $88,900 | $607 | $430 | $860 | $430 |
| Maple, NE | $229,800 | $1,605 | $1,080 | $2,230 | $1,150 |
| Oak Creek, NE | $144,000 | $1,227 | $880 | $1,710 | $830 |
| Harrison, IA | $88,400 | $651 | $450 | $920 | $470 |
Research Home Insurance Companies Reviews in Bellevue, NE Before Buying | Back to Top
Share a review on your home insurance company
Farm Bureau Home Insurance Reviews
Date: September 17, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Customer Service
I've never really had to contact them for anything, other than the initial set up. I didn't even really work with them on that, since our mortgage company handled it all. So, I don't have any issues with them.
Date: June 03, 2019 Age: 30 to 39 Gender: Married Marital Status: Female
Premium
Our insurance agent covered all of our options for premiums and deductibles very thoroughly, she answered all of our questions and used plain language so we understood what we were covered for.
State Farm Home Insurance Reviews
Date: August 17, 2019 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Customer Service
State Farm provides good service. What I appreciate most about them is their customer service and how quickly they are willing to help and answer questions.
Progressive Home Insurance Reviews
Date: July 29, 2019 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Customer Service
I would rate Progressive's customer service as a 2/5. Their claims system could be better overall, and the phone representatives could be more knowledgeable.