Gavop's guide to buying homeowners insurance in Vienna, VA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $127,000 | $110,000 | $125,000-$150,000 |
| 2 Bedroom | $237,500 | $220,000 | $250,000-$300,000 |
| 3 Bedroom | $434,500 | $410,000 | $400,000-$500,000 |
| 4 Bedroom | $780,000 | $710,000 | $600,000-$700,000 |
| 5 Bedroom | $497,000 | $470,000 | $400,000-$500,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$167 | $946 |
| Superior Protection Discount | -$100 | $1,013 |
| Fire & Security Discount | -$122 | $990 |
| Hail Resistant Roof Discount | -$33 | $1,079 |
| Newly Constructed Home Discount | -$256 | $857 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Fairfax County | $1,500 | $1,370 | $2,870 | $996 | $2,496 | $374 |
| Vienna, VA | $1,000 | $1,099 | $2,099 | $799 | $1,799 | $300 |
| Four Corners, MD | $500 | $953 | $1,453 | $693 | $1,193 | $260 |
| Marlow Heights, MD | $1,000 | $714 | $1,714 | $519 | $1,519 | $195 |
| Olney, MD | $100 | $1,340 | $1,440 | $974 | $1,074 | $366 |
| Rosaryville, MD | $2,500 | $863 | $3,363 | $627 | $3,127 | $236 |
| Kettering, MD | $300 | $779 | $1,079 | $566 | $866 | $213 |
| Jefferson, MD | $1,500 | $1,001 | $2,501 | $727 | $2,227 | $274 |
| Braddock Heights, MD | $100 | $1,088 | $1,188 | $791 | $891 | $297 |
| Reisterstown, MD | $2,000 | $719 | $2,719 | $522 | $2,522 | $196 |
| Apple Mountain Lake, VA | $200 | $877 | $1,077 | $638 | $838 | $240 |
| Mays Chapel, MD | $1,000 | $861 | $1,861 | $626 | $1,626 | $235 |
| Home Insurance Company Vienna, VA | Homeowners Insurance Agency Vienna, VA | Address | Popularity Score | Distance from Vienna (miles) |
|---|---|---|---|---|
| State Farm | Sharon Godfrey | Ste 3b 1311a Dolley Madison Blvd, Mclean, VA, 22101-3975 | 5.3 | |
| Travelers | My Insurance Agency | 712 W Broad St Ste B-2, Falls Church, VA, 22046 | 4.4 | |
| Farmers | Vishal Erry | 3939 University Dr Ste C, Fairfax, VA, 22030 | 4.3 | |
| State Farm | Lynn Heinrichs | 6842 Elm Street, Mclean, VA, 22101-3856 | 5.0 | |
| State Farm | Michael Garcia | 2809 Columbia Pike, Arlington, VA, 22204-4411 | 9.7 | |
| State Farm | Calvin Mcgowan | 9554 Old Keene Mill Rd Ste H, Burke, VA, 22015-4287 | 8.5 | |
| State Farm | Rick Mikszan | 1521 Westbranch Dr Ste 520, Mclean, VA, 22102-3213 | 2.9 | |
| Allstate | Sereda Fowlkes | 6867 Elm St Ste 104, Mclean, VA, 22101 | 5.0 | |
| Farmers | Walter Galeas | 4320 Evergreen Ln Ste G, Annandale, VA, 22003 | 6.2 | |
| Travelers | Aml Insurance Agency | 6000 Stevenson Ave Ste 204, Alexandria, VA, 22304 | 8.9 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Virginia | $255,800 | $952 | $690 | $1,320 | $630 |
| Fairfax County, VA | $534,800 | $1,387 | $1,000 | $1,980 | $980 |
| Vienna, VA | $687,000 | $1,113 | $810 | $1,590 | $780 |
| Four Corners, MD | $448,300 | $965 | $760 | $1,220 | $460 |
| Marlow Heights, MD | $226,900 | $722 | $570 | $910 | $340 |
| Olney, MD | $491,300 | $1,356 | $1,070 | $1,710 | $640 |
| Rosaryville, MD | $309,400 | $874 | $690 | $1,100 | $410 |
| Kettering, MD | $266,300 | $789 | $620 | $990 | $370 |
| Jefferson, MD | $298,300 | $1,013 | $800 | $1,280 | $480 |
| Braddock Heights, MD | $331,800 | $1,101 | $870 | $1,390 | $520 |
| Reisterstown, MD | $230,100 | $727 | $570 | $920 | $350 |
| Apple Mountain Lake, VA | $210,200 | $888 | $590 | $1,230 | $640 |
| Mays Chapel, MD | $371,900 | $872 | $690 | $1,100 | $410 |