Gavop's guide to buying homeowners insurance in West Branch, IA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| West Branch, IA - Neighbourhoods, Census Blocks & Streets | 2 Bedroom | 4 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Co Hwy B40, 4th St SE, 28th Ave, Co Rd B46, 10th St NW, 17th Ave, Locust St, 11th Ave NE, Dogwood Ave, 12th St SE | $150,000 | $120,000 | $100,000-$125,000 | $340,000 | $320,000 | $350,000-$400,000 |
| 10th Avenue Cir NE, 6th St NW, 18th Ave, Fairway Dr, Linden St, Deer Run, 13th Ave SE, 7th St NE, Fig Ave, Co Rd K42 | $132,000 | $120,000 | $125,000-$150,000 | $181,500 | $170,000 | $200,000-$250,000 |
| 7th St NE, 13th St Cir SE, 20th St, 8th St SW, 2nd Ave NE, 13th Ave NE, Harrison Ave, 2nd St SW, 20th Ave, 4th St SW | $102,000 | $100,000 | $100,000-$125,000 | $282,000 | $260,000 | $300,000-$350,000 |
| Center St, 14th Ave, Indian Ave, 6th St, 12th Ave Cir NE, Birch St, 5th Ave SE, 2nd Ave NW, Co Rd K52, 9th St NE | $128,500 | $110,000 | $125,000-$150,000 | $322,500 | $300,000 | $300,000-$350,000 |
| 9th Street Cir NE, Walnut St, Milwaukee Rd, 16th St, 19th Ave, 6th Ave NW, 10th Street Cir SE, Co Hwy B42, 11th Ave, 6th St SE | $154,000 | $130,000 | $150,000-$175,000 | $236,500 | $210,000 | $200,000-$250,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$73 | $740 |
| Home and Two Car | -$130 | $683 |
| Home and Three Car | -$187 | $626 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Sioux County | $2,000 | $840 | $2,840 | $610 | $2,610 | $229 |
| West Branch, IA | $1,000 | $803 | $1,803 | $584 | $1,584 | $220 |
| Lincoln, IA | $500 | $852 | $1,352 | $619 | $1,119 | $233 |
| Liberal, IA | $1,500 | $734 | $2,234 | $533 | $2,033 | $201 |
| O'Brien County, IA | $100 | $671 | $771 | $487 | $587 | $183 |
| Westfield, IA | $1,000 | $605 | $1,605 | $439 | $1,439 | $165 |
| Tilden, IA | $400 | $1,011 | $1,411 | $735 | $1,135 | $276 |
| Wilson, IA | $2,000 | $869 | $2,869 | $632 | $2,632 | $238 |
| Shindler, SD | $300 | $1,595 | $1,895 | $1,159 | $1,459 | $436 |
| Grant, SD | $1,000 | $1,013 | $2,013 | $736 | $1,736 | $277 |
| Bigelow, MN | $100 | $1,207 | $1,307 | $877 | $977 | $330 |
| Red Rock, SD | $1,500 | $1,370 | $2,870 | $996 | $2,496 | $374 |
| Home Insurance Company West Branch, IA | Homeowners Insurance Agency West Branch, IA | Address | Popularity Score | Distance from West Branch (miles) |
|---|---|---|---|---|
| Allstate | Jeffery Ahlers | 4617 Morningside Ave, Sioux City, IA, 51106 | 41.1 | |
| State Farm | Cindy Van Wyhe | 1479 S Main Ave, Sioux Center, IA, 51250-1257 | 1.8 | |
| State Farm | Sterne Akin | 5704 Sunnybrook Dr, Sioux City, IA, 51106-4249 | 42.1 | |
| State Farm | Matt Weg | 715 8th St Se, Orange City, IA, 51041-7451 | 6.1 | |
| Travelers | Boyden Insurance Agcy | 817 Main St, Boyden, IA, 51234 | 12.2 | |
| Travelers | Northwest Consultants Inc | 204 Main Street, Kingsley, IA, 51028 | 33.0 | |
| Travelers | First Agency | 822 Central Ave, Hawarden, IA, 51023 | 17.5 | |
| Travelers | Ea-Koele Inc | 1110 Main St, Hull, IA, 51239 | 9.8 | |
| Travelers | Isb Insurance Inc | 1036 Main Street, Hull, IA, 51239 | 9.7 | |
| Travelers | Northwest Consultants Inc | 217 Central Ave Ne, Orange City, IA, 51041 | 5.2 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Iowa | $137,200 | $829 | $600 | $1,150 | $550 |
| Sioux County, IA | $153,800 | $850 | $590 | $1,210 | $620 |
| West Branch, IA | $193,700 | $813 | $590 | $1,160 | $570 |
| Lincoln, IA | $148,700 | $862 | $590 | $1,220 | $630 |
| Liberal, IA | $111,400 | $743 | $500 | $1,020 | $520 |
| O'Brien County, IA | $108,000 | $679 | $460 | $960 | $500 |
| Westfield, IA | $79,600 | $612 | $430 | $860 | $430 |
| Tilden, IA | $223,100 | $1,023 | $710 | $1,420 | $710 |
| Wilson, IA | $155,500 | $880 | $600 | $1,210 | $610 |
| Shindler, SD | $350,600 | $1,614 | $1,180 | $2,210 | $1,030 |
| Grant, SD | $165,700 | $1,025 | $690 | $1,450 | $760 |
| Bigelow, MN | $209,500 | $1,222 | $840 | $1,750 | $910 |
| Red Rock, SD | $283,100 | $1,387 | $930 | $1,960 | $1,030 |