Gavop's guide to buying homeowners insurance in Sierra County, CA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $97,000 | $80,000 | $100,000-$125,000 |
| 2 Bedroom | $197,000 | $180,000 | $200,000-$250,000 |
| 3 Bedroom | $291,000 | $250,000 | $200,000-$250,000 |
| 4 Bedroom | $388,000 | $320,000 | $300,000-$350,000 |
| 5 Bedroom | $502,000 | $470,000 | $500,000-$600,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$85 | $980 |
| Home and Two Car | -$170 | $894 |
| Home and Three Car | -$256 | $809 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Sierra County | $1,000 | $1,052 | $2,052 | $764 | $1,764 | $287 |
| Sierra County, CA | $2,000 | $1,052 | $3,052 | $764 | $2,764 | $287 |
| Beckwourth, CA | $100 | $763 | $863 | $554 | $654 | $208 |
| Nevada County, CA | $2,000 | $965 | $2,965 | $701 | $2,701 | $264 |
| Floriston, CA | $200 | $629 | $829 | $457 | $657 | $172 |
| Plumas County, CA | $2,000 | $633 | $2,633 | $460 | $2,460 | $173 |
| Lake Tahoe, CA | $300 | $1,552 | $1,852 | $1,128 | $1,428 | $424 |
| Placer County, CA | $1,000 | $1,054 | $2,054 | $766 | $1,766 | $288 |
| Lemmon Valley, NV | $200 | $671 | $871 | $488 | $688 | $183 |
| Washoe Valley, NV | $700 | $843 | $1,543 | $613 | $1,313 | $230 |
| Home Insurance Company Sierra County, CA | Homeowners Insurance Agency Sierra County, CA | Address | Popularity Score | Distance from Sierra County (miles) |
|---|---|---|---|---|
| Travelers | Aegis Insurance Markets | 40169 Truckee Airport Rd Ste 203, Truckee, CA, 96161 | 26.9 | |
| Travelers | Seeley Insurance Services | 10988 Combie Rd Suite 101, Auburn, CA, 95602 | 47.7 | |
| Farmers | Lloyd Lawson Ii | 16770 Placer Hills Rd Ste A, Meadow Vista, CA, 95722 | 48.3 | |
| State Farm | Chuck Hemmert | 520 Brunswick Rd, Grass Valley, CA, 95945-9392 | 36.0 | |
| Allstate | William Witzke | 622 S Auburn St, Grass Valley, CA, 95945 | 38.5 | |
| Travelers | Truckee Community Insurance Services | 12277 Soaring Way Ste 202, Truckee, CA, 96161 | 26.9 | |
| Farmers | Ed Mertens | 715 Zion St, Nevada City, CA, 95959 | 35.0 | |
| Farmers | Max Soliz | 10831 Combie Rd Ste A, Auburn, CA, 95602 | 47.5 | |
| State Farm | Jeremy Sanders | 1200 E Main St Ste A, Grass Valley, CA, 95945-5720 | 36.9 | |
| State Farm | Roxanne Duffield | 10775 Pioneer Trl Ste 211c, Truckee, CA, 96161-0234 | 24.7 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| California | $443,400 | $1,291 | $960 | $1,760 | $800 |
| Sierra County, CA | $157,100 | $1,065 | $790 | $1,450 | $660 |
| Sierra County, CA | $157,100 | $1,065 | $790 | $1,450 | $660 |
| Beckwourth, CA | $282,700 | $772 | $570 | $1,050 | $480 |
| Nevada County, CA | $379,800 | $976 | $720 | $1,330 | $610 |
| Floriston, CA | $188,900 | $637 | $470 | $870 | $400 |
| Plumas County, CA | $228,900 | $641 | $470 | $870 | $400 |
| Lake Tahoe, CA | $527,500 | $1,571 | $1,160 | $2,140 | $980 |
| Placer County, CA | $413,300 | $1,067 | $790 | $1,450 | $660 |
| Lemmon Valley, NV | $171,600 | $680 | $500 | $960 | $460 |
| Washoe Valley, NV | $403,400 | $853 | $610 | $1,190 | $580 |