How Can I Make My Sierra County, CA Home Insurance Cheaper

Gavop's guide to buying homeowners insurance in Sierra County, CA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.

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Select the Suitable Coverage Value for your Sierra County, CA Home | Back to Top

Bedrooms Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
1 Bedroom $97,000 $80,000 $100,000-$125,000
2 Bedroom $197,000 $180,000 $200,000-$250,000
3 Bedroom $291,000 $250,000 $200,000-$250,000
4 Bedroom $388,000 $320,000 $300,000-$350,000
5 Bedroom $502,000 $470,000 $500,000-$600,000

Estimate your Savings with Home Insurance Discounts in Sierra County, CA | Back to Top

This table lists savings for a median home value of $265,600 and an average premium of $769

Discount Type Premium After Discount
Multipolicy Discounts $723
Superior Protection Discount $646
Fire & Security Discounts $669

Choose the Right Deductible for your Sierra County, CA Home | Back to Top

Low Deductible ($500) High Deductible ($2500)
Place Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
California $400 $1,250 $1,650 $1,030 $1,430 $220
Sierra County, CA $1,000 $1,100 $1,600 $890 $1,890 $-290
Sierra County, CA $2,000 $1,040 $1,540 $880 $2,880 $-1,340
Beckwourth, CA $100 $980 $1,080 $790 $890 $190
Nevada County, CA $2,000 $1,570 $2,070 $1,270 $3,270 $-1,200
Floriston, CA $200 $1,530 $1,730 $1,280 $1,480 $250
Plumas County, CA $2,000 $1,360 $1,860 $1,110 $3,110 $-1,250
Lake Tahoe, CA $300 $2,280 $2,580 $1,850 $2,150 $430
Placer County, CA $1,000 $1,110 $1,610 $910 $1,910 $-300
Lemmon Valley, NV $200 $760 $960 $660 $860 $100
Washoe Valley, NV $700 $1,000 $1,500 $820 $1,520 $-20

Identify Top Home Insurance Agents near Sierra County, CA | Back to Top

Home Insurance Company Sierra County, CA Homeowners Insurance Agency Sierra County, CA Address Popularity Score Distance from Sierra County (miles)
Travelers Aegis Insurance Markets 40169 Truckee Airport Rd Ste 203, Truckee, CA, 96161
26.9
Travelers Seeley Insurance Services 10988 Combie Rd Suite 101, Auburn, CA, 95602
47.7
Farmers Lloyd Lawson Ii 16770 Placer Hills Rd Ste A, Meadow Vista, CA, 95722
48.3
State Farm Chuck Hemmert 520 Brunswick Rd, Grass Valley, CA, 95945-9392
36.0
Allstate William Witzke 622 S Auburn St, Grass Valley, CA, 95945
38.5
Travelers Truckee Community Insurance Services 12277 Soaring Way Ste 202, Truckee, CA, 96161
26.9
Farmers Ed Mertens 715 Zion St, Nevada City, CA, 95959
35.0
Farmers Max Soliz 10831 Combie Rd Ste A, Auburn, CA, 95602
47.5
State Farm Jeremy Sanders 1200 E Main St Ste A, Grass Valley, CA, 95945-5720
36.9
State Farm Roxanne Duffield 10775 Pioneer Trl Ste 211c, Truckee, CA, 96161-0234
24.7

Compare Rates for Sierra County, CA Home Insurance Providers | Back to Top

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Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
California $383,900 $1,460 $1,080 $1,990 $910
Sierra County, CA $265,600 $1,120 $830 $1,520 $690
Sierra County, CA $265,600 $1,510 $1,120 $2,050 $930
Beckwourth, CA $190,900 $760 $560 $1,030 $470
Nevada County, CA $379,900 $1,790 $1,320 $2,430 $1,110
Floriston, CA $552,100 $1,930 $1,430 $2,620 $1,190
Plumas County, CA $251,200 $1,230 $910 $1,670 $760
Lake Tahoe, CA $522,200 $1,880 $1,390 $2,560 $1,170
Placer County, CA $354,900 $1,700 $1,260 $2,310 $1,050
Lemmon Valley, NV $154,400 $800 $570 $1,100 $530
Washoe Valley, NV $352,000 $1,370 $990 $1,930 $940