Gavop shows you how to buy homeowners insurance in Thomas County, GA by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Thomas County, GA - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Rocky Ford Rd, Eagles Landing Dr, Brittany Ln, Tannerville Ln, White Cemetary Rd, Zebco Rd, Summer Meadows Ln, Salem Rd, Saddlebrook Plantation, W Clay St | $104,500 | $90,000 | $100,000-$125,000 | $113,000 | $100,000 | $125,000-$150,000 |
| Stonebridge Dr, Red Tip Dr, Water Gate Dr, Hannah Ln, Simmons Rd, Stratford Way, S Main St, Kauka Ln, Cassidy Rd, Heard's Pond Ln | $86,500 | $70,000 | $75,000-$100,000 | $67,500 | $60,000 | $75,000-$100,000 |
| Winchester Ln, Harrell Rd, Harris St, Remington Ave, Fleming St, W Hansell St, Clark Cir, Linwood Ln, Oliver Ln, Chestnut | $194,500 | $170,000 | $200,000-$250,000 | $115,000 | $90,000 | $125,000-$150,000 |
| River Fork Ln, Ponder Rd, North Blvd, Summercreek Cove, McKinley St, Walters Ln, Patterson Still Spur W, Thornton Ln, Water Oaks Ln, N Walnut St | $130,500 | $120,000 | $125,000-$150,000 | $116,000 | $90,000 | $75,000-$100,000 |
| W Seminole St, Brooks Aly, Pinewood Pl, W Remington Ave, Pastime W, Singletary Rd, Eidson St, Monticello Rd, Augusta Ave, Covington Pl | $188,000 | $170,000 | $200,000-$250,000 | $114,000 | $100,000 | $100,000-$125,000 |
| Royal Oak Dr, Barnes St, Wiloras Ln, Jenny Ln, Camellia Dr, Hayden Way, Bent Oak Cir, Bartow St, W McDonald St, Neel Pl | $111,500 | $100,000 | $75,000-$100,000 | $75,000 | $60,000 | $75,000-$100,000 |
| Tall Pines Dr, Washington Ct, Sparkleberry Cir, Staff Rd, E Jerger St, Honeysuckle Way, Robinson Rd, N Magnolia St, Evergreen Dr, Main St S | $105,000 | $90,000 | $100,000-$125,000 | $103,500 | $90,000 | $100,000-$125,000 |
| Lauren Ln, Cleo Ct, Slash Pine Ln N, Donna Ln, Grady St, Bonds Rd, Pilcher Rd, NE Railroadf St, Roundcrest Dr, Sanford Rd | $146,000 | $130,000 | $125,000-$150,000 | $82,000 | $70,000 | $50,000-$75,000 |
| Spur Ln, Mitchell Rd, Main St N, Inwood Pl, N Hansell St, S Duren Dr, Lakeshore Dr, Patterson Still Spur Exd, Young St, Bulloch St | $143,000 | $130,000 | $150,000-$175,000 | $155,500 | $140,000 | $175,000-$200,000 |
| Glasgow Rd, N Green St, W Jefferson St, S Norton St, N Dawson St, Woodson Way, Kings Forest Rd, Sioux St, Cherokee Cir, Devereaux Dr | $93,000 | $90,000 | $100,000-$125,000 | $64,000 | $50,000 | $50,000-$75,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$156 | $712 |
| Superior Protection Discount | -$87 | $781 |
| Fire & Security Discount | -$87 | $781 |
| Hail Resistant Roof Discount | -$26 | $842 |
| Newly Constructed Home Discount | -$252 | $616 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Thomas County | $1,500 | $857 | $2,357 | $623 | $2,123 | $234 |
| Thomas County, GA | $1,000 | $857 | $1,857 | $623 | $1,623 | $234 |
| Barwick, GA | $200 | $656 | $856 | $477 | $677 | $179 |
| Cairo, GA | $2,500 | $681 | $3,181 | $495 | $2,995 | $186 |
| Dixie, GA | $100 | $644 | $744 | $468 | $568 | $176 |
| Morven, GA | $1,500 | $711 | $2,211 | $517 | $2,017 | $194 |
| Northwest Grady, GA | $200 | $616 | $816 | $447 | $647 | $168 |
| Eldorado, GA | $2,500 | $655 | $3,155 | $476 | $2,976 | $179 |
| Faceville, GA | $100 | $753 | $853 | $547 | $647 | $206 |
| Sumner, GA | $2,000 | $450 | $2,450 | $327 | $2,327 | $123 |
| Phillipsburg, GA | $400 | $646 | $1,046 | $470 | $870 | $177 |
| Quincy, FL | $2,500 | $822 | $3,322 | $597 | $3,097 | $225 |
| Home Insurance Company Thomas County, GA | Homeowners Insurance Agency Thomas County, GA | Address | Popularity Score | Distance from Thomas County (miles) |
|---|---|---|---|---|
| Allstate | Larry Ganas | 1004 N Patterson St, Valdosta, GA, 31601 | 37.8 | |
| State Farm | Darby Veazey | 615 Virginia Ave N Ste C, Tifton, GA, 31794-3881 | 47.3 | |
| State Farm | Leanna Greene | 315 E Screven St, Quitman, GA, 31643-2131 | 22.2 | |
| State Farm | Jim Scarbrough | 431 2nd Ave Se, Cairo, GA, 39828-2808 | 16.9 | |
| State Farm | Stephen Gainous | 117 W Jefferson St, Thomasville, GA, 31792-5408 | 4.1 | |
| State Farm | Stuart Pate | 401 Park Ave, Sylvester, GA, 31791-1827 | 46.2 | |
| State Farm | Hutch Hutchison | 2405 E Pinetree Blvd, Thomasville, GA, 31792-5352 | 2.0 | |
| Travelers | Coffee Insurance Agency Inc | 2358 Ga Highway 122, Thomasville, GA, 31757 | 1.4 | |
| Travelers | Pollock Insurance Agency | 32 1st Ave Ne, Cairo, GA, 39828 | 17.1 | |
| Travelers | Insurance Express Llc | 515 B W Jackson St, Thomasville, GA, 31792 | 4.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Georgia | $158,400 | $1,012 | $740 | $1,410 | $670 |
| Thomas County, GA | $131,400 | $868 | $620 | $1,240 | $620 |
| Thomas County, GA | $131,400 | $868 | $620 | $1,200 | $580 |
| Barwick, GA | $86,300 | $664 | $480 | $940 | $460 |
| Cairo, GA | $113,800 | $690 | $460 | $980 | $520 |
| Dixie, GA | $84,400 | $652 | $460 | $900 | $440 |
| Morven, GA | $95,500 | $720 | $490 | $1,030 | $540 |
| Northwest Grady, GA | $80,000 | $623 | $450 | $880 | $430 |
| Eldorado, GA | $86,100 | $663 | $450 | $920 | $470 |
| Faceville, GA | $102,800 | $762 | $560 | $1,090 | $530 |
| Sumner, GA | $56,800 | $455 | $300 | $650 | $350 |
| Phillipsburg, GA | $84,700 | $654 | $440 | $910 | $470 |
| Quincy, FL | $87,300 | $832 | $650 | $1,110 | $460 |