Gavop shows you how to buy homeowners insurance in Kellogg, ID by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $49,000 | $50,000 | $50,000-$75,000 |
| 2 Bedroom | $90,000 | $70,000 | $50,000-$75,000 |
| 3 Bedroom | $211,500 | $170,000 | $250,000-$300,000 |
| 4 Bedroom | $208,000 | $190,000 | $175,000-$200,000 |
| 5 Bedroom | $239,000 | $210,000 | $200,000-$250,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$54 | $622 |
| Home and Two Car | -$115 | $561 |
| Home and Three Car | -$156 | $521 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,975 |
| Physical Damage | $2,319 |
| Hail Damage | $4,900 |
| Wind Damage | $6,687 |
| Expensive Claims | |
| Fire | $45,570 |
| Smoke | $16,553 |
| Home Insurance Company Kellogg, ID | Homeowners Insurance Agency Kellogg, ID | Address | Popularity Score | Distance from Kellogg (miles) |
|---|---|---|---|---|
| Farmers | Brad Leggat | 8827 N Government Way Unit 105, Hayden, ID, 83835 | 33.1 | |
| Farmers | David Lunceford | 610 W Hubbard St Ste 121, Coeur D Alene, ID, 83814 | 31.1 | |
| Farmers | Michael Score | 202 1/2 N 4th St, Coeur D Alene, ID, 83814 | 30.3 | |
| Travelers | Insurance Northwest | 2320 N Government Way, Coeur D Alene, ID, 83814 | 31.3 | |
| State Farm | Tim Skelton | 2140 W Riverstone Dr Ste 202, Coeur D Alene, ID, 83814-4968 | 32.4 | |
| Allstate | Isu Insurance Services - Haddock And Associates | 1311 N Northwood Center Ct, Coeur D Alene, ID, 83814 | 32.0 | |
| Travelers | Coeur Dalene Insurance | 602 Bank St, Wallace, ID, 83873 | 12.6 | |
| Allstate | Jeffi Tibbetts | 610 W Hubbard St Ste 206, Coeur D Alene, ID, 83814 | 31.1 | |
| Allstate | Theresa Holmes | 73 Homer Dr, Saint Maries, ID, 83861 | 20.9 | |
| State Farm | Sue Breesnee | 724 North Hwy. 41, Post Falls, ID, 83854 | 36.3 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Idaho | $176,800 | $627 | $450 | $870 | $420 |
| Shoshone County, ID | $117,500 | $665 | $480 | $940 | $460 |
| Kellogg, ID | $120,500 | $676 | $450 | $930 | $480 |
| Shoshone County, ID | $117,500 | $665 | $490 | $940 | $450 |
| Mullan, ID | $76,600 | $404 | $270 | $560 | $290 |
| Conkling Park, ID | $277,600 | $752 | $530 | $1,060 | $530 |
| Benewah County, ID | $150,800 | $671 | $480 | $950 | $470 |
| Avery-Clarkia, ID | $153,300 | $591 | $430 | $840 | $410 |
| Rathdrum, ID | $172,300 | $578 | $410 | $790 | $380 |
| Thompson Falls, MT | $130,500 | $879 | $670 | $1,150 | $480 |
| Spokane Valley, WA | $177,100 | $647 | $430 | $890 | $460 |