Gavop tells you how to get the best homeowners insurance in Winston County, MS by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Winston County, MS - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Ellison Ridge Rd, N Columbus Ave, N Johnson Ave, Rives Cir, Hinze Rd, Webb Springs Rd, Yellow Creek Rd, State Hwy 25, Woodward Ave, Cedar Ave | $67,500 | $60,000 | $50,000-$75,000 | $58,500 | $50,000 | $25,000-$50,000 |
| Holleigh Dr, Nellie Carter Rd, Winston St, Brooks Carter Rd, Ray McDonald Rd, Obie Smith Rd, Carter Cunningham Rd, Tabor Ave, Clark Rd, James Rd | $91,000 | $80,000 | $75,000-$100,000 | $95,500 | $80,000 | $75,000-$100,000 |
| Robertson Loop, Jackson St, S Money St, Huntley Rd, Ward St, Halfacre Rd, Goss Rd, South St, Short Baremore St, Black Rd | $77,000 | $70,000 | $50,000-$75,000 | $70,500 | $60,000 | $75,000-$100,000 |
| Tulip Dr, Hamill Hill Rd, Murry Fulton Rd, Union Ridge Rd, Mills St, Jim Young Rd, Legion St, Deer Camp Rd, Richardson Rd, Adam Allen Dr | $131,500 | $120,000 | $100,000-$125,000 | $102,000 | $80,000 | $75,000-$100,000 |
| Carter-Highway 25 Spr, W Main St, Wraggs Rd, Barron St, Evon Stone Rd, Day St, Foster St, Bell St, Vowell Town Rd, W Gunn St | $107,500 | $90,000 | $100,000-$125,000 | $60,000 | $50,000 | $50,000-$75,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$143 | $651 |
| Superior Protection Discount | -$79 | $714 |
| Fire & Security Discount | -$79 | $714 |
| Hail Resistant Roof Discount | -$24 | $770 |
| Newly Constructed Home Discount | -$191 | $603 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Winston County | $1,500 | $784 | $2,284 | $570 | $2,070 | $214 |
| Winston County, MS | $2,500 | $784 | $3,284 | $570 | $3,070 | $214 |
| Ackerman, MS | $200 | $1,118 | $1,318 | $813 | $1,013 | $306 |
| Oktibbeha County, MS | $700 | $1,224 | $1,924 | $890 | $1,590 | $335 |
| Maben, MS | $300 | $724 | $1,024 | $526 | $826 | $198 |
| Leake County, MS | $1,500 | $803 | $2,303 | $584 | $2,084 | $220 |
| Sebastopol, MS | $200 | $1,261 | $1,461 | $916 | $1,116 | $345 |
| Decatur, MS | $1,500 | $1,122 | $2,622 | $816 | $2,316 | $307 |
| Conehatta, MS | $300 | $778 | $1,078 | $565 | $865 | $212 |
| Lena, MS | $100 | $1,028 | $1,128 | $747 | $847 | $281 |
| Winona, MS | $1,500 | $950 | $2,450 | $691 | $2,191 | $260 |
| Home Insurance Company Winston County, MS | Homeowners Insurance Agency Winston County, MS | Address | Popularity Score | Distance from Winston County (miles) |
|---|---|---|---|---|
| Travelers | Lyon Insurance Agency Inc | 325 Commerce St, West Point, MS, 39773 | 42.7 | |
| State Farm | Rod Bobo | 3189 Highway 45 N Ste A, Columbus, MS, 39705-1251 | 47.1 | |
| Travelers | Lyon Insurance Agency Inc | 325 Commerce Street West Point , West Point, MS, 39773 | 42.7 | |
| State Farm | David Weber | 277 Highway 16 E, Carthage, MS, 39051-4203 | 37.3 | |
| State Farm | Frank Chiles | 306 Highway 12 W, Starkville, MS, 39759-3633 | 28.7 | |
| State Farm | Wayne Stewart | 3130 Jefferson St, Macon, MS, 39341-2277 | 27.8 | |
| Travelers | Philadelphia Security Insurance Agency | 802 Kosciusko Rd, Philadelphia, MS, 39350 | 20.8 | |
| Travelers | Philadelphia Security Insurance Agency | 802 Kosciusko Rd, Philadelphia, MS, 39350 | 20.8 | |
| Travelers | First Carthage Cox Insurance | 109 Main St, Carthage, MS, 39051 | 37.3 | |
| State Farm | Edwin Albin | 401 Highway 12 W, Kosciusko, MS, 39090-3290 | 32.7 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Mississippi | $109,300 | $1,158 | $780 | $1,590 | $810 |
| Winston County, MS | $77,600 | $794 | $560 | $1,090 | $530 |
| Winston County, MS | $77,600 | $794 | $570 | $1,130 | $560 |
| Ackerman, MS | $105,200 | $1,132 | $800 | $1,560 | $760 |
| Oktibbeha County, MS | $146,400 | $1,239 | $900 | $1,710 | $810 |
| Maben, MS | $49,300 | $733 | $520 | $1,050 | $530 |
| Leake County, MS | $80,800 | $813 | $590 | $1,150 | $560 |
| Sebastopol, MS | $128,600 | $1,276 | $850 | $1,770 | $920 |
| Decatur, MS | $105,800 | $1,136 | $820 | $1,620 | $800 |
| Conehatta, MS | $56,200 | $787 | $560 | $1,120 | $560 |
| Lena, MS | $91,300 | $1,040 | $750 | $1,420 | $670 |
| Winona, MS | $79,900 | $962 | $700 | $1,360 | $660 |