Gavop's guide to buying homeowners insurance in Camp Verde, AZ covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $50,000 | $40,000 | $50,000-$75,000 |
| 2 Bedroom | $119,500 | $110,000 | $125,000-$150,000 |
| 3 Bedroom | $95,000 | $80,000 | $75,000-$100,000 |
| 4 Bedroom | $198,500 | $180,000 | $200,000-$250,000 |
| 5 Bedroom | $369,500 | $310,000 | $300,000-$350,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$112 | $546 |
| Superior Protection Discount | -$59 | $598 |
| Fire & Security Discount | -$53 | $605 |
| Hail Resistant Roof Discount | -$20 | $638 |
| Newly Constructed Home Discount | -$158 | $500 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,733 |
| Physical Damage | $2,440 |
| Hail Damage | $4,900 |
| Wind Damage | $6,242 |
| Expensive Claims | |
| Fire | $42,442 |
| Smoke | $17,054 |
| Home Insurance Company Camp Verde, AZ | Homeowners Insurance Agency Camp Verde, AZ | Address | Popularity Score | Distance from Camp Verde (miles) |
|---|---|---|---|---|
| State Farm | Matt Crespin | 714 N Beeline Hwy Unit A, Payson, AZ, 85541-3765 | 37.6 | |
| Farmers | Darren Moll | 525 E Gurley St, Prescott, AZ, 86301 | 34.6 | |
| State Farm | Kat Ross | 1800 S Milton Rd Ste 12, Flagstaff, AZ, 86001-6336 | 43.7 | |
| Allstate | Cheryl Stecko | 493 S Main St Ste 2, Camp Verde, AZ, 86322 | 0.5 | |
| Allstate | Randy Mathews | 134 E Highway 260, Payson, AZ, 85541 | 38.1 | |
| State Farm | Neil Rosenow | 879 Cove Pkwy, Cottonwood, AZ, 86326-4645 | 13.5 | |
| Allstate | Heather Morgan | 2301 W Highway 89a Ste 103, Sedona, AZ, 86336 | 20.5 | |
| State Farm | Melissa Cripps | 2677 E 7th Ave Ste 3, Flagstaff, AZ, 86004-3739 | 46.5 | |
| Allstate | James Custer | 1016 W University Ave Ste 10, Flagstaff, AZ, 86001 | 43.7 | |
| Farmers | Roy Renning | 1500 E Cedar Ave Ste 18, Flagstaff, AZ, 86004 | 46.7 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Arizona | $193,200 | $743 | $540 | $1,050 | $510 |
| Yavapai County, AZ | $215,000 | $746 | $540 | $1,070 | $530 |
| Camp Verde, AZ | $167,500 | $658 | $480 | $940 | $460 |
| Lake Montezuma, AZ | $142,900 | $618 | $450 | $850 | $400 |
| Cottonwood, AZ | $147,600 | $626 | $460 | $870 | $410 |
| Jerome, AZ | $287,000 | $853 | $610 | $1,180 | $570 |
| Mingus Mountain, AZ | $201,700 | $700 | $500 | $1,000 | $500 |
| Cordes Lakes-Mayer, AZ | $145,900 | $670 | $460 | $930 | $470 |
| Spring Valley, AZ | $97,000 | $552 | $370 | $780 | $410 |
| Strawberry, AZ | $218,200 | $773 | $550 | $1,060 | $510 |
| East Verde Estates, AZ | $280,600 | $844 | $610 | $1,160 | $550 |
| Wilhoit, AZ | $90,000 | $531 | $390 | $740 | $350 |