How Can I Make My Lombard, IL Home Insurance Cheaper

Gavop shows you how to buy homeowners insurance in Lombard, IL by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.

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Select the Suitable Coverage Value for your Lombard, IL Home | Back to Top

Bedrooms Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
1 Bedroom $102,000 $80,000 $75,000-$100,000
2 Bedroom $283,000 $240,000 $250,000-$300,000
3 Bedroom $342,000 $270,000 $300,000-$350,000
4 Bedroom $496,000 $420,000 $500,000-$600,000
5 Bedroom $501,000 $420,000 $500,000-$600,000

Estimate your Savings with Home Insurance Discounts in Lombard, IL | Back to Top

Type Discount ($) Premium After Discount ($)
Multipolicy Discount -$138 $779
Superior Protection Discount -$92 $825
Fire & Security Discount -$92 $825
Hail Resistant Roof Discount -$28 $889
Newly Constructed Home Discount -$202 $715

Choose the Right Deductible for your Lombard, IL Home | Back to Top

Low Deductible ($500) High Deductible ($2500)
Place Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
DuPage County $2,500 $974 $3,474 $708 $3,208 $266
Lombard, IL $2,500 $906 $3,406 $658 $3,158 $248
Glen Ellyn, IL $500 $990 $1,490 $720 $1,220 $271
Lincolnwood, IL $700 $1,243 $1,943 $903 $1,603 $340
Northfield, IL $200 $1,236 $1,436 $899 $1,099 $338
Kendall, IL $2,000 $809 $2,809 $588 $2,588 $221
Richton Park, IL $300 $641 $941 $466 $766 $175
Hammond, IN $2,500 $674 $3,174 $490 $2,990 $184
East Chicago, IN $500 $592 $1,092 $430 $930 $162
Gurnee, IL $1,000 $919 $1,919 $668 $1,668 $251
Genoa, IL $400 $669 $1,069 $486 $886 $183
Powers Lake, WI $2,000 $707 $2,707 $514 $2,514 $193

Identify Top Home Insurance Agents near Lombard, IL | Back to Top

Home Insurance Company Lombard, IL Homeowners Insurance Agency Lombard, IL Address Popularity Score Distance from Lombard (miles)
State Farm Armando Perez 229 W Grand Ave Ste P, Bensenville, IL, 60106-3365
5.3
Allstate John Closterides 263 N York St Ste 101, Elmhurst, IL, 60126
4.5
State Farm Tenyiah Simmons 1933 S Mannheim Rd, Westchester, IL, 60154-4322
7.1
State Farm Mike Mcpartlin 11630 S Pulaski Rd, Alsip, IL, 60803-1612
20.2
Farmers Albert Dyduch 6900 W Belmont Ave, Chicago, IL, 60634
12.0
State Farm Jonathan Twitty 414 75th St, Downers Grove, IL, 60516-4454
8.5
State Farm Mike Lanham 1n149 Gary Ave, Carol Stream, IL, 60188-2247
5.6
Travelers Weiss Insurance Agencies 31w680 Army Trail Rd, Wayne, IL, 60184
12.6
Allstate John Wittman 6400 Woodward Ave, Downers Grove, IL, 60516
7.2
State Farm Beata Babel 7831 W Lawrence Ave, Norridge, IL, 60706-3211
11.8

Compare Rates for Lombard, IL Home Insurance Providers | Back to Top

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Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
Illinois $179,700 $850 $570 $1,160 $590
DuPage County, IL $289,900 $986 $680 $1,360 $680
Lombard, IL $244,900 $917 $630 $1,260 $630
Glen Ellyn, IL $424,300 $1,002 $720 $1,380 $660
Lincolnwood, IL $385,700 $1,258 $840 $1,800 $960
Northfield, IL $499,000 $1,251 $900 $1,760 $860
Kendall, IL $257,500 $819 $570 $1,140 $570
Richton Park, IL $142,900 $648 $470 $920 $450
Hammond, IN $87,600 $682 $500 $980 $480
East Chicago, IN $73,300 $599 $430 $840 $410
Gurnee, IL $254,000 $930 $640 $1,270 $630
Genoa, IL $158,000 $677 $450 $930 $480
Powers Lake, WI $189,800 $716 $490 $1,020 $530

Research Home Insurance Companies Reviews in Lombard, IL Before Buying | Back to Top

Share a review on your home insurance company


Allstate Home Insurance Reviews

Date: October 23, 2019    Age: 30 to 39    Gender: Female    Marital Status: Unmarried

Customer Service
I haven't had to file any claims with this company, but in general the customer service I've had with them has been good. The local office is only 2 blocks from me and it was very easy to set up my policy.

Date: April 18, 2019    Age: 20 to 29    Gender: Female    Marital Status: Unmarried

Premium
My policy is a decent price compared to the company's competitors. I chose the $500 deductible because in Florida, we often get hit by hurricanes and we are prone to flooding.

Date: March 31, 2019    Age: 30 to 39    Gender: Female    Marital Status: Married

Premium
We have been happy with our premium and the ability to have it deducted from escrow. The deductible is a bit high for the types of repairs we would typically come across, but it is not outside of reason.

Date: March 09, 2019    Age: 50 to 59    Gender: Female    Marital Status: Married

Policy Offerings
Allstate, sells to a homeowner after a flood or hailstorm, where other's won't. It was great back in 1994, but after you switch all your coverage over to them.


Date: November 30, 2018    Age: 30 to 39    Gender: Female    Marital Status: Married

Premium
Allstate is a little bit cheaper then some others I inquired about. They have the same deductible so I'm not getting anything less for a cheaper price.

Erie Insurance Home Insurance Reviews

Date: September 08, 2019    Age: 20 to 29    Gender: Female    Marital Status: Married

Customer Service
They were always very kind. They make sure to communicate with us when needed in an efficient and polite manner. Their rates are also very reasonable, especially for our budget.

Date: August 16, 2019    Age: 40 to 49    Gender: Female    Marital Status: Married

Customer Service
Any time I have any questions concerning my policy or need to make changes, the agents are always helpful and knowledgable. I can always reach an agent when needed and have never had a negative experience.

Date: July 23, 2019    Age: 40 to 49    Gender: Male    Marital Status: Married

Customer Service
They have always answered our question and been every kind. If we need or want to meet in person they are willing to.

Date: February 06, 2019    Age: 40 to 49    Gender: Female    Marital Status: Married

Premium
The premium and deductible were very reasonable for us. It was not a huge difference from other companies, but it was enough along with the value of the payout.

State Farm Home Insurance Reviews

Date: October 26, 2019    Age: 30 to 39    Gender: Female    Marital Status: Unmarried

Customer Service
My insurance agent is extremely helpful. When we were buying a new car she answered all of my questions about different rates for different trucks. When my A/C broke she even offered to bring fans to my house. I really like them.

Date: September 17, 2019    Age: 20 to 29    Gender: Female    Marital Status: Unmarried

Premium
My insurance company policies are many types of coverage.If we are select a short period then we have available a normal insurance rate.Then we have select a long period we have redaction in the premium rate.

Date: January 09, 2019    Age: Above 60    Gender: Male    Marital Status: Married

Policy Offerings
I have only used one ins co so I cannot compare to any other company in the area that I live


Date: October 24, 2018    Age: 30 to 39    Gender: Female    Marital Status: Married

Customer Service
The customer service staff are efficient and friendly. They work very hard to make my experiences as effortless as possible. They are very helpful.

GEICO Home Insurance Reviews

Date: April 14, 2019    Age: 20 to 29    Gender: Female    Marital Status: Married

Customer Service
My home insurance company always has the best customer service. The individuals are always pleasant ready to answer any questions I may have.

Date: April 08, 2019    Age: 40 to 49    Gender: Female    Marital Status: Unmarried

Policy Offerings
I would definitely choose them for home insurance. I wouldn't go with any other company. They are awesome. I trust them to be honest.


Date: March 14, 2019    Age: 20 to 29    Gender: Male    Marital Status: Unmarried

Policy Offerings
My current house insurance is okay, i feel like i pay too much. Especially since other people pay a lot less more than i do with different insurance.


American Family Home Insurance Reviews

Date: April 22, 2019    Age: 30 to 39    Gender: Male    Marital Status: Married

Policy Offerings
I have never had a difference insurance company for my home insurance, I haven't had a reason to switch companies yet.


Date: March 12, 2019    Age: 40 to 49    Gender: Female    Marital Status: Married

Customer Service
I am very satisfied with the customer service I get with my home insurance company. Fortunately, I have not had to submit a claim so I have no experience there.

USAA Home Insurance Reviews

Date: October 27, 2018    Age: 30 to 39    Gender: Male    Marital Status: Unmarried

Customer Service
Customer service is amazing. They are easy to get ahold of. they work hard for you and they are always friendly. they make sure you fully understand what you are doing.

Progressive Home Insurance Reviews

Date: April 26, 2019    Age: 30 to 39    Gender: Female    Marital Status: Married

Customer Service
they take a long time to respond to any issues or questions you may have. However EVERYTHING is included in my homeowners insurance.

Liberty Mutual Home Insurance Reviews

Date: April 06, 2019    Age: 30 to 39    Gender: Male    Marital Status: Unmarried

Policy Offerings
I am not sure exactly what other policys are at the moment. I bought this one at the time because it seemed like the best. It is not cheap


The Hartford Home Insurance Reviews

Date: March 28, 2019    Age: 30 to 39    Gender: Female    Marital Status: Married

Customer Service
MY EXPERIENCE WITH HOME INSURANCE COMPANY IS BEST BECAUSE IN THIS COMPANY STAFFS ARE VERY FRIENDLY TO DO THEIR JOBS.

Meemic Insurance Home Insurance Reviews

Date: March 18, 2019    Age: 30 to 39    Gender: Female    Marital Status: Married

Premium
The premium I pay is by far the best part of this policy! The prices are very reasonable and when comparing to other insurance firms they have always come out on top.

Travelers Home Insurance Reviews

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