How Can I Make My Fredericksburg, TX Home Insurance Cheaper

Gavop tells you how to get the best homeowners insurance in Fredericksburg, TX by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.

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Select the Suitable Coverage Value for your Fredericksburg, TX Home | Back to Top

Bedrooms Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
1 Bedroom $62,000 $50,000 $50,000-$75,000
2 Bedroom $159,500 $130,000 $150,000-$175,000
3 Bedroom $171,000 $150,000 $150,000-$175,000
4 Bedroom $291,000 $230,000 $250,000-$300,000
5 Bedroom $396,000 $330,000 $300,000-$350,000

Estimate your Savings with Home Insurance Discounts in Fredericksburg, TX | Back to Top

Type Discount ($) Premium After Discount ($)
Multipolicy Discount -$189 $921
Superior Protection Discount -$111 $999
Fire & Security Discount -$111 $999
Hail Resistant Roof Discount -$22 $1,087
Newly Constructed Home Discount -$233 $877

Choose the Right Deductible for your Fredericksburg, TX Home | Back to Top

Low Deductible ($500) High Deductible ($2500)
Place Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
Gillespie County $700 $1,074 $1,774 $780 $1,480 $293
Fredericksburg, TX $1,000 $1,096 $2,096 $797 $1,797 $300
Llano County, TX $500 $968 $1,468 $704 $1,204 $265
Johnson City, TX $1,000 $1,891 $2,891 $1,374 $2,374 $517
Sunrise Beach Village, TX $300 $2,358 $2,658 $1,714 $2,014 $644
Boerne, TX $2,000 $1,082 $3,082 $786 $2,786 $296
Horseshoe Bay, TX $200 $2,327 $2,527 $1,691 $1,891 $636
Junction Southeast, TX $1,500 $1,445 $2,945 $1,050 $2,550 $395
Granite Shoals, TX $500 $1,545 $2,045 $1,123 $1,623 $422
Kimble County, TX $200 $959 $1,159 $697 $897 $262
Canyon Lake, TX $1,000 $1,334 $2,334 $969 $1,969 $365

Identify Top Home Insurance Agents near Fredericksburg, TX | Back to Top

Home Insurance Company Fredericksburg, TX Homeowners Insurance Agency Fredericksburg, TX Address Popularity Score Distance from Fredericksburg (miles)
State Farm Ginny Thompson 217 E Bandera Rd Ste 1, Boerne, TX, 78006-2992
39.7
Travelers Sonora Insurance Group 1499 S Main St, Boerne, TX, 78006
40.2
Allstate Barry Savage 172 Creekside Park Rd Ste 100, Spring Branch, TX, 78070
47.6
Travelers Bierschwale Rees Insurance 1105 Llano N, Fredericksburg, TX, 78624
5.6
State Farm Ruben Cardenas Jr 410 E San Antonio Ave, Boerne, TX, 78006-2054
38.7
State Farm Kathleen Banse 33200 Us 281 N, Bulverde, TX, 78163
48.4
Travelers Whiteside Insurance Agency Llc 9416 E Hwy 71, Spicewood, TX, 78669
47.6
State Farm Steve Nanez 28550 Intste 10 W Unit 3, Boerne, TX, 78006-9118
44.7
State Farm Billy Johnson 210 E Austin St, Fredericksbrg, TX, 78624-4210
5.6
Farmers Richard Hernandez 25302 W Interstate 10, San Antonio, TX, 78257
48.2

Compare Rates for Fredericksburg, TX Home Insurance Providers | Back to Top

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Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
Texas $151,500 $1,709 $1,130 $2,630 $1,500
Gillespie County, TX $269,900 $1,087 $720 $1,670 $950
Fredericksburg, TX $285,900 $1,110 $730 $1,710 $980
Llano County, TX $184,500 $980 $650 $1,510 $860
Johnson City, TX $236,200 $1,914 $1,260 $2,950 $1,690
Sunrise Beach Village, TX $372,200 $2,387 $1,580 $3,680 $2,100
Boerne, TX $316,300 $1,095 $720 $1,690 $970
Horseshoe Bay, TX $366,500 $2,355 $1,550 $3,630 $2,080
Junction Southeast, TX $88,200 $1,463 $970 $2,250 $1,280
Granite Shoals, TX $110,200 $1,564 $1,030 $2,410 $1,380
Kimble County, TX $107,200 $971 $640 $1,500 $860
Canyon Lake, TX $272,400 $1,350 $890 $2,080 $1,190