How Can I Make My Fredericksburg, TX Home Insurance Cheaper

Gavop tells you how to get the best homeowners insurance in Fredericksburg, TX by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.

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Select the Suitable Coverage Value for your Fredericksburg, TX Home | Back to Top

Bedrooms Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
1 Bedroom $62,000 $50,000 $50,000-$75,000
2 Bedroom $159,500 $130,000 $150,000-$175,000
3 Bedroom $171,000 $150,000 $150,000-$175,000
4 Bedroom $291,000 $230,000 $250,000-$300,000
5 Bedroom $396,000 $330,000 $300,000-$350,000

Choose the Best Fredericksburg, TX Home Insurance Premium for your Background | Back to Top

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Unemployed 500-549 Credit Score No Income 3 Pets, Smoker $560
Part Time Job 700-749 Credit Score <$25,000 1 Pet, Smoker $170
Retired 750-799 Credit Score <$25,000 2 Pets, Smoker $590

Choose the Right Deductible for your Fredericksburg, TX Home | Back to Top

Low Deductible ($500) High Deductible ($2500)
Place Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
Texas $300 $670 $970 $560 $860 $110
Gillespie County, TX $700 $900 $1,400 $730 $1,430 $-30
Fredericksburg, TX $1,000 $1,020 $1,520 $880 $1,880 $-360
Llano County, TX $500 $750 $1,250 $640 $1,140 $110
Johnson City, TX $1,000 $830 $1,330 $720 $1,720 $-390
Sunrise Beach Village, TX $300 $1,360 $1,660 $1,160 $1,460 $200
Boerne, TX $2,000 $1,140 $1,640 $1,000 $3,000 $-1,360
Horseshoe Bay, TX $200 $1,460 $1,660 $1,280 $1,480 $180
Junction Southeast, TX $1,500 $330 $830 $270 $1,770 $-940
Granite Shoals, TX $500 $310 $810 $270 $770 $40
Lake Medina Shores, TX $1,500 $250 $750 $210 $1,710 $-960
Kimble County, TX $200 $400 $600 $350 $550 $50
Canyon Lake, TX $1,000 $900 $1,400 $760 $1,760 $-360

Identify Top Home Insurance Agents near Fredericksburg, TX | Back to Top

Home Insurance Company Fredericksburg, TX Homeowners Insurance Agency Fredericksburg, TX Address Popularity Score Distance from Fredericksburg (miles)
State Farm Ginny Thompson 217 E Bandera Rd Ste 1, Boerne, TX, 78006-2992
39.7
Travelers Sonora Insurance Group 1499 S Main St, Boerne, TX, 78006
40.2
Allstate Barry Savage 172 Creekside Park Rd Ste 100, Spring Branch, TX, 78070
47.6
Travelers Bierschwale Rees Insurance 1105 Llano N, Fredericksburg, TX, 78624
5.6
State Farm Ruben Cardenas Jr 410 E San Antonio Ave, Boerne, TX, 78006-2054
38.7
State Farm Kathleen Banse 33200 Us 281 N, Bulverde, TX, 78163
48.4
Travelers Whiteside Insurance Agency Llc 9416 E Hwy 71, Spicewood, TX, 78669
47.6
State Farm Steve Nanez 28550 Intste 10 W Unit 3, Boerne, TX, 78006-9118
44.7
State Farm Billy Johnson 210 E Austin St, Fredericksbrg, TX, 78624-4210
5.6
Farmers Richard Hernandez 25302 W Interstate 10, San Antonio, TX, 78257
48.2

Compare Rates for Fredericksburg, TX Home Insurance Providers | Back to Top

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Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
Texas $128,000 $740 $490 $1,140 $650
Gillespie County, TX $204,600 $840 $550 $1,290 $740
Fredericksburg, TX $217,600 $870 $570 $1,340 $770
Llano County, TX $157,800 $800 $530 $1,230 $700
Johnson City, TX $167,300 $740 $490 $1,140 $650
Sunrise Beach Village, TX $280,300 $1,290 $850 $1,990 $1,140
Boerne, TX $296,600 $1,720 $1,140 $2,650 $1,510
Horseshoe Bay, TX $290,700 $1,450 $960 $2,230 $1,270
Junction Southeast, TX $82,500 $410 $270 $630 $360
Granite Shoals, TX $79,400 $460 $300 $710 $410
Lake Medina Shores, TX $68,000 $330 $220 $510 $290
Kimble County, TX $87,000 $500 $330 $770 $440
Canyon Lake, TX $232,600 $1,050 $690 $1,620 $930