Gavop tells you how to get the best homeowners insurance in Jarvis, IL by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $53,000 | $50,000 | $25,000-$50,000 |
| 2 Bedroom | $133,500 | $110,000 | $100,000-$125,000 |
| 3 Bedroom | $248,000 | $220,000 | $250,000-$300,000 |
| 4 Bedroom | $240,500 | $220,000 | $200,000-$250,000 |
| 5 Bedroom | $173,000 | $140,000 | $150,000-$175,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$115 | $603 |
| Superior Protection Discount | -$72 | $646 |
| Fire & Security Discount | -$50 | $668 |
| Hail Resistant Roof Discount | -$22 | $697 |
| Newly Constructed Home Discount | -$194 | $524 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Madison County | $1,500 | $709 | $2,209 | $515 | $2,015 | $194 |
| Jarvis, IL | $2,000 | $710 | $2,710 | $516 | $2,516 | $194 |
| Nameoki, IL | $200 | $582 | $782 | $423 | $623 | $159 |
| Spanish Lake, MO | $1,000 | $959 | $1,959 | $697 | $1,697 | $262 |
| Mackenzie, MO | $200 | $1,040 | $1,240 | $756 | $956 | $284 |
| Woodson Terrace, MO | $1,500 | $828 | $2,328 | $602 | $2,102 | $226 |
| Warson Woods, MO | $100 | $1,816 | $1,916 | $1,320 | $1,420 | $496 |
| Grisham, IL | $2,500 | $588 | $3,088 | $427 | $2,927 | $161 |
| South Fillmore, IL | $200 | $759 | $959 | $551 | $751 | $207 |
| Montgomery County, IL | $2,000 | $804 | $2,804 | $584 | $2,584 | $220 |
| Weldon Spring Heights, MO | $400 | $1,569 | $1,969 | $1,140 | $1,540 | $429 |
| Raccoon, IL | $2,000 | $673 | $2,673 | $489 | $2,489 | $184 |
| Home Insurance Company Jarvis, IL | Homeowners Insurance Agency Jarvis, IL | Address | Popularity Score | Distance from Jarvis (miles) |
|---|---|---|---|---|
| Allstate | Trinas Neely | 525 Lincoln Hwy Ste 24, Fairview Heights, IL, 62208 | 9.6 | |
| State Farm | Elisa Hager | 1315 W Highway 50, O'Fallon, IL, 62269-1581 | 8.8 | |
| State Farm | Ted Mitchell | 101 Southpointe Dr Ste A, Edwardsville, IL, 62025-3718 | 8.1 | |
| Erie | Arrow Insurance Specialists Inc. | 216 E Main Street, Collinsville, IL, 62234 | 6.6 | |
| State Farm | Tom Chouinard | 2906 Maryville Rd, Maryville, IL, 62062-5426 | 4.9 | |
| Allstate | Richard Smith | 414 Range Ln, Cahokia, IL, 62206 | 19.0 | |
| Travelers | Sailor Insurance Agency | 225 N Main St, Edwardsville, IL, 62025 | 9.1 | |
| State Farm | Carol Compton-Mcdonald | 105 N Main St, Shiloh, IL, 62269-2970 | 9.8 | |
| State Farm | Ruben Owen | 174 W Broadway St, Sparta, IL, 62286-1633 | 41.0 | |
| Travelers | Mueller Schneidewind Koeneman Agency Inc | 500 Southview Plaza Ste 17, Fallon, IL, 62269 | 8.5 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Illinois | $179,700 | $850 | $610 | $1,200 | $590 |
| Madison County, IL | $130,200 | $718 | $500 | $1,010 | $510 |
| Jarvis, IL | $182,500 | $718 | $520 | $1,000 | $480 |
| Nameoki, IL | $95,200 | $589 | $400 | $810 | $410 |
| Spanish Lake, MO | $119,800 | $971 | $670 | $1,380 | $710 |
| Mackenzie, MO | $134,200 | $1,053 | $710 | $1,480 | $770 |
| Woodson Terrace, MO | $71,700 | $838 | $570 | $1,160 | $590 |
| Warson Woods, MO | $401,400 | $1,838 | $1,340 | $2,520 | $1,180 |
| Grisham, IL | $84,600 | $595 | $430 | $820 | $390 |
| South Fillmore, IL | $141,100 | $768 | $550 | $1,090 | $540 |
| Montgomery County, IL | $81,000 | $814 | $550 | $1,160 | $610 |
| Weldon Spring Heights, MO | $344,400 | $1,588 | $1,100 | $2,190 | $1,090 |
| Raccoon, IL | $109,600 | $681 | $490 | $960 | $470 |