How Can I Make My Olive Branch, MS Home Insurance Cheaper
Gavop tells you how to get the best homeowners insurance in Olive Branch, MS by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
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Select the Suitable Coverage Value for your Olive Branch, MS Home | Back to Top
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $58,000 | $50,000 | $50,000-$75,000 |
| 2 Bedroom | $136,500 | $120,000 | $150,000-$175,000 |
| 3 Bedroom | $150,500 | $120,000 | $125,000-$150,000 |
| 4 Bedroom | $292,000 | $260,000 | $300,000-$350,000 |
| 5 Bedroom | $164,500 | $140,000 | $150,000-$175,000 |
Estimate your Savings with Home Insurance Discounts in Olive Branch, MS | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$189 | $1,163 |
| Superior Protection Discount | -$122 | $1,231 |
| Fire & Security Discount | -$108 | $1,244 |
| Hail Resistant Roof Discount | -$27 | $1,326 |
| Newly Constructed Home Discount | -$392 | $960 |
Choose the Right Deductible for your Olive Branch, MS Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| DeSoto County | $1,500 | $1,283 | $2,783 | $932 | $2,432 | $351 |
| Olive Branch, MS | $2,000 | $1,336 | $3,336 | $971 | $2,971 | $365 |
| Southaven, MS | $500 | $1,190 | $1,690 | $865 | $1,365 | $325 |
| Rossville, TN | $1,500 | $1,239 | $2,739 | $900 | $2,400 | $339 |
| Tate County, MS | $300 | $805 | $1,105 | $585 | $885 | $220 |
| Bob Ward, AR | $2,000 | $780 | $2,780 | $567 | $2,567 | $213 |
| Earle, AR | $300 | $834 | $1,134 | $606 | $906 | $228 |
| Batesville, MS | $700 | $921 | $1,621 | $669 | $1,369 | $252 |
| Oxford, MS | $100 | $989 | $1,089 | $719 | $819 | $270 |
| Whiteville, TN | $2,500 | $736 | $3,236 | $535 | $3,035 | $201 |
| Taylor, MS | $500 | $1,669 | $2,169 | $1,213 | $1,713 | $456 |
Identify Top Home Insurance Agents near Olive Branch, MS | Back to Top
| Home Insurance Company Olive Branch, MS | Homeowners Insurance Agency Olive Branch, MS | Address | Popularity Score | Distance from Olive Branch (miles) |
|---|---|---|---|---|
| State Farm | Romaro Miller | 7164 Hacks Cross Rd Ste 119, Olive Branch, MS, 38654-3915 | 2.7 | |
| Allstate | Steve Henderson | 1750 Goodman Rd W Ste 110, Horn Lake, MS, 38637 | 10.2 | |
| Allstate | James Wallace | 2416 E Parkway St, Hernando, MS, 38632 | 12.0 | |
| Allstate | William Stevenson Jr | 7164 Hacks Cross Rd Ste 111, Olive Branch, MS, 38654 | 2.7 | |
| Liberty Mutual Independent | Thomas Insurance Agency | 1240 Goodman Rd E Ste 3, Southaven, MS, 38671 | 7.2 | |
| Allstate | Thomas Wooten | 5740 Getwell Rd Ste B, Southaven, MS, 38672 | 5.5 | |
| State Farm | Bill Gorman | 7165 Getwell Rd Bldg A, Southaven, MS, 38672-9619 | 5.5 | |
| State Farm | Sam Lauderdale | 11 W Commerce Street, Hernando, MS, 38632-2213 | 12.4 | |
| State Farm | Barry Bouchillon | 40 Stateline Rd W, Southaven, MS, 38671-1706 | 8.8 | |
| State Farm | Eric Irmscher | 5293 Getwell Rd Ste B, Southaven, MS, 38672-9608 | 5.6 |
Compare Rates for Olive Branch, MS Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Mississippi | $109,300 | $1,158 | $800 | $1,660 | $860 |
| DeSoto County, MS | $158,600 | $1,299 | $880 | $1,840 | $960 |
| Olive Branch, MS | $170,200 | $1,353 | $910 | $1,880 | $970 |
| Southaven, MS | $139,400 | $1,204 | $850 | $1,710 | $860 |
| Rossville, TN | $245,000 | $1,254 | $870 | $1,790 | $920 |
| Tate County, MS | $107,400 | $815 | $550 | $1,150 | $600 |
| Bob Ward, AR | $58,700 | $789 | $530 | $1,130 | $600 |
| Earle, AR | $69,100 | $844 | $610 | $1,190 | $580 |
| Batesville, MS | $134,700 | $932 | $680 | $1,280 | $600 |
| Oxford, MS | $245,400 | $1,001 | $710 | $1,420 | $710 |
| Whiteville, TN | $72,000 | $745 | $510 | $1,050 | $540 |
| Taylor, MS | $209,900 | $1,689 | $1,230 | $2,350 | $1,120 |
Research Home Insurance Companies Reviews in Olive Branch, MS Before Buying | Back to Top
Share a review on your home insurance company
Allstate Home Insurance Reviews
Date: January 09, 2020 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Policy Offerings
I found that allstate had a good price and plan. Other companies felt a little more expensive for about the benefits.
Date: September 04, 2019 Age: 50 to 59 Gender: Female Marital Status: Married
Policy Offerings
From what I know about homeowners insurance policies, the one I purchased seems to have exactly what I (think I) need, and does not have a lot of fine print disclosures and disclaimers.
Date: May 24, 2019 Age: 20 to 29 Gender: Unmarried Marital Status: Male
Customer Service
Customer Service Lessons From My Insurance Company policies for auto and home, staying with the company through a dozen vehicles and houses.
State Farm Home Insurance Reviews
Date: January 01, 2020 Age: 50 to 59 Gender: Female Marital Status: Married
Premium
I am satisfied with their premium and deductibles. They are better than Progressive and when I compare the rates with my friends, I feel even more confident.
Nationwide Home Insurance Reviews
Date: July 05, 2019 Age: 20 to 29 Gender: Female Marital Status: Married
Policy Offerings
I like how they have the combination deal. So, the more you services you use them for the bigger discount you will receive.