Gavop's guide to buying homeowners insurance in Winder, GA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $41,500 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $93,500 | $90,000 | $75,000-$100,000 |
| 3 Bedroom | $173,000 | $150,000 | $175,000-$200,000 |
| 4 Bedroom | $190,500 | $170,000 | $150,000-$175,000 |
| 5 Bedroom | $214,500 | $200,000 | $200,000-$250,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$147 | $628 |
| Superior Protection Discount | -$78 | $698 |
| Fire & Security Discount | -$70 | $706 |
| Hail Resistant Roof Discount | -$16 | $760 |
| Newly Constructed Home Discount | -$186 | $589 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Barrow County | $1,000 | $870 | $1,870 | $632 | $1,632 | $238 |
| Winder, GA | $1,000 | $766 | $1,766 | $557 | $1,557 | $209 |
| Barrow County, GA | $500 | $870 | $1,370 | $632 | $1,132 | $238 |
| Porterdale, GA | $700 | $589 | $1,289 | $428 | $1,128 | $161 |
| Lexington, GA | $500 | $947 | $1,447 | $688 | $1,188 | $259 |
| Belvedere Park, GA | $1,000 | $692 | $1,692 | $503 | $1,503 | $189 |
| Decatur, GA | $200 | $966 | $1,166 | $702 | $902 | $264 |
| Martin-Avalon, GA | $1,000 | $778 | $1,778 | $565 | $1,565 | $212 |
| Eudora, GA | $300 | $851 | $1,151 | $618 | $918 | $232 |
| Cleveland, GA | $1,000 | $831 | $1,831 | $604 | $1,604 | $227 |
| Bowersville, GA | $700 | $906 | $1,606 | $658 | $1,358 | $248 |
| Home Insurance Company Winder, GA | Homeowners Insurance Agency Winder, GA | Address | Popularity Score | Distance from Winder (miles) |
|---|---|---|---|---|
| Allstate | Debbie Dykes | 3937 Holcomb Bridge Rd Ste 100, Peachtree Corners, GA, 30092 | 31.3 | |
| State Farm | Stefon Mason | 1534 Dunwoody Vlg Pkwy Ste 204, Atlanta, GA, 30338-4137 | 35.9 | |
| Liberty Mutual Independent | Winder Insurance Center Inc | 125 W Athens St, Winder, GA, 30680 | 1.4 | |
| Travelers | Jalisco Insurance Group | 368 W Pike St Suite 101, Lawrenceville, GA, 30046 | 16.9 | |
| State Farm | Darryl Brooks | 1670 Mckendree Ch Rd Ste 1100, Lawrenceville, GA, 30043-6677 | 18.5 | |
| Allstate | Carland Insurance Services Llc | 11085 Alpharetta Hwy, Roswell, GA, 30076 | 35.9 | |
| State Farm | Tonia Kiser | 3750 Palladian Vlg Dr Ste 510, Marietta, GA, 30066-8206 | 43.9 | |
| State Farm | Simon Hill | 102 Mary Alice Park Rd Ste 601, Cumming, GA, 30040-2713 | 27.5 | |
| State Farm | Steve Yap | 3015 Canton Rd Ste 5, Marietta, GA, 30066-3878 | 46.9 | |
| State Farm | Jeremy Higginbotham | 4825 Sugarloaf Pkwy Ste H, Lawrenceville, GA, 30044-8800 | 20.0 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Georgia | $158,400 | $1,012 | $720 | $1,430 | $710 |
| Barrow County, GA | $134,300 | $880 | $600 | $1,250 | $650 |
| Winder, GA | $135,700 | $775 | $560 | $1,110 | $550 |
| Barrow County, GA | $134,300 | $880 | $610 | $1,240 | $630 |
| Porterdale, GA | $76,000 | $596 | $400 | $850 | $450 |
| Lexington, GA | $144,200 | $958 | $650 | $1,320 | $670 |
| Belvedere Park, GA | $116,500 | $701 | $500 | $1,000 | $500 |
| Decatur, GA | $418,700 | $978 | $700 | $1,350 | $650 |
| Martin-Avalon, GA | $107,400 | $787 | $560 | $1,090 | $530 |
| Eudora, GA | $122,000 | $861 | $590 | $1,230 | $640 |
| Cleveland, GA | $155,300 | $841 | $570 | $1,190 | $620 |
| Bowersville, GA | $134,200 | $917 | $630 | $1,300 | $670 |