Gavop shows you how to buy homeowners insurance in Essex County, VT by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Essex County, VT - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| 5 Mile Square Rd, Cedar St, Town Hwy 9, Breault Rd, Washington Ave, Gorham Hill Rd, Bridge St, Reservoir Rd, Formor Rd, Cottage Rd | $128,000 | $100,000 | $125,000-$150,000 | $155,000 | $140,000 | $125,000-$150,000 |
| Colby Rd, Cottage Rd, Maplewood Farm Rd, Hatchery Brook Rd, Mill Rd, Nelson Rd, Myrt's Ln, School Dr, Town Hwy 7, Town Hwy 6 | $146,500 | $130,000 | $150,000-$175,000 | $86,500 | $70,000 | $75,000-$100,000 |
| Tremblay Rd, Forest Lake Rd, Derby St, Pvt W 1, Blueberry Lane Rd, Loon Ln, School St, Cowan Rd, Harvey Willey Ln, Town Hwy 29 | $166,500 | $150,000 | $175,000-$200,000 | $164,500 | $140,000 | $150,000-$175,000 |
| State Rte 114, Moulthrop Rd, Masten Rd, S America Pond Rd, Labay Pl, Bullock Woods Rd, Victory Hill, Lunnie Farm Ln, Black Turn Brook Rd, Mountain Top Rd | $156,000 | $140,000 | $125,000-$150,000 | $87,000 | $80,000 | $75,000-$100,000 |
| Martin Ln, Stevens Loop, Dale Ave, Haven St, Patnaude Hill Rd, Cross Rd, Young's Rd, Tamarack Ln, Mill St, Park St | $110,500 | $90,000 | $75,000-$100,000 | $98,000 | $90,000 | $75,000-$100,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$144 | $613 |
| Superior Protection Discount | -$68 | $688 |
| Fire & Security Discount | -$76 | $681 |
| Hail Resistant Roof Discount | -$23 | $734 |
| Newly Constructed Home Discount | -$166 | $590 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Essex County | $2,000 | $747 | $2,747 | $543 | $2,543 | $204 |
| Essex County, VT | $2,000 | $747 | $2,747 | $543 | $2,543 | $204 |
| Maidstone, VT | $400 | $763 | $1,163 | $554 | $954 | $208 |
| Island Pond, VT | $700 | $455 | $1,155 | $331 | $1,031 | $124 |
| Newark, VT | $200 | $639 | $839 | $465 | $665 | $175 |
| Caledonia County, VT | $2,500 | $657 | $3,157 | $478 | $2,978 | $180 |
| Coventry, VT | $200 | $715 | $915 | $520 | $720 | $195 |
| Ryegate, VT | $2,500 | $668 | $3,168 | $485 | $2,985 | $183 |
| Home Insurance Company Essex County, VT | Homeowners Insurance Agency Essex County, VT | Address | Popularity Score | Distance from Essex County (miles) |
|---|---|---|---|---|
| Liberty Mutual Independent | Taylor - Moore Agency | 346 Main St, Derby, VT, 5829 | 25.1 | |
| Liberty Mutual Independent | Taylor - Moore Agency | Po Box 10, Derby, VT, 5829 | 22.8 | |
| Travelers | Royer-Camp Insurance Inc | 573 East Main St, Newport, VT, 5855 | 27.2 | |
| Nationwide | Peter Campbell Agency | 5498 U S Rte 5, Newport, VT, 05855-9483 | 26.7 | |
| Allstate | Poulos Insurance | 21 Water St, Orleans, VT, 5860 | 23.8 | |
| State Farm | Mark Mcbride | 25 Kingsbury Cir, Derby, VT, 05829-9624 | 25.4 | |
| Allstate | Morse Insurance | Po Box 557, Hardwick, VT, 5843 | 34.7 | |
| Travelers | Associated Ins Agencies Inc | 374 Main St, Newport, VT, 5855 | 27.7 | |
| Liberty Mutual Independent | Kinney Pike Insurance Agency | 970 Memorial Dr, St Johnsbury, VT, 5819 | 23.7 | |
| Allstate | Poulos Ins Inc | 78 Vt Route 15 W, Morrisville, VT, 5661 | 43.6 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Vermont | $220,600 | $783 | $560 | $1,120 | $560 |
| Essex County, VT | $128,900 | $756 | $510 | $1,080 | $570 |
| Essex County, VT | $128,900 | $756 | $510 | $1,050 | $540 |
| Maidstone, VT | $213,500 | $772 | $560 | $1,070 | $510 |
| Island Pond, VT | $87,200 | $461 | $330 | $630 | $300 |
| Newark, VT | $147,000 | $647 | $450 | $930 | $480 |
| Caledonia County, VT | $164,500 | $665 | $460 | $910 | $450 |
| Coventry, VT | $184,400 | $724 | $500 | $1,040 | $540 |
| Ryegate, VT | $159,700 | $676 | $450 | $930 | $480 |