Gavop's guide to buying homeowners insurance in Grassy Creek, NC covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Grassy Creek, NC - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Pinehawk Mountain Dr, Pinetop Ln, Grassy Mountain Rd, Greenberry Rd, State Rd 1124, State Rd 1274, Pendley Rd, State Rd 1196, Sunrise Ridge Dr, Walter Thomas Rd | $126,500 | $110,000 | $150,000-$175,000 | $73,500 | $70,000 | $75,000-$100,000 |
| Lower Grindstaff Trailer Park, Valley Rd, Mountain Laurel Dr, Creekside Ct, Forest Svc Rd, Pearson Shepperd Ln, Sunny Brook Dr, Laurel Ridge Dr, Locust St, Franklin Town Rd | $133,500 | $110,000 | $125,000-$150,000 | $83,000 | $70,000 | $50,000-$75,000 |
| State Rd 1120, Hickory Hill Dr, Grassy Creek Dr, Blands Knob, Christmas Tree Ln, Deer Lick Rd, Wagonmaster 1, Arrowhead Ridge Rd, Martha Dr, Terrace Ct | $119,500 | $100,000 | $100,000-$125,000 | $110,500 | $90,000 | $125,000-$150,000 |
| Boyds Cemetery Rd, Wing Rd, Lower Hanging Rock Rd, E Peterson St, State Rd 1115, Ridge Rd, Possum Trot Rd, Holly Dale Dr, Pine Branch Rd, Lucerne Strasse Rd | $111,500 | $100,000 | $125,000-$150,000 | $108,500 | $90,000 | $100,000-$125,000 |
| State Rd 1151, Skyline Rd, Shadowood Dr, Lakeview Rd, Hollifield St, Stonewood Dr, State Rd 1150, Silvers Hollow, Ellis Rd Exd, Upper Grindstaff Trailer Park | $188,000 | $150,000 | $175,000-$200,000 | $186,000 | $170,000 | $200,000-$250,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$134 | $570 |
| Superior Protection Discount | -$63 | $641 |
| Fire & Security Discount | -$49 | $655 |
| Hail Resistant Roof Discount | -$14 | $690 |
| Newly Constructed Home Discount | -$141 | $563 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,276 |
| Physical Damage | $2,319 |
| Hail Damage | $4,571 |
| Wind Damage | $6,305 |
| Expensive Claims | |
| Fire | $42,442 |
| Smoke | $16,051 |
| Home Insurance Company Grassy Creek, NC | Homeowners Insurance Agency Grassy Creek, NC | Address | Popularity Score | Distance from Grassy Creek (miles) |
|---|---|---|---|---|
| Travelers | Morrow Insurance Agency | 246 South Main Street, Marion, NC, 28752 | 15.7 | |
| Travelers | Webb Insurance | 216 Asheland Ave, Asheville, NC, 28801 | 34.4 | |
| Allstate | Randy Mckinney | 1639 Us Hwy 74a Byp Ste 160, Spindale, NC, 28160 | 39.8 | |
| Travelers | Morrow Insurance Agency | 246 S Main St, Marion, NC, 28752 | 15.7 | |
| Liberty Mutual Independent | Madison Insurance Group | 26 S Main St, Mars Hill, NC, 28754 | 26.8 | |
| Travelers | Cordell Harris Insurance Agency Inc | 362 10th Ave Dr Ne, Hickory, NC, 28601 | 43.3 | |
| Erie | Avery Kincaid Insurance | 215 Pineola Street, Newland, NC, 28657 | 15.4 | |
| Travelers | Math Insurance Service | 344 Merrimon Ave, Asheville, NC, 28801 | 33.3 | |
| Nationwide | Titmus Agency Llc | 38 South Main Street, Marshall, NC, 28753 | 34.6 | |
| State Farm | Jared Corey | 2115 Catawba Valley Blvd Se, Hickory, NC, 28602-4151 | 45.8 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| North Carolina | $161,000 | $894 | $610 | $1,280 | $670 |
| Mitchell County, NC | $140,600 | $683 | $480 | $940 | $460 |
| Grassy Creek, NC | $146,600 | $704 | $480 | $1,000 | $520 |
| Mitchell County, NC | $140,600 | $683 | $460 | $960 | $500 |
| Higgins, NC | $118,400 | $715 | $520 | $1,020 | $500 |
| Heaton, NC | $101,000 | $629 | $460 | $900 | $440 |
| Quaker Meadows, NC | $120,400 | $673 | $460 | $940 | $480 |
| Beech Mountain, NC | $254,600 | $1,188 | $820 | $1,690 | $870 |
| Pine Crest, TN | $130,800 | $981 | $670 | $1,390 | $720 |
| Balfour, NC | $158,400 | $884 | $610 | $1,250 | $640 |
| East Flat Rock, NC | $145,600 | $834 | $570 | $1,140 | $570 |
| Walnut Hill, TN | $131,900 | $985 | $680 | $1,370 | $690 |