Gavop's guide to buying homeowners insurance in Rocky Fork, MO covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Rocky Fork, MO - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| N Phillipe Rd, N Flamingo Ct, Vandiver Dr, W Rocheport Gravel Rd, Sullivan St, Ferndale Dr, E Rte Oo, W Bittergreen Ln, Barnwood Dr, E Craig St | $145,000 | $130,000 | $150,000-$175,000 | $107,000 | $90,000 | $100,000-$125,000 |
| E Ketterer Rd, Bear Bluff Dr, Rte Nn, E Carter School Rd, Blue Grouse Dr, E Harvester Rd, E Rob Cook Rd, Squire Cir, W Gibbs Rd, E Hwy Hh | $179,500 | $170,000 | $150,000-$175,000 | $134,500 | $110,000 | $100,000-$125,000 |
| Nick Ct, Blackfoot Rd, W Roy Barnes Rd, Old US Hwy 63, N Rte Z, N Billy Jean Dr, Congo Cir, Co Rd 246, Lantern Dr, N Slickrock Dr | $215,000 | $180,000 | $200,000-$250,000 | $155,000 | $150,000 | $150,000-$175,000 |
| E Trikalla Dr, E Mexico Gravel Rd, N Almond Ln, N Sunglow Ct, Co Rd 2000, Carthage Ct, Screaming Eagle Dr, Golden Eagle Dr, Chestnut Dr, Elephant Dr | $131,500 | $110,000 | $125,000-$150,000 | $68,500 | $60,000 | $50,000-$75,000 |
| Rte J, Clark Ln, Aztec, N Phoenix Rd, N Ballenger Ln, N Charleston Cir, Antelope Dr, Irvin Loop, 4th St, Anita Ct | $183,500 | $160,000 | $175,000-$200,000 | $71,000 | $70,000 | $50,000-$75,000 |
| Comstock Dr, Conrad Rd, S Hicks St, Speck Ct, Noah Ct, W Thornhill Rd, Dusty Rhodes Ln, E Saint Charles Rd, W Ridge Trail Rd, N Creasy Springs Rd | $207,000 | $190,000 | $200,000-$250,000 | $101,000 | $80,000 | $75,000-$100,000 |
| N East Circle Dr, State Hwy 22, N Olden Rd, Thornwood Dr, N Nature Ln, E Peabody Rd, E Tower Dr, N Rte J, Lost Tree Ter, Giraffe Ct | $117,500 | $100,000 | $100,000-$125,000 | $140,000 | $130,000 | $100,000-$125,000 |
| N Mapleview Ct, Second St, N Glenn Beair Dr, Monarch Dr, E Dripping Springs Rd, Jungle Tree Dr, Elizabeth St, Marcassin Dr, E State Hwy Hh, Bower Ln | $219,500 | $200,000 | $200,000-$250,000 | $106,000 | $100,000 | $75,000-$100,000 |
| Rte Ee, Opal Dr, Lightview, N Rogers Rd, Olden Rd, E Hinton Rd, W Ob Brown Rd, N Wade School Rd, Richland School Rd, Hickam Dr | $182,000 | $150,000 | $150,000-$175,000 | $142,000 | $120,000 | $150,000-$175,000 |
| Ria St, W Drane Rd, Pergola Dr, Lakeside Club Rd, N Montgomery Dr, E Mauller Rd, E Wall St, E Hillcrest Dr, Fern Flower Ct, Sarah Ann | $152,500 | $130,000 | $125,000-$150,000 | $99,000 | $90,000 | $75,000-$100,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$153 | $654 |
| Superior Protection Discount | -$73 | $735 |
| Fire & Security Discount | -$73 | $735 |
| Hail Resistant Roof Discount | -$24 | $783 |
| Newly Constructed Home Discount | -$234 | $573 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Boone County | $2,500 | $1,070 | $3,570 | $778 | $3,278 | $293 |
| Rocky Fork, MO | $1,500 | $798 | $2,298 | $580 | $2,080 | $218 |
| Kingdom City, MO | $500 | $944 | $1,444 | $686 | $1,186 | $258 |
| Higbee, MO | $700 | $652 | $1,352 | $474 | $1,174 | $178 |
| Callaway County, MO | $500 | $963 | $1,463 | $700 | $1,200 | $263 |
| Jefferson, MO | $400 | $896 | $1,296 | $651 | $1,051 | $245 |
| Cooper County, MO | $1,500 | $861 | $2,361 | $626 | $2,126 | $235 |
| Moniteau County, MO | $300 | $835 | $1,135 | $607 | $907 | $228 |
| Farber, MO | $2,000 | $710 | $2,710 | $516 | $2,516 | $194 |
| Rhineland, MO | $500 | $821 | $1,321 | $597 | $1,097 | $224 |
| Harrison, MO | $2,000 | $1,011 | $3,011 | $735 | $2,735 | $276 |
| Home Insurance Company Rocky Fork, MO | Homeowners Insurance Agency Rocky Fork, MO | Address | Popularity Score | Distance from Rocky Fork (miles) |
|---|---|---|---|---|
| State Farm | Meera Patel White | 2500 W Ash St, Columbia, MO, 65203-4608 | 12.1 | |
| State Farm | Dj Hinds | 3600 Interstate 70 Dr Se Ste C, Columbia, MO, 65201-6583 | 9.3 | |
| State Farm | Stephanie Wilmsmeyer | 2609 E Broadway Ste 214, Columbia, MO, 65201-6398 | 10.5 | |
| Travelers | Scott Agency Inc | 408 N Sturgeon St, Montgomery City, MO, 63361 | 39.3 | |
| Travelers | Fred Vogel | 301 Monroe, Jefferson City, MO, 65101 | 35.4 | |
| State Farm | Lisa Cravens | 1725 Paris Road, Columbia, MO, 65201-5571 | 9.8 | |
| Travelers | Vogel West Side | 2413 Hyde Park Rd, Jefferson City, MO, 65109 | 35.1 | |
| Travelers | Graham Insurance Agency | 204 B E 5th St, Fulton, MO, 65251 | 22.3 | |
| State Farm | Greg Hill | 1609 Chapel Hill Rd Ste A, Columbia, MO, 65203-6368 | 13.2 | |
| Farmers | Wendy Sprouse | 19 E Walnut St Ste E, Columbia, MO, 65203 | 11.1 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Missouri | $145,400 | $1,084 | $730 | $1,510 | $780 |
| Boone County, MO | $177,800 | $1,083 | $730 | $1,510 | $780 |
| Rocky Fork, MO | $165,800 | $808 | $580 | $1,110 | $530 |
| Kingdom City, MO | $102,500 | $955 | $640 | $1,360 | $720 |
| Higbee, MO | $34,200 | $660 | $450 | $930 | $480 |
| Callaway County, MO | $132,500 | $975 | $700 | $1,380 | $680 |
| Jefferson, MO | $143,800 | $907 | $630 | $1,240 | $610 |
| Cooper County, MO | $128,900 | $872 | $630 | $1,210 | $580 |
| Moniteau County, MO | $118,400 | $845 | $610 | $1,200 | $590 |
| Farber, MO | $45,600 | $719 | $500 | $1,030 | $530 |
| Rhineland, MO | $70,000 | $831 | $570 | $1,150 | $580 |
| Harrison, MO | $123,800 | $1,023 | $710 | $1,450 | $740 |