Gavop shows you how to buy homeowners insurance in Elkins, WV by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Elkins, WV - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Ward Rd, N Randolph Ave, Robert E Lee Exd, Key St, Poe Run Rd, Back Rd, Southview Dr, Wilcox St, Edgewater Dr, Gorman Ave | $137,000 | $110,000 | $100,000-$125,000 | $103,000 | $100,000 | $75,000-$100,000 |
| Alexander Ave, Co Rte 250/17, Stalnaker Rd, Fountain St, Chestnut St, 4 H Camp Rd, Co Rte 25, John St, Glendale Ave, Court St | $126,500 | $110,000 | $125,000-$150,000 | $121,000 | $110,000 | $125,000-$150,000 |
| Skyview Dr, Pineview Dr, Ervin Ln, Woodlands Ln, Whipporwill Dr, 5th St, McQuain Rd, Main St, Co Rte 219/22, 16th St | $104,000 | $90,000 | $75,000-$100,000 | $137,000 | $120,000 | $150,000-$175,000 |
| Co Rte 38, Pearcy Rd, Easy St, Short St, Findley St, North Ave, Scott Ford Rd, Whitetail Cove, W Central St, Co Rte 14 | $126,000 | $110,000 | $100,000-$125,000 | $94,000 | $90,000 | $75,000-$100,000 |
| Lavalette Ave, Midland Ave, Co Rte 5/9, Factory St, Goff St, Cross St, Lough St, 7th St, Whiteman Ave, Maple Lane Dr | $94,500 | $90,000 | $75,000-$100,000 | $78,500 | $70,000 | $50,000-$75,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$108 | $569 |
| Superior Protection Discount | -$68 | $610 |
| Fire & Security Discount | -$68 | $610 |
| Hail Resistant Roof Discount | -$14 | $664 |
| Newly Constructed Home Discount | -$197 | $481 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,216 |
| Physical Damage | $2,537 |
| Hail Damage | $4,618 |
| Wind Damage | $6,178 |
| Expensive Claims | |
| Fire | $45,123 |
| Smoke | $17,556 |
| Home Insurance Company Elkins, WV | Homeowners Insurance Agency Elkins, WV | Address | Popularity Score | Distance from Elkins (miles) |
|---|---|---|---|---|
| Erie | Skinner Insurance Agency Llc | 431 Beverly Pike, Elkins, WV, 26241 | 1.1 | |
| Erie | Blackwater Insurance Group | 115 Pennsylvania Avenue, Parsons, WV, 26287 | 15.5 | |
| State Farm | Kirk George | 417 Virginia Ave, Petersburg, WV, 26847-1719 | 40.0 | |
| State Farm | Jim Mccartney | 400 Morgantown St, Kingwood, WV, 26537-1093 | 39.0 | |
| State Farm | Cathy Rummel | 1513 Harrison Ave, Elkins, WV, 26241-3356 | 0.9 | |
| State Farm | Jodie Parrack | 2814 Beverly Pike, Elkins, WV, 26241-9222 | 2.3 | |
| State Farm | Bill Umbright | Beverly Pike, Elkins, WV, 26241 | 2.3 | |
| Erie | Betterway Insurance Center | 6 Weston Road, Buckhannon, WV, 26201 | 21.1 | |
| Nationwide | David W Hansford Lutcf | 101 Chestnut St, Parsons, WV, 26287-1089 | 15.1 | |
| Erie | Pioneer Insurance Agency Inc. | 200 Davis Avenue, Elkins, WV, 26241 | 0.2 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| West Virginia | $111,600 | $721 | $480 | $1,000 | $520 |
| Randolph County, WV | $99,800 | $635 | $430 | $870 | $440 |
| Elkins, WV | $113,900 | $678 | $490 | $940 | $450 |
| Pendleton County, WV | $107,900 | $660 | $440 | $940 | $500 |
| Lewis County, WV | $98,600 | $631 | $430 | $890 | $460 |
| Monterey, VA | $177,600 | $824 | $550 | $1,130 | $580 |
| Edray, WV | $107,700 | $709 | $490 | $1,010 | $520 |
| Rivesville, WV | $104,000 | $697 | $470 | $990 | $520 |
| Marion County, WV | $110,100 | $695 | $510 | $990 | $480 |
| Kitzmiller, MD | $80,500 | $596 | $470 | $750 | $280 |
| Braxton County, WV | $91,100 | $607 | $440 | $860 | $420 |