Gavop tells you how to get the best homeowners insurance in Litchfield County, CT by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $80,500 | $70,000 | $50,000-$75,000 |
| 2 Bedroom | $146,500 | $140,000 | $125,000-$150,000 |
| 3 Bedroom | $248,000 | $230,000 | $250,000-$300,000 |
| 4 Bedroom | $285,000 | $240,000 | $250,000-$300,000 |
| 5 Bedroom | $364,500 | $340,000 | $300,000-$350,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$178 | $937 |
| Superior Protection Discount | -$100 | $1,015 |
| Fire & Security Discount | -$78 | $1,037 |
| Hail Resistant Roof Discount | -$33 | $1,082 |
| Newly Constructed Home Discount | -$256 | $859 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Litchfield County | $1,500 | $1,102 | $2,602 | $801 | $2,301 | $301 |
| Litchfield County, CT | $2,500 | $1,102 | $3,602 | $801 | $3,301 | $301 |
| Harwinton, CT | $400 | $913 | $1,313 | $664 | $1,064 | $250 |
| Southbury, CT | $2,500 | $983 | $3,483 | $715 | $3,215 | $269 |
| Sandisfield, MA | $100 | $1,192 | $1,292 | $866 | $966 | $326 |
| New Fairfield, CT | $2,000 | $1,047 | $3,047 | $761 | $2,761 | $286 |
| Wappingers Falls, NY | $200 | $671 | $871 | $487 | $687 | $183 |
| Easthampton Town, MA | $2,500 | $876 | $3,376 | $636 | $3,136 | $239 |
| Balmville, NY | $200 | $1,031 | $1,231 | $750 | $950 | $282 |
| Westport, CT | $1,000 | $915 | $1,915 | $665 | $1,665 | $250 |
| Dalton, MA | $400 | $762 | $1,162 | $554 | $954 | $208 |
| Colchester, CT | $1,500 | $849 | $2,349 | $617 | $2,117 | $232 |
| Home Insurance Company Litchfield County, CT | Homeowners Insurance Agency Litchfield County, CT | Address | Popularity Score | Distance from Litchfield County (miles) |
|---|---|---|---|---|
| Liberty Mutual Independent | Brooks Todd & Mcneil | 69 Water Street, Torrington, CT, 6790 | 5.8 | |
| Liberty Mutual Independent | Brooks Todd & Mcneil | 69 Water St, Torrington, CT, 6790 | 5.8 | |
| Travelers | Mgroup | 601 Boston Post Rd Ste 5, Milford, CT, 6460 | 39.7 | |
| Allstate | Jeffrey Bernetich | 1422 Farmington Ave, Farmington, CT, 6032 | 19.6 | |
| State Farm | Charles Rio | 370 Ethan Allen Hwy, Ridgefield, CT, 06877-4723 | 36.6 | |
| State Farm | Frank Fraulo | 115 Main St, Norwalk, CT, 06851-4616 | 47.1 | |
| Travelers | Hughes Agency | 60 Waterbury Rd Ste 2, Prospect, CT, 6712 | 23.4 | |
| State Farm | Deric Currie | 3208 Whitney Ave Ste 1b, Hamden, CT, 06518-2158 | 31.4 | |
| Travelers | Toth Insurance Agency Llc | 703 Winsted Rd, Torrington, CT, 6790 | 7.1 | |
| Travelers | National Insurance Agency Inc | 16 Spring Ln Ste 1, Farmington, CT, 6032 | 19.6 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Connecticut | $270,100 | $1,253 | $840 | $1,720 | $880 |
| Litchfield County, CT | $250,100 | $1,115 | $760 | $1,550 | $790 |
| Litchfield County, CT | $250,100 | $1,115 | $810 | $1,580 | $770 |
| Harwinton, CT | $287,900 | $924 | $670 | $1,300 | $630 |
| Southbury, CT | $325,000 | $995 | $710 | $1,420 | $710 |
| Sandisfield, MA | $296,500 | $1,206 | $860 | $1,710 | $850 |
| New Fairfield, CT | $356,600 | $1,060 | $730 | $1,520 | $790 |
| Wappingers Falls, NY | $211,900 | $679 | $490 | $960 | $470 |
| Easthampton Town, MA | $243,200 | $886 | $630 | $1,220 | $590 |
| Balmville, NY | $269,000 | $1,044 | $720 | $1,440 | $720 |
| Westport, CT | $1,152,100 | $926 | $660 | $1,280 | $620 |
| Dalton, MA | $184,600 | $771 | $530 | $1,060 | $530 |
| Colchester, CT | $254,000 | $860 | $620 | $1,190 | $570 |