Gavop tells you how to get the best homeowners insurance in Lamar County, AL by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Lamar County, AL - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Austin Rd NW, Woods Ln, 2nd Dr NE, Livingston Ln, Columbus Ave NE, Wilson Stapp Cir, Boyett Cir, Hickory Flat Rd, House Rd, Hollis Rd | $107,000 | $100,000 | $75,000-$100,000 | $86,000 | $70,000 | $75,000-$100,000 |
| Round Mountain Rd, Co Rd 63, Laura Dr, Strawbridge Cir, Shack Ln, Blaylock Rd, Railroad St, Wesley Chapel Rd, McClung St, White Rd | $140,000 | $120,000 | $100,000-$125,000 | $102,000 | $100,000 | $75,000-$100,000 |
| Hook Rd, Co Rd 53, Beaver Creek Rd, 2nd Ave, Co Rd 77, Canyon Rd, Sansing Dr, Tip Rd, Brown Cir, Watertank Rd | $72,000 | $60,000 | $75,000-$100,000 | $85,500 | $80,000 | $75,000-$100,000 |
| Wright Rd, Bobo Dr, Higdon Church Rd, Carson Rd, Stembridge Rd, Millport Manor Dr, Payne Chapel Rd, College St, Walnut Grove Rd, Co Rd 3 | $140,000 | $130,000 | $125,000-$150,000 | $81,500 | $80,000 | $75,000-$100,000 |
| Ballard Rd, Tower Rd, Gum Tree Ln, Watson Creek Rd, Co Rd 9, Sailor Cemetery Rd, Weaver St, Bethel Rd, Welch St, Beech Tree Rd | $110,000 | $90,000 | $75,000-$100,000 | $54,500 | $50,000 | $50,000-$75,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$54 | $617 |
| Home and Two Car | -$114 | $556 |
| Home and Three Car | -$168 | $503 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Lamar County | $2,000 | $662 | $2,662 | $481 | $2,481 | $181 |
| Lamar County, AL | $1,500 | $662 | $2,162 | $481 | $1,981 | $181 |
| Gu-Win, AL | $2,000 | $946 | $2,946 | $687 | $2,687 | $258 |
| New Hope, MS | $100 | $1,368 | $1,468 | $994 | $1,094 | $374 |
| Gordo, AL | $200 | $959 | $1,159 | $697 | $897 | $262 |
| Bear Creek, AL | $700 | $610 | $1,310 | $443 | $1,143 | $167 |
| Clay County, MS | $100 | $806 | $906 | $586 | $686 | $220 |
| Artesia, MS | $2,000 | $862 | $2,862 | $626 | $2,626 | $235 |
| Haleyville, AL | $200 | $691 | $891 | $502 | $702 | $189 |
| Walker County, AL | $1,500 | $861 | $2,361 | $626 | $2,126 | $235 |
| Home Insurance Company Lamar County, AL | Homeowners Insurance Agency Lamar County, AL | Address | Popularity Score | Distance from Lamar County (miles) |
|---|---|---|---|---|
| State Farm | Kevin Bradford | 163 Ashwood Dr, Winfield, AL, 35594-5436 | 18.5 | |
| Travelers | Zealco Insurance | 1802 Lurleen B Wallace Blvd, Northport, AL, 35476 | 48.6 | |
| Travelers | Your Insurance Centers Inc | 400 Bexar Ave W, Hamilton, AL, 35570 | 25.2 | |
| Liberty Mutual Independent | Haleyville Insurance Center | 2012 9th Ave, Haleyville, AL, 35565 | 40.4 | |
| State Farm | Anthony Christian | 4505 Highway 78 E Ste 50, Jasper, AL, 35501-8883 | 49.8 | |
| Liberty Mutual Independent | Haleyville Insurance Center | 2012 9th Ave, Haleyville, AL, 35565 | 40.4 | |
| Allstate | Buddy Martin | 5690 Highway 43 N Ste C, Northport, AL, 35473 | 45.6 | |
| Allstate | Charlotte Bowers | 1520 Mcfarland Blvd N Ste D, Tuscaloosa, AL, 35406 | 49.7 | |
| Travelers | Your Insurance Centers Inc | 400 Bexar Ave W, Hamilton, AL, 35570 | 25.2 | |
| State Farm | Todd Barton | 1123 20th St, Haleyville, AL, 35565-1550 | 40.5 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Alabama | $132,100 | $1,168 | $830 | $1,660 | $830 |
| Lamar County, AL | $71,500 | $670 | $450 | $960 | $510 |
| Lamar County, AL | $71,500 | $670 | $480 | $920 | $440 |
| Gu-Win, AL | $95,000 | $957 | $680 | $1,350 | $670 |
| New Hope, MS | $147,800 | $1,385 | $940 | $1,950 | $1,010 |
| Gordo, AL | $97,200 | $971 | $650 | $1,380 | $730 |
| Bear Creek, AL | $48,400 | $617 | $430 | $850 | $420 |
| Clay County, MS | $81,200 | $816 | $580 | $1,150 | $570 |
| Artesia, MS | $67,500 | $872 | $630 | $1,240 | $610 |
| Haleyville, AL | $76,500 | $700 | $480 | $990 | $510 |
| Walker County, AL | $87,300 | $872 | $600 | $1,240 | $640 |