Gavop tells you how to get the best homeowners insurance in Haakon County, SD by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $26,500 | $20,000 | $25,000-$50,000 |
| 2 Bedroom | $85,000 | $80,000 | $75,000-$100,000 |
| 3 Bedroom | $65,000 | $60,000 | $75,000-$100,000 |
| 4 Bedroom | $136,000 | $120,000 | $150,000-$175,000 |
| 5 Bedroom | $158,500 | $150,000 | $175,000-$200,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$122 | $557 |
| Superior Protection Discount | -$61 | $619 |
| Fire & Security Discount | -$54 | $625 |
| Hail Resistant Roof Discount | -$14 | $666 |
| Newly Constructed Home Discount | -$184 | $496 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Haakon County | $1,500 | $672 | $2,172 | $488 | $1,988 | $184 |
| Haakon County, SD | $2,500 | $672 | $3,172 | $488 | $2,988 | $184 |
| West Haakon, SD | $400 | $808 | $1,208 | $587 | $987 | $221 |
| Philip, SD | $700 | $723 | $1,423 | $526 | $1,226 | $198 |
| Kadoka, SD | $2,500 | $637 | $3,137 | $463 | $2,963 | $174 |
| Home Insurance Company Haakon County, SD | Homeowners Insurance Agency Haakon County, SD | Address | Popularity Score | Distance from Haakon County (miles) |
|---|---|---|---|---|
| State Farm | Jan Hewitt | 101 N Center Ave Suite 1, Philip, SD, 57567 | 17.1 | |
| Allstate | First National Agency | 103 E Oak St, Philip, SD, 57567 | 17.2 | |
| Allstate | First National Agency | 103 E Oak St, Philip, SD, 57567 | 17.2 | |
| Allstate | Bankwest Insurance | 1015 Main St, Kadoka, SD, 57543 | 26.8 | |
| Allstate | Bankwest Insurance | Po Box 69, Kadoka, SD, 57543 | 31.3 | |
| Allstate | First Western Insurance | 418 Main Po Box 402, Wall, SD, 57790 | 37.8 | |
| Allstate | First Western Insurance | 418 Main Street, Wall, SD, 57790 | 37.8 | |
| State Farm | Jan Hewitt Lutcf | 101 N Center Avenue, Philip, SD, 57567-0608 | 17.1 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| South Dakota | $152,700 | $984 | $660 | $1,400 | $740 |
| Haakon County, SD | $78,100 | $680 | $470 | $970 | $500 |
| Haakon County, SD | $78,100 | $680 | $470 | $940 | $470 |
| West Haakon, SD | $102,700 | $818 | $550 | $1,160 | $610 |
| Philip, SD | $78,500 | $732 | $490 | $1,040 | $550 |
| Kadoka, SD | $55,400 | $645 | $470 | $890 | $420 |