Gavop tells you how to get the best homeowners insurance in Fulton County, KY by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $37,000 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $94,000 | $80,000 | $75,000-$100,000 |
| 3 Bedroom | $121,000 | $100,000 | $100,000-$125,000 |
| 4 Bedroom | $140,500 | $130,000 | $150,000-$175,000 |
| 5 Bedroom | $240,500 | $220,000 | $200,000-$250,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$121 | $744 |
| Superior Protection Discount | -$78 | $788 |
| Fire & Security Discount | -$95 | $770 |
| Hail Resistant Roof Discount | -$17 | $848 |
| Newly Constructed Home Discount | -$242 | $623 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Fulton County | $1,500 | $855 | $2,355 | $621 | $2,121 | $234 |
| Fulton County, KY | $2,000 | $855 | $2,855 | $621 | $2,621 | $234 |
| Hayward, MO | $200 | $713 | $913 | $518 | $718 | $195 |
| Newbern, TN | $1,000 | $782 | $1,782 | $568 | $1,568 | $214 |
| Sandywoods, MO | $200 | $728 | $928 | $529 | $729 | $199 |
| Barlow, KY | $1,500 | $729 | $2,229 | $530 | $2,030 | $199 |
| Gleason, TN | $100 | $718 | $818 | $522 | $622 | $196 |
| Kevil, KY | $2,000 | $762 | $2,762 | $554 | $2,554 | $208 |
| Essex, MO | $200 | $834 | $1,034 | $606 | $806 | $228 |
| Campbell, MO | $300 | $757 | $1,057 | $550 | $850 | $207 |
| Home Insurance Company Fulton County, KY | Homeowners Insurance Agency Fulton County, KY | Address | Popularity Score | Distance from Fulton County (miles) |
|---|---|---|---|---|
| State Farm | Chad Cochran | 1712 State Route 121 N Ste A, Murray, KY, 42071-8864 | 47.2 | |
| Travelers | Bradshaw & Weil Inc | 621 Broadway St, Paducah, KY, 42001 | 49.1 | |
| Allstate | Gary Eckelkamp | 325 N 4th St, Paducah, KY, 42001 | 49.3 | |
| State Farm | Sherri Morrill | 1207 Lone Oak Rd, Paducah, KY, 42003-5093 | 45.9 | |
| State Farm | Jim Mcpeake | 3420 Lone Oak Rd Ste H, Paducah, KY, 42003-5772 | 43.8 | |
| State Farm | Tim Britt | 207 Commercial Ave, Fulton, KY, 42041-1528 | 17.6 | |
| State Farm | Don Nowlin | 324 S 6th St, Mayfield, KY, 42066-2310 | 33.3 | |
| State Farm | Sam Miller | 211 Nolan Ave, Fulton, KY, 42041-8201 | 16.8 | |
| State Farm | Adam Ford | 2601 Jackson St, Paducah, KY, 42003-3853 | 47.4 | |
| State Farm | Susan Waldon-Denton | 831 Jefferson St, Paducah, KY, 42001-6819 | 48.9 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Kentucky | $130,000 | $896 | $650 | $1,270 | $620 |
| Fulton County, KY | $63,600 | $866 | $600 | $1,240 | $640 |
| Fulton County, KY | $63,600 | $866 | $580 | $1,190 | $610 |
| Hayward, MO | $46,100 | $722 | $520 | $1,020 | $500 |
| Newbern, TN | $81,600 | $791 | $570 | $1,120 | $550 |
| Sandywoods, MO | $49,300 | $737 | $540 | $1,050 | $510 |
| Barlow, KY | $88,800 | $738 | $510 | $1,030 | $520 |
| Gleason, TN | $68,300 | $727 | $500 | $1,030 | $530 |
| Kevil, KY | $96,300 | $771 | $520 | $1,100 | $580 |
| Essex, MO | $73,200 | $844 | $600 | $1,190 | $590 |
| Campbell, MO | $55,400 | $766 | $550 | $1,080 | $530 |