Gavop's guide to buying homeowners insurance in Algoma, WI covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Algoma, WI - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 4 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Ravine Way, Killarney Ct, Westhaven Dr, Camden Ln, Brentwood Cir, Linway Ct, Fitchburg Ct, Capital Dr, Willow Bend Ct, Lullabye Rd | $161,000 | $150,000 | $150,000-$175,000 | $240,000 | $210,000 | $175,000-$200,000 |
| Ripon Ln, Wylde Oak Ct, Hayward Ave, Willow Springs Rd, Erie Ave, Mc Curdy St, Templeton Pl, Oneida Ave, S Main St, Armory Pl | $171,500 | $150,000 | $125,000-$150,000 | $167,000 | $150,000 | $150,000-$175,000 |
| Quail Run Dr, Leonard Pt Rd, Co Rd X, N Washburn St, Westmoor Rd, W 19th Ave, Kensington Ave, N Oakwood Rd, Viking Pl, Windhurst Dr | $136,500 | $130,000 | $125,000-$150,000 | $240,000 | $230,000 | $200,000-$250,000 |
| Nelson Rd, W South Park Ave, Rebecca Run St, E 14th Ave, W 15th Ave, Osborn Ave, Duchess Ln, N Oakwood Rd, Westbrook Dr, Woodridge Dr | $205,000 | $190,000 | $200,000-$250,000 | $411,000 | $350,000 | $350,000-$400,000 |
| Country Meadow Ct, Charlie Anna Dr, E Perimeter Rd, S Sawyer St, Wyldeberry Ln, Lakeview Ct, Westview Ln, W 16th Ave, Valley Rd, Montana St | $220,000 | $210,000 | $200,000-$250,000 | $438,000 | $410,000 | $400,000-$500,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$117 | $569 |
| Superior Protection Discount | -$69 | $617 |
| Fire & Security Discount | -$69 | $617 |
| Hail Resistant Roof Discount | -$21 | $665 |
| Newly Constructed Home Discount | -$144 | $541 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $7,759 |
| Hail Damage | $5,211 |
| Wind Damage | $10,517 |
| Expensive Claims | |
| Fire | $35,329 |
| Accidental Discharge/Leakage | $8,539 |
| Optional Coverage Losses | $7,908 |
| Home Insurance Company Algoma, WI | Homeowners Insurance Agency Algoma, WI | Address | Popularity Score | Distance from Algoma (miles) |
|---|---|---|---|---|
| State Farm | Mike Sacotte | 2395 W Washington St Ste 102, West Bend, WI, 53095-2147 | 46.0 | |
| Erie | Murken Insurance Llc | 2380 State Road 44 Suite I, Oshkosh, WI, 54904 | 3.1 | |
| Travelers | Richards Insurance Of West Bend | 3018 W Washington St, West Bend, WI, 53095 | 45.8 | |
| State Farm | Steve Paykel | 410 Hawthorn Drive, West Bend, WI, 53095 | 47.9 | |
| Erie | Kettle Moraine Agency | 921 Fond Du Lac Avenue, Kewaskum, WI, 53040 | 40.7 | |
| State Farm | Derek Elwood | 515 S Washburn St Ste 105, Oshkosh, WI, 54904-7951 | 2.1 | |
| State Farm | Jim Schuldt | 117 N Milwaukee St, Plymouth, WI, 53073-1707 | 37.3 | |
| Travelers | A C Larson & Co | 201 S 5th Avenue, West Bend, WI, 53095 | 47.1 | |
| Travelers | Rose Roberts Insurance Agency | 225 S Military Road, Fond Du Lac, WI, 54935 | 19.3 | |
| State Farm | Pete Fullerton | 1305 N 8th St, Sheboygan, WI, 53081-3439 | 49.0 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Wisconsin | $169,300 | $685 | $470 | $980 | $510 |
| Winnebago County, WI | $147,300 | $626 | $430 | $890 | $460 |
| Algoma, WI | $205,900 | $685 | $490 | $950 | $460 |
| Calumet, WI | $192,500 | $720 | $520 | $990 | $470 |
| Ellington, WI | $213,800 | $747 | $500 | $1,070 | $570 |
| Lomira, WI | $156,100 | $662 | $480 | $920 | $440 |
| Wautoma, WI | $76,900 | $443 | $300 | $610 | $310 |
| Howards Grove, WI | $167,300 | $682 | $470 | $970 | $500 |
| Addison, WI | $214,400 | $747 | $510 | $1,030 | $520 |
| Sheboygan Falls, WI | $139,900 | $585 | $400 | $800 | $400 |
| Lima, WI | $191,800 | $719 | $490 | $1,030 | $540 |
| Plainfield, WI | $95,600 | $510 | $350 | $730 | $380 |
| Gibbsville, WI | $145,000 | $640 | $440 | $920 | $480 |