Gavop tells you how to get the best homeowners insurance in Western, VA by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Western, VA - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Hopkins St, Riverview St, Mountain Veaw St, Mountain Rd, Grayson Ave, Reagan St, Sycamore Ln, Kansas St, Rink St, Freestone Valley Dr | $88,500 | $80,000 | $75,000-$100,000 | $65,000 | $60,000 | $50,000-$75,000 |
| Taylor Rd, Pleasant Valley Rd, Trail St, Citizens Dr, Harmony Ln, State Rte F-816, Brown Hollow Rd, Hillcrest Dr, Sun Valley St, Madison Rd | $108,000 | $90,000 | $100,000-$125,000 | $69,000 | $60,000 | $50,000-$75,000 |
| Hunting Hill Rd, Henderson St, Robins Nest Ln, Long Row, Hurst St, Bishop Ln, Stiltner Dr, Charlie Ln, Backhollow Rd, E 4th St | $89,000 | $80,000 | $75,000-$100,000 | $59,500 | $50,000 | $50,000-$75,000 |
| Lincoln St, Star St, Springwood Ln, Geranium St, Hogback Rd, Farm Rd, College Park Rd, 1st St, D J Dr, College Hill Rd | $100,500 | $80,000 | $75,000-$100,000 | $120,000 | $110,000 | $100,000-$125,000 |
| China Ln, Old Mill Rd, Bearcat Dr, Steelsburg Hwy, Sage Hill Rd, Kents Ridge Rd, Magnolia St, Sugarleaf Dr, Cordelia St, Fair St | $138,000 | $120,000 | $125,000-$150,000 | $129,500 | $110,000 | $125,000-$150,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$147 | $772 |
| Superior Protection Discount | -$83 | $837 |
| Fire & Security Discount | -$101 | $818 |
| Hail Resistant Roof Discount | -$28 | $892 |
| Newly Constructed Home Discount | -$202 | $717 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Tazewell County | $1,500 | $1,006 | $2,506 | $731 | $2,231 | $275 |
| Western, VA | $1,500 | $909 | $2,409 | $660 | $2,160 | $248 |
| Saltville, VA | $200 | $399 | $599 | $290 | $490 | $109 |
| Hurricane, VA | $700 | $347 | $1,047 | $252 | $952 | $95 |
| Park, VA | $400 | $909 | $1,309 | $660 | $1,060 | $248 |
| Glade Spring, VA | $1,500 | $570 | $2,070 | $414 | $1,914 | $156 |
| Atkins, VA | $300 | $599 | $899 | $435 | $735 | $164 |
| Brenton, WV | $700 | $519 | $1,219 | $377 | $1,077 | $142 |
| East Wytheville, VA | $400 | $798 | $1,198 | $580 | $980 | $218 |
| Matheny, WV | $1,500 | $715 | $2,215 | $520 | $2,020 | $195 |
| Rhodell, WV | $300 | $432 | $732 | $314 | $614 | $118 |
| Man, WV | $2,000 | $676 | $2,676 | $491 | $2,491 | $185 |
| Home Insurance Company Western, VA | Homeowners Insurance Agency Western, VA | Address | Popularity Score | Distance from Western (miles) |
|---|---|---|---|---|
| Allstate | Kim Stanley | 451 Gate City Hwy, Bristol, VA, 24201 | 42.3 | |
| Erie | Mundy Insurance Agency Inc. | 205 E Main Street, Independence, VA, 24348 | 45.0 | |
| Allstate | David Kennedy | 548 E Riverside Dr Ste B, North Tazewell, VA, 24630 | 13.1 | |
| Allstate | Stephen Childress | 966 W Main St Ste 1, Abingdon, VA, 24210 | 29.8 | |
| State Farm | Jack King | 8846 S Scenic Hwy, Bland, VA, 24315-5272 | 34.2 | |
| Allstate | Leslie Shannon Lambert | 11082 Governor G C Peery Hwy, Cedar Bluff, VA, 24609 | 1.2 | |
| State Farm | Tim Burnette | 2940 Paulena Dr Ste 1, Bristol, VA, 24202-5945 | 37.7 | |
| State Farm | Garland Hall | 502b Front St W, Coeburn, VA, 24230 | 42.1 | |
| Travelers | Mcfaddin & Associates Inc | 4633 Redbud Hwy, Honaker, VA, 24260 | 13.0 | |
| Travelers | Ballard Insurance Agency Inc | 2522 Second Street, Richlands, VA, 24641 | 4.2 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Virginia | $255,800 | $952 | $690 | $1,360 | $670 |
| Tazewell County, VA | $96,500 | $1,018 | $690 | $1,410 | $720 |
| Western, VA | $111,100 | $920 | $670 | $1,270 | $600 |
| Saltville, VA | $72,900 | $404 | $280 | $550 | $270 |
| Hurricane, VA | $64,600 | $351 | $240 | $490 | $250 |
| Park, VA | $94,200 | $920 | $650 | $1,280 | $630 |
| Glade Spring, VA | $105,000 | $577 | $420 | $830 | $410 |
| Atkins, VA | $111,300 | $606 | $430 | $840 | $410 |
| Brenton, WV | $58,800 | $525 | $370 | $750 | $380 |
| East Wytheville, VA | $170,900 | $808 | $580 | $1,110 | $530 |
| Matheny, WV | $112,500 | $724 | $520 | $1,040 | $520 |
| Rhodell, WV | $40,000 | $437 | $300 | $600 | $300 |
| Man, WV | $100,000 | $684 | $470 | $950 | $480 |