Gavop shows you how to buy homeowners insurance in Sparta, WI by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Sparta, WI - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| General Ave, S 11th Ave, Jason Ave, Co Hwy B, Acorn Ave, T Cir, Iceland Rd, Navajo Rd, Johnson St, Halo Ave | $218,500 | $210,000 | $200,000-$250,000 | $121,000 | $110,000 | $125,000-$150,000 |
| Hazelwood Ave, Lamp Ave, Imperial Rd, Farmland Ave, Hamlin Rd, W Division St, Hazelgreen Rd, Stelting St, Firefly Rd, N Town Rd | $184,000 | $160,000 | $175,000-$200,000 | $95,000 | $80,000 | $75,000-$100,000 |
| W D St, Harlan Rd, Cascade Rd, Eden Ave, Octagon Ave, W 13th Ave, Helix Rd, Olive Rd, Ganderridge Ave, Fairway Rd | $128,500 | $110,000 | $125,000-$150,000 | $76,500 | $60,000 | $50,000-$75,000 |
| Greenway Rd, General Ave, Idem Rd, Canary Ave, Octopus Rd, E Division St, Naples Rd, Broadway St, Ocelot Rd, Hat Ave | $218,500 | $180,000 | $175,000-$200,000 | $148,000 | $140,000 | $125,000-$150,000 |
| Marigold Ave, Industrial Dr, Garnett Ave, Echo Rd, Fireworks Ave, Lambeth Rd, Lincoln St, Co Hwy Xx, H Cir, Glenwood Ave | $156,500 | $140,000 | $150,000-$175,000 | $129,500 | $100,000 | $125,000-$150,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$107 | $561 |
| Superior Protection Discount | -$60 | $607 |
| Fire & Security Discount | -$67 | $601 |
| Hail Resistant Roof Discount | -$20 | $647 |
| Newly Constructed Home Discount | -$174 | $494 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Monroe County | $1,000 | $611 | $1,611 | $444 | $1,444 | $167 |
| Sparta, WI | $1,500 | $659 | $2,159 | $479 | $1,979 | $180 |
| Ridgeville, WI | $400 | $688 | $1,088 | $500 | $900 | $188 |
| Irving, WI | $1,000 | $654 | $1,654 | $475 | $1,475 | $179 |
| French Island, WI | $200 | $659 | $859 | $479 | $679 | $180 |
| Campbell, WI | $1,000 | $659 | $1,659 | $479 | $1,479 | $180 |
| Brice Prairie, WI | $300 | $668 | $968 | $485 | $785 | $183 |
| Galesville, WI | $1,000 | $611 | $1,611 | $444 | $1,444 | $167 |
| Cazenovia, WI | $400 | $503 | $903 | $365 | $765 | $137 |
| Lansing, IA | $2,500 | $772 | $3,272 | $561 | $3,061 | $211 |
| Stockton, MN | $100 | $1,038 | $1,138 | $755 | $855 | $284 |
| Seif, WI | $1,500 | $569 | $2,069 | $414 | $1,914 | $156 |
| Home Insurance Company Sparta, WI | Homeowners Insurance Agency Sparta, WI | Address | Popularity Score | Distance from Sparta (miles) |
|---|---|---|---|---|
| Allstate | Lentz & Andres Insurance Agency Inc. | 510 K St, Reedsburg, WI, 53959 | 48.8 | |
| State Farm | Reggie Rabb | 3652 East Ave S, La Crosse, WI, 54601-7222 | 19.7 | |
| State Farm | Scott Davis | 1540 Heritage Blvd Suite 302, West Salem, WI, 54669-1418 | 15.0 | |
| Farmers | John Volgren | 136 N Water St, Sparta, WI, 54656 | 0.5 | |
| Allstate | Et Inc Of Wisconsin | 197 S Main St, Richland Center, WI, 53581 | 46.8 | |
| State Farm | Scott Davis | 920 W Wisc St, Sparta, WI, 54656-4217 | 0.6 | |
| State Farm | Kerri Bandell | 1288 Rudy St Ste 101, Onalaska, WI, 54650-8565 | 19.7 | |
| State Farm | Paul Dunham | 2100 State Rd 16, La Crosse, WI, 54601-3046 | 19.7 | |
| Travelers | Fleis Insurance Agency | 611 Main St, Onalaska, WI, 54650 | 21.1 | |
| Erie | Richards Insurance Agency Llc | 24824 State Hwy 58, Richland Center, WI, 53581 | 49.1 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Wisconsin | $169,300 | $685 | $470 | $940 | $470 |
| Monroe County, WI | $144,100 | $619 | $420 | $870 | $450 |
| Sparta, WI | $115,300 | $667 | $470 | $930 | $460 |
| Ridgeville, WI | $175,900 | $696 | $500 | $980 | $480 |
| Irving, WI | $156,000 | $662 | $460 | $940 | $480 |
| French Island, WI | $158,600 | $667 | $450 | $940 | $490 |
| Campbell, WI | $158,600 | $667 | $490 | $950 | $460 |
| Brice Prairie, WI | $163,500 | $676 | $480 | $970 | $490 |
| Galesville, WI | $134,800 | $618 | $440 | $860 | $420 |
| Cazenovia, WI | $95,300 | $509 | $340 | $700 | $360 |
| Lansing, IA | $122,200 | $781 | $530 | $1,110 | $580 |
| Stockton, MN | $158,700 | $1,051 | $710 | $1,440 | $730 |
| Seif, WI | $117,900 | $576 | $390 | $800 | $410 |