How Can I Make My Nampa, ID Home Insurance Cheaper

Gavop tells you how to get the best homeowners insurance in Nampa, ID by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.

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Select the Suitable Coverage Value for your Nampa, ID Home | Back to Top

Bedrooms Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
1 Bedroom $34,000 $30,000 $25,000-$50,000
2 Bedroom $64,000 $60,000 $50,000-$75,000
3 Bedroom $125,000 $110,000 $125,000-$150,000
4 Bedroom $167,500 $130,000 $175,000-$200,000
5 Bedroom $150,500 $140,000 $175,000-$200,000

Estimate your Savings with Home Insurance Discounts in Nampa, ID | Back to Top

Type Discount ($) Premium After Discount ($)
Multipolicy Discount -$112 $588
Superior Protection Discount -$63 $636
Fire & Security Discount -$56 $643
Hail Resistant Roof Discount -$21 $678
Newly Constructed Home Discount -$196 $504

Choose the Right Deductible for your Nampa, ID Home | Back to Top

Low Deductible ($500) High Deductible ($2500)
Place Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
Canyon County $700 $685 $1,385 $498 $1,198 $187
Nampa, ID $2,500 $691 $3,191 $502 $3,002 $189
Kuna, ID $500 $674 $1,174 $490 $990 $184
Star, ID $1,500 $636 $2,136 $462 $1,962 $174
Eagle, ID $300 $730 $1,030 $531 $831 $200
Ada County, ID $1,500 $653 $2,153 $474 $1,974 $178
Emmett, ID $400 $657 $1,057 $477 $877 $179
Boise Hills, ID $1,000 $713 $1,713 $518 $1,518 $195
Robie Creek, ID $500 $647 $1,147 $470 $970 $177
Owyhee, OR $700 $578 $1,278 $420 $1,120 $158
Horseshoe Bend, ID $100 $578 $678 $420 $520 $158
Sweet, ID $2,000 $719 $2,719 $523 $2,523 $197

Identify Top Home Insurance Agents near Nampa, ID | Back to Top

Home Insurance Company Nampa, ID Homeowners Insurance Agency Nampa, ID Address Popularity Score Distance from Nampa (miles)
Allstate Kelly Wallace 1843 S Broadway Ave Ste 202a, Boise, ID, 83706
18.8
Travelers Ezr Insurance Services 1509 Caldwell Blvd Ste 1108, Nampa, ID, 83651
2.6
Travelers Dahlinger & Co Insurance 1216 12th Ave South, Nampa, ID, 83651
0.2
Travelers Dahlinger & Co Insurance 1216 12th Ave South, Nampa, ID, 83651
0.2
Farmers Lynn Walker 9646 W State St, Star, ID, 83669
9.7
State Farm Steve Angiolini 5648 E Franklin Rd, Nampa, ID, 83687-8402
3.9
Allstate David Nejely 312 1/2 Caldwell Blvd, Nampa, ID, 83651
1.6
Liberty Mutual Independent Jim Waters Insurance 1713 12th Ave Rd, Nampa, ID, 83686
1.2
Allstate Clark Pierce 675 W 4th St, Kuna, ID, 83634
9.1
Travelers Ballard & Co Inc Insurance 851 E. Fairview, Meridian, ID, 83642
9.8

Compare Rates for Nampa, ID Home Insurance Providers | Back to Top

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Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
Idaho $176,800 $627 $450 $870 $420
Canyon County, ID $144,000 $693 $510 $950 $440
Nampa, ID $142,700 $699 $470 $1,000 $530
Kuna, ID $170,500 $682 $460 $970 $510
Star, ID $229,900 $644 $440 $890 $450
Eagle, ID $284,300 $739 $500 $1,020 $520
Ada County, ID $219,900 $661 $480 $940 $460
Emmett, ID $108,400 $665 $450 $920 $470
Boise Hills, ID $335,500 $722 $530 $1,020 $490
Robie Creek, ID $197,900 $655 $450 $940 $490
Owyhee, OR $199,000 $585 $420 $820 $400
Horseshoe Bend, ID $149,500 $585 $430 $830 $400
Sweet, ID $259,700 $728 $520 $1,040 $520

Research Home Insurance Companies Reviews in Nampa, ID Before Buying | Back to Top

Share a review on your home insurance company


Farm Bureau Home Insurance Reviews

Date: October 03, 2018    Age: 30 to 39    Gender: Male    Marital Status: Unmarried

Policy Offerings
Dwelling, other structures, medical payments. loss of use. Automobiles that may be damaged, items in the home.


Date: September 02, 2018    Age: 40 to 49    Gender: Male    Marital Status: Married

Policy Offerings
Our home, anything within our home and property. Personal injury covered under homeowners and damage caused by our property.


Date: August 28, 2018    Age: 20 to 29    Gender: Female    Marital Status: Married

Customer Service
I personally know my insurance agent and have always been able to call or stop by his office if I had any questions or concerns and have always received help in a timely manner.

Date: August 24, 2018    Age: Above 60    Gender: Male    Marital Status: Married

Website/App
I actually don't know if our company offers a website. I'm sure they probably do but I have never accessed it. I usually just call if I have a question or a problem. It would be nice if they did have a website that they advertised it more to make consumers aware.

Date: July 30, 2018    Age: 30 to 39    Gender: Female    Marital Status: Married

Communication
If I call the office with a question or a problem I have always received help immediately or in a timely manner.

Date: May 10, 2018    Age: 20 to 29    Gender: Female    Marital Status: Married

Premium
I was able to get a much deeper discount with this company than with previous companies combining my home and auto.

Date: March 13, 2018    Age: 40 to 49    Gender: Male    Marital Status: Married

Communication
There is nothing to dislike everything was handled promptly and professionally. I have nothing bad to say about my insurance company.

Date: November 19, 2017    Age: 40 to 49    Gender: Female    Marital Status: Unmarried

Customer Service
Calling to get a quote and coverage was easy and quick. Everything took less than 20 minutes and all information was emailed to me immediately.

Date: November 18, 2017    Age: Above 60    Gender: Male    Marital Status: Unmarried

Website/App
It is easy to use and navigate. Account management is to easy to access and contact information is readily available.

Date: November 18, 2017    Age: 40 to 49    Gender: Male    Marital Status: Unmarried

Premium
I have never price compared or shopped around for other insurance offerings. I chose this one when I purchased my first home and have stayed with them. I'm sure there are better options but I personally know our agent so I feel comfortable staying with this company.

State Farm Home Insurance Reviews

Date: April 08, 2019    Age: 30 to 39    Gender: Male    Marital Status: Married

Policy Offerings
I have not comparison shopped State Farm's pricing in recent years. However, I believe it is likely competitive to comparable insurance providers in the market.


Date: January 20, 2019    Age: 40 to 49    Gender: Male    Marital Status: Married

Premium
I pay just a bit more for the same coverage than some of the lesser expensive options out there, but it is worth it to not fight over nickels and dimes should I have a claim.

Date: December 02, 2018    Age: 40 to 49    Gender: Male    Marital Status: Married

Customer Service
Thankfully, i have never had a homer claim with State Farm. But my parents had them and all claims were promptly and nicel settled. So, I decided to choose them since I had good background with them

Date: November 03, 2018    Age: 40 to 49    Gender: Male    Marital Status: Married

Website/App
I have never used my insurance company's mobile app, so I'm not sure how well I like or dislike it. I've never really had any need to download or use the app. I might in the future, but for now I see no need. I've only used their website once or twice, and it's been so long ago that I don't really remember much about it.

Date: September 17, 2018    Age: 40 to 49    Gender: Female    Marital Status: Married

Customer Service
Excellent is the best term to describe it, never a time my questions went unanswered

Date: May 10, 2018    Age: 50 to 59    Gender: Male    Marital Status: Unmarried

Website/App
I can view all of my policies through the website, as well as pay my bill. Set up well and does what I need

Date: November 19, 2017    Age: 30 to 39    Gender: Female    Marital Status: Unmarried

Communication
If I email, if I call, they immediately get back to me to ensure I am satisfied

Date: November 18, 2017    Age: 50 to 59    Gender: Male    Marital Status: Married

Premium
I switched from Allstate to State Farm and by doing so I saved a lot of money

GEICO Home Insurance Reviews

Date: September 12, 2018    Age: 30 to 39    Gender: Female    Marital Status: Married

Policy Offerings
I think Geico covers problems in your house and flood insurance and other house damages. This is a pretty good insurance though.


Date: August 26, 2018    Age: 30 to 39    Gender: Male    Marital Status: Married

Communication
They always communicate to you about notifications about your home insurance. They never leave you hanging ever.

Date: August 25, 2018    Age: 40 to 49    Gender: Male    Marital Status: Married

Premium
They are very helpful and cover everything you need. They have the best premium and they are better than all the other premiums.

Date: May 31, 2018    Age: 20 to 29    Gender: Male    Marital Status: Married

Website/App
I like how they care about you and are always there to listen to you. And they are also very cheap also.

Date: November 19, 2017    Age: 30 to 39    Gender: Female    Marital Status: Married

Customer Service
They listen to what you have to say and they never give you bad service. They always listen to you and never denied you.

Nationwide Home Insurance Reviews

Date: September 06, 2018    Age: 30 to 39    Gender: Male    Marital Status: Married

Communication
Just got a letter from them about wildfire mitigation around my home. Their demands would literally wipe out most of my landscaping and lower my home value by more than 40K.

Date: September 01, 2018    Age: 20 to 29    Gender: Male    Marital Status: Married

Policy Offerings
full service on an auto claim. They started with low ball comps and when I asked about them they (2 different people) completely ignored the emails.


Date: January 27, 2018    Age: 30 to 39    Gender: Male    Marital Status: Unmarried

Website/App
The negative comments are true, needed a new roof or at least patch up and it took them a few days to tell me I'm not covered.

Liberty Mutual Home Insurance Reviews

Date: February 09, 2019    Age: 40 to 49    Gender: Male    Marital Status: Married

Customer Service
I have never filed a claim or had any contact with my carrier other than to pay the premium.

Allstate Home Insurance Reviews

Date: September 13, 2019    Age: 30 to 39    Gender: Male    Marital Status: Married

Policy Offerings
Allstate has been great with compared offerings. I have had others companies with offers to try all of their product lines, but Allstate delivers. I really feel they have all I need and maybe more.


Mutual of Enumclaw Home Insurance Reviews

Date: July 08, 2019    Age: 40 to 49    Gender: Married    Marital Status: Male

Premium
My premium and deductible are comparable to the other companies I have reasearched. Some are almost double for name brand companies.

Farmer's Insurance Home Insurance Reviews

Date: November 25, 2018    Age: 40 to 49    Gender: Female    Marital Status: Married

Customer Service
Farmer's Insurance has excellent customer service. When we've called them, they have responded immediately, and began the process of restoration that was needed immediately.

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