How Can I Make My Hurst, TX Home Insurance Cheaper
Gavop's guide to buying homeowners insurance in Hurst, TX covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
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Select the Suitable Coverage Value for your Hurst, TX Home | Back to Top
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $43,000 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $143,500 | $120,000 | $125,000-$150,000 |
| 3 Bedroom | $133,500 | $120,000 | $125,000-$150,000 |
| 4 Bedroom | $236,500 | $200,000 | $250,000-$300,000 |
| 5 Bedroom | $146,500 | $120,000 | $125,000-$150,000 |
Estimate your Savings with Home Insurance Discounts in Hurst, TX | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$224 | $1,174 |
| Superior Protection Discount | -$140 | $1,258 |
| Fire & Security Discount | -$154 | $1,244 |
| Hail Resistant Roof Discount | -$28 | $1,369 |
| Newly Constructed Home Discount | -$335 | $1,062 |
Choose your Hurst, TX Home Insurance Coverage for your Specific Claim Requirement | Back to Top
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,337 |
| Physical Damage | $2,392 |
| Hail Damage | $4,853 |
| Wind Damage | $6,242 |
| Expensive Claims | |
| Fire | $42,442 |
| Smoke | $15,884 |
Identify Top Home Insurance Agents near Hurst, TX | Back to Top
| Home Insurance Company Hurst, TX | Homeowners Insurance Agency Hurst, TX | Address | Popularity Score | Distance from Hurst (miles) |
|---|---|---|---|---|
| Allstate | Randy Jones | 1010 W Euless Blvd Ste 111, Euless, TX, 76040 | 4.8 | |
| Allstate | Mark Jameson | 4814 Colleyville Blvd # 120, Colleyville, TX, 76034 | 3.3 | |
| Liberty Mutual Independent | Box Insurance Agency | 1200 S. Main Street, Ste. 1600, Grapevine, TX, 76051 | 8.7 | |
| State Farm | Angela Ward | 1112 W Pioneer Pkwy, Arlington, TX, 76013-6367 | 9.5 | |
| Allstate | Jay Adkins | 1600 Airport Fwy Ste 510, Bedford, TX, 76022 | 2.3 | |
| Allstate | Alex Marrero | 1200 E Copeland Rd # 402, Arlington, TX, 76011 | 7.4 | |
| State Farm | Veronica Mendoza | 1828 N Beach St Ste B, Haltom City, TX, 76111-6719 | 7.2 | |
| Allstate | Thomas R. Crutchfield | 214 S Mesquite St, Arlington, TX, 76010 | 8.2 | |
| Allstate | Gary Tongate | 430 E Lamar Blvd Ste J, Arlington, TX, 76011 | 6.7 | |
| Allstate | Sean Howey | 1000 E Belt Line Rd # 108, Carrollton, TX, 75006 | 17.8 |
Compare Rates for Hurst, TX Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Texas | $151,500 | $1,709 | $1,130 | $2,630 | $1,500 |
| Tarrant County, TX | $158,200 | $1,400 | $920 | $2,160 | $1,240 |
| Hurst, TX | $157,000 | $1,397 | $920 | $2,150 | $1,230 |
| Lewisville-Flower Mound, TX | $239,700 | $1,538 | $1,010 | $2,370 | $1,360 |
| Burleson, TX | $150,600 | $1,383 | $910 | $2,130 | $1,220 |
| Oak Leaf, TX | $230,700 | $1,902 | $1,260 | $2,930 | $1,670 |
| Savannah, TX | $207,300 | $1,850 | $1,220 | $2,850 | $1,630 |
| Grandview, TX | $161,100 | $991 | $650 | $1,530 | $880 |
| Ellis County, TX | $158,200 | $1,400 | $920 | $2,160 | $1,240 |
| South Rockwall, TX | $274,000 | $1,403 | $930 | $2,160 | $1,230 |
| Alvord, TX | $121,800 | $1,610 | $1,060 | $2,480 | $1,420 |
| Chico, TX | $87,700 | $1,460 | $960 | $2,250 | $1,290 |
| Melissa, TX | $269,100 | $1,992 | $1,310 | $3,070 | $1,760 |
Research Home Insurance Companies Reviews in Hurst, TX Before Buying | Back to Top
Share a review on your home insurance company
Allstate Home Insurance Reviews
Date: October 04, 2019 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Customer Service
they are real fast everytime ive tried to call them they gave always answered and were very nice
Date: August 17, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Premium
I think my deductible is fairly cheap compared to some of the prices I saw when I was shopping for insurance. Not the lowest but also not the highest its average and its worth it
Date: July 25, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Policy Offerings
I've checked out Geico and StateFarm, but their rates were higher for the perks that I was looking for, like flood insurance.
State Farm Home Insurance Reviews
Date: January 21, 2019 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Policy Offerings
I am more pleased with them than with my auto insurance carrier (Allstate). Allstate wanted almost 30% more for my home insurance, that's why I didn't go with them. The only thing I like less about State Farm is that there isn't an easy-to-use website like Allstate.
Date: December 10, 2018 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Customer Service
I have always had great conversations with State Farm, they know what customer service is!! they deserve a solid Rating 5
Travelers Home Insurance Reviews
Date: November 01, 2018 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Website/App
I like that I can get to my policies on the website and update any changes. I do think it could be made easier to navigate the site. I really don't go on the website or app for my insurance company very often. I still receive information through postal mail with regards to insurance.
Mutual Benefit Group Home Insurance Reviews
Date: October 26, 2018 Age: 20 to 29 Gender: Male Marital Status: Married
Premium
In my thought i think other insurance companies does not provide same coverage on premium, So i think this is the best insurance company in texas
Progressive Home Insurance Reviews
Date: June 18, 2019 Age: 30 to 39 Gender: Unmarried Marital Status: Male
Premium
I have not compared pricing with other insurance companies. I am very pleased and believe I am getting the best price for my area. I do know I have a $2500 deductible.