Gavop tells you how to get the best homeowners insurance in Orcutt, CA by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Orcutt, CA - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 4 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Dartmoor Ln, Palmer Rd, Berkshire Ln, W Rice Ranch Rd, Woodhaven Ct, Glenwood Dr, Ken Ave, California Blvd, Crilene Ln, Pinal St | $516,500 | $440,000 | $400,000-$500,000 | $909,500 | $790,000 | $800,000-$900,000 |
| Monte Carlo Ct, Mayfield St, Terrace Dr, Pinewood Rd, Poppinga Way, Marcum St, Soloman Rd, Soares Ave, Countrywood Dr, Riviera Ln | $192,500 | $150,000 | $150,000-$175,000 | $494,500 | $430,000 | $500,000-$600,000 |
| Dutard St, Greentree Ln, Hampshire Pl, Oakridge Park Rd, Downing Ln, Willow Glen Dr, Shetland Ct, Vis Elegante, Walter Way, del Lago Dr | $258,500 | $220,000 | $250,000-$300,000 | $411,000 | $340,000 | $400,000-$500,000 |
| Lake Marie Dr, Rod Dr, Independence Ct, Merridock Ct, Holly Oak Ln, Penelope Ln, Padre Ct, Carolyne Way, W McCoy Ln, Tattersall Ct | $246,500 | $220,000 | $250,000-$300,000 | $423,500 | $340,000 | $400,000-$500,000 |
| Monte Verde Dr, Harp Rd, Sumner Pl, Amethyst Dr, Tonya Ln, Onyx Ct, Industrial Pkwy, Carlson St, Derrick Aly, Caballero Ln | $313,500 | $300,000 | $250,000-$300,000 | $475,000 | $410,000 | $400,000-$500,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$74 | $746 |
| Home and Two Car | -$131 | $689 |
| Home and Three Car | -$189 | $631 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Santa Barbara County | $2,000 | $1,358 | $3,358 | $987 | $2,987 | $371 |
| Orcutt, CA | $1,000 | $810 | $1,810 | $589 | $1,589 | $221 |
| Garey, CA | $300 | $2,293 | $2,593 | $1,666 | $1,966 | $627 |
| Blacklake, CA | $700 | $1,804 | $2,504 | $1,311 | $2,011 | $493 |
| Los Olivos, CA | $700 | $2,256 | $2,956 | $1,639 | $2,339 | $616 |
| Solvang-Santa Ynez, CA | $100 | $1,519 | $1,619 | $1,104 | $1,204 | $415 |
| Santa Ynez, CA | $1,000 | $2,098 | $3,098 | $1,524 | $2,524 | $573 |
| San Luis Obispo, CA | $400 | $1,211 | $1,611 | $880 | $1,280 | $331 |
| Atascadero, CA | $2,000 | $1,237 | $3,237 | $899 | $2,899 | $338 |
| Los Osos, CA | $100 | $976 | $1,076 | $710 | $810 | $267 |
| Mission Canyon, CA | $1,500 | $2,509 | $4,009 | $1,823 | $3,323 | $686 |
| Home Insurance Company Orcutt, CA | Homeowners Insurance Agency Orcutt, CA | Address | Popularity Score | Distance from Orcutt (miles) |
|---|---|---|---|---|
| Farmers | Rebecca Stouppe | 115 E College Ave Ste 3, Lompoc, CA, 93436 | 15.3 | |
| Allstate | Michelle Horenberger | 1975 S Broadway Ste H, Santa Maria, CA, 93454 | 4.0 | |
| Travelers | One West Insurance Services Inc | 3640 Sagunto St Ste 301, Santa Ynez, CA, 93460 | 26.3 | |
| Farmers | Sue Hubbard | 7730 Morro Rd Ste 206, Atascadero, CA, 93422 | 44.1 | |
| State Farm | Ed Attlesey | 160 N Fairview Ave Ste 3, Goleta, CA, 93117-2338 | 44.7 | |
| State Farm | Kory Robertson | 160 N Fairview Ave Ste 2, Goleta, CA, 93117-2338 | 44.7 | |
| State Farm | Tammy Dobrotin | 3015 State St Ste C, Santa Barbara, CA, 93105-3330 | 49.3 | |
| Farmers | Sergio Zepeda | 310 W Main St, Santa Maria, CA, 93458 | 6.0 | |
| State Farm | Nancy Boster | 1100 S Broadway, Santa Maria, CA, 93454-6608 | 5.1 | |
| Allstate | Cindy Longstreth | 800 S Broadway Ste 101, Santa Maria, CA, 93454 | 5.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| California | $443,400 | $1,291 | $960 | $1,760 | $800 |
| Santa Barbara County, CA | $509,400 | $1,374 | $1,020 | $1,870 | $850 |
| Orcutt, CA | $367,500 | $820 | $610 | $1,110 | $500 |
| Garey, CA | $875,000 | $2,321 | $1,720 | $3,160 | $1,440 |
| Blacklake, CA | $637,400 | $1,826 | $1,350 | $2,480 | $1,130 |
| Los Olivos, CA | $855,400 | $2,283 | $1,690 | $3,100 | $1,410 |
| Solvang-Santa Ynez, CA | $680,700 | $1,538 | $1,140 | $2,090 | $950 |
| Santa Ynez, CA | $775,600 | $2,123 | $1,570 | $2,890 | $1,320 |
| San Luis Obispo, CA | $633,100 | $1,226 | $910 | $1,670 | $760 |
| Atascadero, CA | $461,300 | $1,252 | $930 | $1,700 | $770 |
| Los Osos, CA | $461,100 | $988 | $730 | $1,340 | $610 |
| Mission Canyon, CA | $995,200 | $2,539 | $1,880 | $3,450 | $1,570 |