Gavop shows you how to buy homeowners insurance in Butler County, PA by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $71,000 | $60,000 | $50,000-$75,000 |
| 2 Bedroom | $164,000 | $130,000 | $175,000-$200,000 |
| 3 Bedroom | $242,000 | $220,000 | $175,000-$200,000 |
| 4 Bedroom | $335,000 | $270,000 | $350,000-$400,000 |
| 5 Bedroom | $296,500 | $240,000 | $300,000-$350,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$136 | $621 |
| Superior Protection Discount | -$68 | $689 |
| Fire & Security Discount | -$83 | $674 |
| Hail Resistant Roof Discount | -$23 | $735 |
| Newly Constructed Home Discount | -$205 | $553 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Butler County | $1,500 | $748 | $2,248 | $544 | $2,044 | $205 |
| Butler County, PA | $1,500 | $748 | $2,248 | $544 | $2,044 | $205 |
| Butler, PA | $500 | $672 | $1,172 | $488 | $988 | $184 |
| Gilpin, PA | $700 | $650 | $1,350 | $472 | $1,172 | $178 |
| Harmar, PA | $300 | $621 | $921 | $452 | $752 | $170 |
| Orchard Hills, PA | $2,500 | $558 | $3,058 | $406 | $2,906 | $153 |
| Ohioville, PA | $100 | $673 | $773 | $489 | $589 | $184 |
| Monroeville, PA | $700 | $627 | $1,327 | $455 | $1,155 | $171 |
| Clark, PA | $400 | $713 | $1,113 | $518 | $918 | $195 |
| West Elizabeth, PA | $700 | $478 | $1,178 | $348 | $1,048 | $131 |
| Langeloth, PA | $200 | $539 | $739 | $392 | $592 | $147 |
| Herminie, PA | $2,000 | $520 | $2,520 | $378 | $2,378 | $142 |
| Home Insurance Company Butler County, PA | Homeowners Insurance Agency Butler County, PA | Address | Popularity Score | Distance from Butler County (miles) |
|---|---|---|---|---|
| State Farm | Chrissy Forster | 602 Evans City Road Suite 102, Butler, PA, 16001-8728 | 4.7 | |
| State Farm | Brian Winfield | 550 Route 30, Irwin, PA, 15642 | 43.7 | |
| State Farm | Gwen Sciullo | 122 Point Plz, Butler, PA, 16001-2540 | 3.1 | |
| Farmers | Western Pa Insured Professionals | 665 Evans City Rd, Butler, PA, 16001 | 5.2 | |
| Erie | Minich Insurance Agency Llc | 230 Mercer Street, Butler, PA, 16001 | 3.4 | |
| Erie | Eshenbaugh Insurance Llc | 1212 W Sunbury Road, West Sunbury, PA, 16061 | 5.9 | |
| Allstate | Ryan Mackey | 2340 Warren Rd Ste 201, Indiana, PA, 15701 | 43.7 | |
| Allstate | Independent Associates Of Pa | 1252 W Sunbury Rd Po Box 250, West Sunbury, PA, 16061 | 6.2 | |
| Erie | John E Hollock | 506 N Main Street, Butler, PA, 16001 | 3.5 | |
| Erie | Hritsko Insurance Llc | 102 W Pike Street Suite 202, Houston, PA, 15342 | 48.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Pennsylvania | $170,500 | $745 | $530 | $1,060 | $530 |
| Butler County, PA | $190,000 | $758 | $550 | $1,050 | $500 |
| Butler County, PA | $190,000 | $758 | $550 | $1,080 | $530 |
| Butler, PA | $163,100 | $680 | $460 | $970 | $510 |
| Gilpin, PA | $127,300 | $658 | $440 | $910 | $470 |
| Harmar, PA | $114,200 | $629 | $420 | $890 | $470 |
| Orchard Hills, PA | $88,500 | $565 | $410 | $780 | $370 |
| Ohioville, PA | $138,100 | $681 | $480 | $970 | $490 |
| Monroeville, PA | $138,400 | $634 | $460 | $870 | $410 |
| Clark, PA | $158,500 | $722 | $490 | $990 | $500 |
| West Elizabeth, PA | $60,600 | $484 | $340 | $660 | $320 |
| Langeloth, PA | $81,600 | $546 | $370 | $780 | $410 |
| Herminie, PA | $74,500 | $526 | $380 | $740 | $360 |