Gavop shows you how to buy homeowners insurance in Madison County, IA by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Madison County, IA - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 4 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| John Wayne Dr, Warren St, Valleyview Ave, 245th Ln, W North St, Holliwell Bridge Rd, W Court Ave, Windwood Ave, 260th Ln, 103rd Ct | $176,500 | $160,000 | $150,000-$175,000 | $221,000 | $190,000 | $250,000-$300,000 |
| NW 3rd St, N 10th St, State Hwy 92, Hogback Bridge Rd, S Morgan St, Woodland Ave, 315 St, Millstream Ct, Woodland Ave, Co Rd G14 | $127,000 | $110,000 | $100,000-$125,000 | $237,000 | $210,000 | $200,000-$250,000 |
| E 1st St, Dexfield Way, Woodbrook Ln, 155th St, Walnut Trl, 295th Ln, Cedar Ave, Settlers Ave, W South St, SE 2nd St | $199,500 | $190,000 | $175,000-$200,000 | $320,000 | $260,000 | $300,000-$350,000 |
| 135th St, NW Poplar Ave, 325th St, W Sycamore St, 170th Ln, US Hwy 169, Fawn Ave, N River Ln, Ivy Ave, Quail Ridge Trl | $195,000 | $170,000 | $200,000-$250,000 | $205,000 | $170,000 | $200,000-$250,000 |
| N 9th St, Timber Ridge Ave, Rustic Ave, NE 3rd St, 144th Ct, S 9th St, Pammel Park Rd, N 15th Ave, Valleyview Ln, Fox Trl | $163,000 | $140,000 | $150,000-$175,000 | $255,500 | $210,000 | $250,000-$300,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$68 | $683 |
| Home and Two Car | -$128 | $623 |
| Home and Three Car | -$188 | $563 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Madison County | $1,000 | $741 | $1,741 | $539 | $1,539 | $203 |
| Madison County, IA | $2,000 | $741 | $2,741 | $539 | $2,539 | $203 |
| New Hope, IA | $200 | $527 | $727 | $383 | $583 | $144 |
| Murray, IA | $2,000 | $494 | $2,494 | $359 | $2,359 | $135 |
| Allen, IA | $100 | $869 | $969 | $632 | $732 | $238 |
| Saylorville, IA | $2,000 | $973 | $2,973 | $707 | $2,707 | $266 |
| Lake Panorama, IA | $400 | $1,323 | $1,723 | $961 | $1,361 | $362 |
| Ellston, IA | $2,500 | $448 | $2,948 | $325 | $2,825 | $122 |
| Bridgewater, IA | $200 | $353 | $553 | $256 | $456 | $96 |
| Peoples, IA | $1,500 | $966 | $2,466 | $702 | $2,202 | $264 |
| Adams County, IA | $500 | $584 | $1,084 | $425 | $925 | $160 |
| Huxley, IA | $1,000 | $905 | $1,905 | $658 | $1,658 | $247 |
| Home Insurance Company Madison County, IA | Homeowners Insurance Agency Madison County, IA | Address | Popularity Score | Distance from Madison County (miles) |
|---|---|---|---|---|
| Travelers | Advantage Insurance | 8421 University Blvd Ste G, Clive, IA, 50325 | 23.9 | |
| Travelers | Brown Mcnerney Johnson Insurance Agency | 6150 Village View Dr Ste 100, West Des Moines, IA, 50266 | 19.8 | |
| State Farm | Deb Stubbs | 225 Se Oralabor Road, Ankeny, IA, 50021-9118 | 33.6 | |
| State Farm | Tim Ford | 2217 Beaver Ave, Des Moines, IA, 50310-3959 | 26.5 | |
| Allstate | Charles Webb | 1355 50th St Ste 300, West Des Moines, IA, 50266 | 22.0 | |
| Allstate | Betty Bebout | 3636 Westown Pkwy Ste 101, West Des Moines, IA, 50266 | 22.7 | |
| State Farm | Eric Schepers | 516 Nk Dr S Ste A, Adel, IA, 50003-2076 | 19.8 | |
| State Farm | Carolyn Goodwin | 9350 University Ave Ste 116, Wdm, IA, 50266-1645 | 22.8 | |
| State Farm | Mark Courter | 6773 Hickman Rd, Des Moines, IA, 50322-4908 | 25.2 | |
| State Farm | Bob Joynes | 4150 Westown Pkwy Ste 305, Wdm, IA, 50266-5901 | 22.6 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Iowa | $137,200 | $829 | $560 | $1,180 | $620 |
| Madison County, IA | $160,400 | $750 | $530 | $1,060 | $530 |
| Madison County, IA | $160,400 | $750 | $510 | $1,070 | $560 |
| New Hope, IA | $63,500 | $533 | $370 | $750 | $380 |
| Murray, IA | $57,200 | $500 | $350 | $710 | $360 |
| Allen, IA | $155,300 | $880 | $610 | $1,250 | $640 |
| Saylorville, IA | $202,100 | $985 | $670 | $1,360 | $690 |
| Lake Panorama, IA | $385,100 | $1,339 | $960 | $1,910 | $950 |
| Ellston, IA | $48,800 | $453 | $330 | $630 | $300 |
| Bridgewater, IA | $32,800 | $357 | $260 | $500 | $240 |
| Peoples, IA | $198,800 | $978 | $690 | $1,340 | $650 |
| Adams County, IA | $84,900 | $591 | $430 | $850 | $420 |
| Huxley, IA | $169,900 | $916 | $670 | $1,310 | $640 |