How Can I Make My Highland Village, TX Home Insurance Cheaper
Gavop shows you how to buy homeowners insurance in Highland Village, TX by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
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Select the Suitable Coverage Value for your Highland Village, TX Home | Back to Top
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $87,000 | $80,000 | $75,000-$100,000 |
| 2 Bedroom | $233,500 | $200,000 | $250,000-$300,000 |
| 3 Bedroom | $219,000 | $190,000 | $175,000-$200,000 |
| 4 Bedroom | $332,500 | $300,000 | $300,000-$350,000 |
| 5 Bedroom | $632,500 | $540,000 | $600,000-$700,000 |
Estimate your Savings with Home Insurance Discounts in Highland Village, TX | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$190 | $927 |
| Superior Protection Discount | -$100 | $1,016 |
| Fire & Security Discount | -$112 | $1,005 |
| Hail Resistant Roof Discount | -$22 | $1,094 |
| Newly Constructed Home Discount | -$223 | $893 |
Choose the Right Deductible for your Highland Village, TX Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Denton County | $2,500 | $1,270 | $3,770 | $923 | $3,423 | $347 |
| Highland Village, TX | $2,000 | $1,103 | $3,103 | $802 | $2,802 | $301 |
| Denton, TX | $400 | $1,348 | $1,748 | $980 | $1,380 | $368 |
| Paloma Creek South, TX | $700 | $1,847 | $2,547 | $1,342 | $2,042 | $505 |
| Southwest Dallas, TX | $200 | $1,597 | $1,797 | $1,160 | $1,360 | $436 |
| Southwest Grayson, TX | $700 | $1,712 | $2,412 | $1,244 | $1,944 | $468 |
| Cedar Hill, TX | $300 | $1,505 | $1,805 | $1,094 | $1,394 | $411 |
| Farmersville, TX | $1,500 | $967 | $2,467 | $703 | $2,203 | $264 |
| Sadler, TX | $400 | $1,362 | $1,762 | $990 | $1,390 | $372 |
| Bridgeport, TX | $1,500 | $930 | $2,430 | $676 | $2,176 | $254 |
| Tom Bean, TX | $200 | $1,515 | $1,715 | $1,101 | $1,301 | $414 |
| Trenton, TX | $1,000 | $1,383 | $2,383 | $1,005 | $2,005 | $378 |
Identify Top Home Insurance Agents near Highland Village, TX | Back to Top
| Home Insurance Company Highland Village, TX | Homeowners Insurance Agency Highland Village, TX | Address | Popularity Score | Distance from Highland Village (miles) |
|---|---|---|---|---|
| State Farm | Fabio Fernandez | 817 S Mill St Ste 101, Lewisville, TX, 75057-4677 | 5.4 | |
| Allstate | Anthony Kachiros | 10995 Plano Rd Ste 203, Dallas, TX, 75238 | 24.8 | |
| State Farm | Ron Morgan | 2101 E Highway 114 Ste B, Trophy Club, TX, 76262-7002 | 9.6 | |
| Travelers | Goosehead Insurance | 260 N Denton Tap Rd Ste 265, Coppell, TX, 75019 | 8.9 | |
| Farmers | Gary Leslie | 2250 Morriss Rd Ste 212, Flower Mound, TX, 75028 | 5.3 | |
| Liberty Mutual Independent | Twfg Insurance Services | 5501 Lbj Freeway Ste 200, Dallas, TX, 75240 | 18.3 | |
| State Farm | Alan Zimmerer | 264 S Interstate 35e, Denton, TX, 76205 | 8.3 | |
| State Farm | Judy Samuel | 501 Carroll St Ste 650, Fort Worth, TX, 76107-8202 | 28.7 | |
| Travelers | Frederiksen & Frederiksen | 12900 Preston Rd Ste 500, Dallas, TX, 75230 | 18.9 | |
| Farmers | Scott Mcbrayer | 4151 Cross Timbers Rd Ste 130, Flower Mound, TX, 75028 | 3.9 |
Compare Rates for Highland Village, TX Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Texas | $151,500 | $1,709 | $1,130 | $2,630 | $1,500 |
| Denton County, TX | $232,000 | $1,286 | $850 | $1,980 | $1,130 |
| Highland Village, TX | $327,600 | $1,116 | $740 | $1,720 | $980 |
| Denton, TX | $179,000 | $1,365 | $900 | $2,100 | $1,200 |
| Paloma Creek South, TX | $215,700 | $1,869 | $1,230 | $2,880 | $1,650 |
| Southwest Dallas, TX | $123,400 | $1,616 | $1,070 | $2,490 | $1,420 |
| Southwest Grayson, TX | $159,600 | $1,733 | $1,140 | $2,670 | $1,530 |
| Cedar Hill, TX | $146,200 | $1,524 | $1,010 | $2,350 | $1,340 |
| Farmersville, TX | $153,800 | $979 | $650 | $1,510 | $860 |
| Sadler, TX | $72,500 | $1,379 | $910 | $2,120 | $1,210 |
| Bridgeport, TX | $133,200 | $942 | $620 | $1,450 | $830 |
| Tom Bean, TX | $103,000 | $1,533 | $1,010 | $2,360 | $1,350 |
| Trenton, TX | $76,300 | $1,400 | $920 | $2,160 | $1,240 |
Research Home Insurance Companies Reviews in Highland Village, TX Before Buying | Back to Top
Share a review on your home insurance company
Allstate Home Insurance Reviews
Date: October 15, 2018 Age: 50 to 59 Gender: Male Marital Status: Unmarried
Customer Service
They are extremely friendly and helpful on the phone. They are easy to understand and will break things down for me in a way that I understand .
State Farm Home Insurance Reviews
Date: April 07, 2019 Age: 40 to 49 Gender: Male Marital Status: Unmarried
Policy Offerings
State Farm offered the same options as other major insurance companies, but like other companies did not cover certain water damage claims and mold.
GEICO Home Insurance Reviews
Date: November 19, 2018 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Premium
The deductible is sort of high but I like how much it lowers my premiums and so far taking that risk has paid off.