How Can I Make My Highland Village, TX Home Insurance Cheaper

Gavop shows you how to buy homeowners insurance in Highland Village, TX by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.

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Select the Suitable Coverage Value for your Highland Village, TX Home | Back to Top

Bedrooms Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
1 Bedroom $87,000 $80,000 $75,000-$100,000
2 Bedroom $233,500 $200,000 $250,000-$300,000
3 Bedroom $219,000 $190,000 $175,000-$200,000
4 Bedroom $332,500 $300,000 $300,000-$350,000
5 Bedroom $632,500 $540,000 $600,000-$700,000

Choose the Best Highland Village, TX Home Insurance Premium for your Background | Back to Top

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Full Time Job 550-599 Credit Score $75 to $100,000 No Pets, Smoker $1,030
Retired 750-799 Credit Score <$25,000 More than 3 Pets at home, Smoker $390
Unemployed 700-749 Credit Score <$25,000 2 Pets, Smoker $170

Choose the Right Deductible for your Highland Village, TX Home | Back to Top

Low Deductible ($500) High Deductible ($2500)
Place Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
Texas $300 $670 $970 $580 $880 $90
Denton County, TX $2,500 $910 $1,410 $780 $3,280 $-1,870
Highland Village, TX $2,000 $1,150 $1,650 $930 $2,930 $-1,280
Denton, TX $400 $580 $980 $470 $870 $110
Paloma Creek South, TX $700 $670 $1,170 $590 $1,290 $-120
Southwest Dallas, TX $200 $610 $810 $490 $690 $120
Southwest Grayson, TX $700 $610 $1,110 $510 $1,210 $-100
Cedar Hill, TX $300 $590 $890 $510 $810 $80
Farmersville, TX $1,500 $520 $1,020 $450 $1,950 $-930
Sadler, TX $400 $330 $730 $270 $670 $60
Bridgeport, TX $1,500 $640 $1,140 $530 $2,030 $-890
Tom Bean, TX $200 $460 $660 $380 $580 $80
Trenton, TX $1,000 $370 $870 $320 $1,320 $-450

Identify Top Home Insurance Agents near Highland Village, TX | Back to Top

Home Insurance Company Highland Village, TX Homeowners Insurance Agency Highland Village, TX Address Popularity Score Distance from Highland Village (miles)
State Farm Fabio Fernandez 817 S Mill St Ste 101, Lewisville, TX, 75057-4677
5.4
Allstate Anthony Kachiros 10995 Plano Rd Ste 203, Dallas, TX, 75238
24.8
State Farm Ron Morgan 2101 E Highway 114 Ste B, Trophy Club, TX, 76262-7002
9.6
Travelers Goosehead Insurance 260 N Denton Tap Rd Ste 265, Coppell, TX, 75019
8.9
Farmers Gary Leslie 2250 Morriss Rd Ste 212, Flower Mound, TX, 75028
5.3
Liberty Mutual Independent Twfg Insurance Services 5501 Lbj Freeway Ste 200, Dallas, TX, 75240
18.3
State Farm Alan Zimmerer 264 S Interstate 35e, Denton, TX, 76205
8.3
State Farm Judy Samuel 501 Carroll St Ste 650, Fort Worth, TX, 76107-8202
28.7
Travelers Frederiksen & Frederiksen 12900 Preston Rd Ste 500, Dallas, TX, 75230
18.9
Farmers Scott Mcbrayer 4151 Cross Timbers Rd Ste 130, Flower Mound, TX, 75028
3.9

Compare Rates for Highland Village, TX Home Insurance Providers | Back to Top

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Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
Texas $128,000 $630 $420 $970 $550
Denton County, TX $182,200 $930 $610 $1,430 $820
Highland Village, TX $262,000 $1,410 $930 $2,170 $1,240
Denton, TX $147,900 $780 $510 $1,200 $690
Paloma Creek South, TX $160,600 $880 $580 $1,360 $780
Southwest Dallas, TX $112,800 $650 $430 $1,000 $570
Southwest Grayson, TX $133,800 $740 $490 $1,140 $650
Cedar Hill, TX $132,300 $600 $400 $920 $520
Farmersville, TX $110,300 $470 $310 $720 $410
Sadler, TX $59,000 $300 $200 $460 $260
Bridgeport, TX $123,200 $690 $460 $1,060 $600
Tom Bean, TX $82,200 $480 $320 $740 $420
Trenton, TX $70,700 $370 $240 $570 $330

Research Home Insurance Companies Reviews in Highland Village, TX Before Buying | Back to Top

Share a review on your home insurance company


Allstate Home Insurance Reviews

Date: October 15, 2018    Age: 50 to 59    Gender: Male    Marital Status: Unmarried

Customer Service
They are extremely friendly and helpful on the phone. They are easy to understand and will break things down for me in a way that I understand .

State Farm Home Insurance Reviews

Date: April 07, 2019    Age: 40 to 49    Gender: Male    Marital Status: Unmarried

Policy Offerings
State Farm offered the same options as other major insurance companies, but like other companies did not cover certain water damage claims and mold.


GEICO Home Insurance Reviews

Date: November 19, 2018    Age: 30 to 39    Gender: Male    Marital Status: Unmarried

Premium
The deductible is sort of high but I like how much it lowers my premiums and so far taking that risk has paid off.